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RF AUTOMOTIVES

Active
Private limited companyfounded 20251 year activeRue Léopold 14, 5500 Dinant, BelgiumKBO/BCE: BE 1018.701.126
Summary

RF AUTOMOTIVES has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,411 and a net result of €411. Its solvency ranks better than 88% of 22,078 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€4,198total assets 2025
Equity
€3,411
Profit
€411
Turnover not published (abridged schema)
Financial health
73 Healthy Checked score 2025
Bankruptcy probability, 12 months
0.6%
Structure
Accounts filed 20 days late0 of 1 deed read
Why 73- Size: total assets €4,198- Founded in 2025+ Liquidity: current ratio 3.50, cash €1,684+ Equity €3,411 (81.2% of total assets)Show the evidence

Checked score

Score 2025
73 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 85% of its sector peers (NACE 47, micro)
Financial strength
Strong
Solvency 100
equity 81.2% of total assets
Liquidity 95
short-term debt 18.5% · cash 40.1%
Profitability 79
return on assets 9.8%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 02-2026: 1.8% 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.2%▲ +0.3 percentage points vs 04-2026 06-2026: 2.3%▲ +0.1 percentage points vs 05-2026 07-2026: 2.6%▲ +0.3 percentage points vs 06-2026 08-2026: 2.8%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.6%▼ -2.2 percentage points vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 94% on liquidity and 69% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Size: total assets €4,198
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 3.50, cash €1,684
NBB · annual accounts
lowers risk · Equity €3,411 (81.2% of total assets)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
20 days late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Positive: Among the best 12% on solvencysector median 33.9% · 22,078 companies 81.2% View
  • Total assets 2025first fiscal year filed €4,198 View
  • Active since 2025founded 14-01-2025 1 years View

By topic

Financials

Fiscal year
2025
Total assets
€4,198
Profit
€411
Solvency
81.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
14-01-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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