RF 64
ActiveSummary
RF 64 has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€77,586) and a net result of -€44,288. Equity is shrinking by ~28.7% per year across the filed fiscal years. Its solvency ranks better than 9% of 9527 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-62
Solvency0▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 0.52 in 2023; short-term debt: 146.9% and cash: 3.8% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-47.6%
Return on assets
-27.2%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€77,586
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
30 d late
2022
123 d late
2021
228 d late
2020
129 d late
2019
431 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 162 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€44,288
2023 · €17
Working capital
-€148,504▼ 39.0%
2023 · -€106,816
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€16,574▼ 58.2%€2,509€1,486▼ 40.8%€4,789▲ 222%-€33,836
Net result-€19,541below the sector's middle half▼ 2.4%€438within the sector's middle half€742within the sector's middle half▲ 69.5%€17within the sector's middle half▼ 97.7%-€44,288below the sector's middle half
Equity-€34,494below the sector's middle half▼ 131%-€34,057below the sector's middle half▲ 1.3%-€33,315below the sector's middle half▲ 2.2%-€33,298below the sector's middle half▲ 0.1%-€77,586below the sector's middle half▼ 133%
Total assets€118,132below the sector's middle half▼ 25.6%€136,721within the sector's middle half▲ 15.7%€258,850within the sector's middle half▲ 89.3%€198,891within the sector's middle half▼ 23.2%€163,058within the sector's middle half▼ 18.0%
Debt€152,627▼ 12.1%€170,777▲ 11.9%€292,165▲ 71.1%€232,189▼ 20.5%€240,644▲ 3.6%
Working capital-€60,102within the sector's middle half▼ 152%-€65,932below the sector's middle half▼ 9.7%-€96,198below the sector's middle half▼ 45.9%-€106,816below the sector's middle half▼ 11.0%-€148,504below the sector's middle half▼ 39.0%
Solvency-29.2%below the sector's middle half▼ 19.8pp-24.9%below the sector's middle half▲ 4.3pp-12.9%below the sector's middle half▲ 12.0pp-16.7%below the sector's middle half▼ 3.9pp-47.6%below the sector's middle half▼ 30.8pp
Current ratio0.61below the sector's middle half▼ 0.260.61below the sector's middle half▲ 0.010.65below the sector's middle half▲ 0.040.52below the sector's middle half▼ 0.140.38below the sector's middle half▼ 0.14
Return on assets (ROA)-16.5%below the sector's middle half▼ 4.5pp0.3%within the sector's middle half▲ 16.9pp0.3%within the sector's middle half=0.0%below the sector's middle half▼ 0.3pp-27.2%below the sector's middle half▼ 27.2pp
Staff (FTE)5.4within the sector's middle half▲ 116%5.5▲ 1.9%6.6▲ 20.0%5.8▼ 12.1%5.8=
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €33,836 after €4,789 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €163,058
Fixed assets
€72,027 ▼ 15.5%
Current assets
€91,032 ▼ 19.9%
Key figures and ratios
EBITDA
-€11,577▼
2023 · €24,724
Cash flow
-€22,029▼
2023 · €19,952
Quick ratio
0.30▼
2023 · 0.43
Debt to equity
-3.10▲
2023 · -6.97
Interest coverage
-4.51▼
2023 · 5.17
Debt ≤ 1 year
€239,536▲
2023 · €220,427
Income taxes
€8,628▲
2023 · €146
Staff costs
€302,533▲
2023 · €277,365
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €157,106 | €273,358 | €277,365 | €302,533 | ▲ 9.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,812 | €5,556 | €12,609 | €19,935 | €22,259 | ▲ 11.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €45 | €45 | = |
| Other operating charges640/8 | - | €39,220 | €839 | €10,226 | €2,862 | ▼ 72.0% |
| Non-recurring operating charges66A | - | - | €984 | €2,000 | - | - |
| Gross operating margin9900 | €129,866 | €204,390 | €289,276 | €314,359 | €293,863 | ▼ 6.5% |
| Operating profit (loss)9901 | -€16,574 | €2,509 | €1,486 | €4,789 | -€33,836 | ▼ 807% |
| Financial income75/76B | - | €1,020 | - | €161 | €743 | ▲ 362% |
| Recurring financial income75 | €1,382 | €1,020 | - | €161 | €743 | ▲ 362% |
| Financial charges65/66B | - | €1,042 | €744 | €4,786 | €2,568 | ▼ 46.4% |
| Recurring financial charges65 | €2,021 | €1,042 | €744 | €4,786 | €2,568 | ▼ 46.4% |
| Profit (loss) for the period before taxes9903 | -€17,213 | €2,486 | €742 | €164 | -€35,660 | ▼ 21,891% |
| Income taxes67/77 | €2,329 | €2,048 | - | €146 | €8,628 | ▲ 5,799% |
| Profit (loss) for the period9904 | -€19,541 | €438 | €742 | €17 | -€44,288 | ▼ 254,630% |
| Profit (loss) for the period to be appropriated9905 | -€19,541 | €438 | €742 | €17 | -€44,288 | ▼ 254,630% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €118,132 | €136,721 | €258,850 | €198,891 | €163,058 | ▼ 18.0% |
| Formation expenses20 | - | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €25,608 | €31,875 | €77,883 | €85,280 | €72,027 | ▼ 15.5% |
| Tangible fixed assets22/27 | €21,732 | €26,599 | €70,407 | €77,804 | €64,551 | ▼ 17.0% |
| Land and buildings22 | - | €3,803 | €6,596 | €18,009 | €17,246 | ▼ 4.2% |
