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RF Construct Designer

Active
Private limited companyfounded 20242 yrs activeLange Eikstraat 46, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 1011.831.348
Summary

The computed 12-month bankruptcy probability of RF Construct Designer is 2.1% (moderate). The 2025 annual accounts show equity of €15,079 and a net result of €14,079. Its solvency ranks better than 95% of 7598 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
cash: 100% of total assets, and 7.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.7%
Return on assets
86.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
35 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 July 2024, RF Construct Designer was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
€352,599
EBIT margin
4.0%
Net result
€14,079
Working capital
Not included in this filing

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €16,260
Equity €15,079
Debt €1,181
Debt finances 7.3% of the balance-sheet total.
Key figures and ratios
2025 value
Debt to equity
0.08
ROE
93.4%
ROA
86.6%

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 20 lines
Balance sheet Code2025
Assets
Total assets20/58€16,260
Current assets29/58€16,260
Cash at bank and in hand54/58€16,260
Equity and liabilities
Total equity and liabilities10/49€16,260
Equity10/15€15,079
Contributions10/11€1,000
Profit (loss) carried forward14€14,079
Amounts payable17/49€1,181
Accrued charges and deferred income492/3€1,181
Income statement Code2025
Turnover70€352,599
Goods, raw materials, services and sundry goods60/61€338,114
Other operating charges640/8€383
Gross operating margin9900€14,485
Operating profit (loss)9901€14,102
Financial charges65/66B€22
Recurring financial charges65€22
Profit (loss) for the period before taxes9903€14,079
Profit (loss) for the period9904€14,079
Profit (loss) for the period to be appropriated9905€14,079
Appropriation of the result
Profit (loss) to be appropriated9906€14,079

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€352,599
Goods, raw materials, services and sundry goods60/61€338,114
Other operating charges640/8€383
Gross operating margin9900€14,485
Operating profit (loss)9901€14,102
Financial charges65/66B€22
Recurring financial charges65€22
Profit (loss) for the period before taxes9903€14,079
Profit (loss) for the period9904€14,079
Profit (loss) for the period to be appropriated9905€14,079
Line2025
Assets
Total assets20/58€16,260
Current assets29/58€16,260
Cash at bank and in hand54/58€16,260
Equity and liabilities
Total equity and liabilities10/49€16,260
Equity10/15€15,079
Contributions10/11€1,000
Profit (loss) carried forward14€14,079
Amounts payable17/49€1,181
Accrued charges and deferred income492/3€1,181
Line2025
Profit (loss) for the period9904€14,079
Operating cash flow (approximation)€14,079

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
04-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
639 m²
Building footprint
434 m²
Volume, LiDAR
3,820 m³
2 parcels, Brussels, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
602 companies at this address See who is registered here
1 establishment unit
RF Construct Designer
Leuvensesteenweg 924, 1140 EvereGeneral construction of buildings
since 20242.362.005.428
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22006A0114/00P000 Flanders 520 m² 1 · 325 m² 14.8 m · 3 fl.
21372C0117/00E003 Brussels 119 m² 1 · 110 m² 13.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,786 companies in sector 41001 we hold annual accounts for 16,061. 10,722 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43221Plumbing work
Contact
E-mail info@rfconstruct.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1011831348
Also 9925:BE1011831348
Registered 04-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.