| Plant, machinery and equipment23 | - | €17,344 | €35,229 | €37,641 | €31,756 | ▼ 15.6% |
| Furniture and vehicles24 | - | €5,452 | €28,583 | €22,154 | €15,549 | ▼ 29.8% |
| Financial fixed assets28 | €3,876 | €5,276 | €7,476 | €7,476 | €7,476 | = |
| Current assets29/58 | €92,525 | €104,845 | €180,966 | €113,611 | €91,032 | ▼ 19.9% |
| Stocks and contracts in progress3 | €7,295 | €8,416 | €18,843 | €19,344 | €18,945 | ▼ 2.1% |
| Stocks30/36 | - | €8,416 | €18,843 | €19,344 | €18,945 | ▼ 2.1% |
| Amounts receivable within one year40/41 | €79,315 | €80,261 | €127,418 | €65,853 | €65,928 | ▲ 0.1% |
| Trade receivables40 | - | €61,898 | €123,102 | €50,712 | €56,978 | ▲ 12.4% |
| Other amounts receivable41 | - | €18,363 | €4,316 | €15,141 | €8,950 | ▼ 40.9% |
| Cash at bank and in hand54/58 | €3,939 | €16,169 | €34,706 | €23,744 | €6,158 | ▼ 74.1% |
| Deferred charges and accrued income490/1 | - | - | - | €4,670 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €118,132 | €136,721 | €258,850 | €198,891 | €163,058 | ▼ 18.0% |
| Equity10/15 | -€34,494 | -€34,057 | -€33,315 | -€33,298 | -€77,586 | ▼ 133% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €1,850 | €1,850 | €1,850 | €1,850 | €1,850 | = |
| Non-distributable reserves130/1 | - | €1,850 | €1,850 | €1,850 | €1,850 | = |
| Reserves not available under the articles1311 | - | €1,850 | €1,850 | €1,850 | €1,850 | = |
| Profit (loss) carried forward14 | -€56,344 | -€55,907 | -€55,165 | -€55,148 | -€99,436 | ▼ 80.3% |
| Amounts payable17/49 | €152,627 | €170,777 | €292,165 | €232,189 | €240,644 | ▲ 3.6% |
| Amounts payable after more than one year17 | - | - | €15,000 | €11,762 | - | - |
| Financial debts170/4 | - | - | €15,000 | €11,762 | - | - |
| Amounts payable within one year42/48 | €152,627 | €170,777 | €277,165 | €220,427 | €239,536 | ▲ 8.7% |
| Current portion of amounts payable after more than one year42 | - | - | €0 | - | €8,864 | - |
| Financial debts43 | - | €196 | €196 | €196 | €16,160 | ▲ 8,162% |
| Credit institutions430/8 | - | €196 | €196 | €196 | €16,160 | ▲ 8,162% |
| Trade debts44 | €51,804 | €59,446 | €124,730 | €74,396 | €85,764 | ▲ 15.3% |
| Suppliers440/4 | - | €59,446 | €124,730 | €74,396 | €85,764 | ▲ 15.3% |
| Advances received on contracts in progress46 | - | €500 | €500 | - | - | - |
| Taxes, remuneration and social security45 | - | €110,636 | €151,739 | €145,835 | €98,748 | ▼ 32.3% |
| Taxes450/3 | - | €38,660 | €72,371 | €56,708 | €58,320 | ▲ 2.8% |
| Remuneration and social security454/9 | - | €71,976 | €79,369 | €89,128 | €40,429 | ▼ 54.6% |
| Other amounts payable47/48 | - | - | - | - | €30,000 | - |
| Accrued charges and deferred income492/3 | - | - | - | €0 | €1,108 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€19,541 | €438 | €742 | €17 | -€44,288 | ▼ 254,630% |
| + Depreciation and write-downs630 | €3,812 | €5,556 | €12,609 | €19,935 | €22,259 | ▲ 11.7% |
| Operating cash flow (approximation) | -€15,729 | €5,994 | €13,350 | €19,952 | -€22,029 | ▼ 210% |
| Investment in fixed assets (approximation) | - | -€11,824 | -€58,617 | -€27,331 | -€9,006 | ▲ 67.0% |
| Change in cash | - | €12,230 | €18,537 | -€10,962 | -€17,585 | ▼ 60.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet -€44,288
Net result drops to -€44,288, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 123 days late
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 228 days late
2021
31-12
Financial
Back to profitnet €438
Net result €438 after 2 loss-making years.
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 129 days late
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 431 days late
05-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 797 days late
2018
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 36 days late
05-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 401 days late
2017
22-02
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 206 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2014
Ground area
3,033 m²
Building footprint
1,266 m²
Volume, LiDAR
14,653 m³
Parcel 25772K0082/00W000, Wallonia · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
32
companies at this address
See who is registered here
1 establishment unit
RF64 SPRLS
since 20142.226.462.279
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772K0082/00W000 | Wallonia | 3,033 m² | 1 · 1,266 m² | 16.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWavre2.226.462.279
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Of 4,578 companies in sector 82300 we hold annual accounts for 1,673. 420 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
82300Organisation of conventions and trade shows
46150Agents in the wholesale of furniture, household goods and hardware
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0543627095
Registered
15-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.