REZ CONSTRUCT
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Kortrijk division
- Declared bankrupt
- 2 December 2025
- Supervising judge
- Jan Voet
- Official Gazette
- 08-12-2025 (pdf) ↗search the document for 2025/150605
Deadlines
- Provisional date payments stopped
- 2 December 2025A later judgment can change the date.art. XX.105, Code of Economic Law
- Appeal or third-party opposition until
- passed on 23 December 2025Fifteen days after the publication in the Official Gazette.art. XX.108, Code of Economic Law
- File the claim in RegSol, the Belgian insolvency register, until
- passed on 1 January 2026art. XX.104 and XX.155, Code of Economic Law
- First verification report
- passed on 20 January 2026Reclaim goods that are still yours, such as goods delivered under retention of title, before this day.art. XX.104 and XX.194, Code of Economic Law
- Late claim until
- 2 December 2026A late claim shares only in what has not yet been paid out, and you bear its costs.art. XX.165, Code of Economic Law
Trustee
- Pieter DewaeleGroeningestraat 33, 8500 Kort- Rijkpieterdewaele@dsda.be
What to do now
- Stop delivering on credit unless the trustee agrees.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered, subject to conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the trustee's reports appear there.
These deadlines come from the publication of the judgment. Check them in RegSol before you file anything; once a deadline has passed, it is too late for that step.
File a claim in RegSol ↗
Follow
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.Creditor guide for this company
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Overview
Activity
Roofing work
NACE 43410
1 site
Size
€90,822total assets 2024
- Staff
- 0.7 FTE
- Equity
- €34,860
- Profit
- €7,192
Turnover not published (abbreviated or micro format)
Financial health
Open bankruptcy: no score
Structure
1 deed in the Belgian Official Gazette
Signalsraises riskOpen bankruptcy2024 accounts filed 31 days lateShow the evidence
Signals
Two signals.
raises risk
raises risk · 2024 accounts filed 31 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2024
31 days late
2023
29 days late
2022
46 days early
2021
31 days early
2020
31 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 7 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
- OpeningEnterprise Court of Ghent, Kortrijk…
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €7,192
Financials · financial year 2024, micro format
2024 annual accounts filed late (31 days) Filed on 31 August 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00455099.
Equity
€34,860▲ 26.0%
2023 · €27,668
Total assets
€90,822▼ 19.5%
2023 · €112,821
Net result
€7,192
2023 · -€11,697
Working capital
€37,905▲ 70.7%
2023 · €22,201
Trend over the years
2020 to 2024, 5 financial years 2019 to 2024, 6 financial years
The operating result returns to profit in 2024: €7,668 after a loss of €10,538 in 2023.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€7,668
2024
Net result€7,192
2024
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€90,822
2024
Equity€34,860
2024
Debt€55,962
2024
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€37,905
2024
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)7.9%
2024
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency38.4%
2024
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio2.10
2024
Average staff in full-time equivalents (FTE).
Staff (FTE)0.7
2024
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line201920202021202220232024
Operating result€14,230-€17,776▲ 24.9%€2,475▼ 86.1%€9,947▲ 302%-€10,538€7,668
Net result€13,109-€11,677within the sector's middle half▼ 10.9%€631below the sector's middle half▼ 94.6%€7,748within the sector's middle half▲ 12×-€11,697below the sector's middle half€7,192within the sector's middle half
Equity€19,309-€30,986within the sector's middle half▲ 60.5%€31,617within the sector's middle half▲ 2.0%€39,365within the sector's middle half▲ 24.5%€27,668within the sector's middle half▼ 29.7%€34,860within the sector's middle half▲ 26.0%
Total assets€69,081-€79,181within the sector's middle half▲ 14.6%€111,445within the sector's middle half▲ 40.7%€141,446within the sector's middle half▲ 26.9%€112,821within the sector's middle half▼ 20.2%€90,822within the sector's middle half▼ 19.5%
Debt€49,771-€48,194▼ 3.2%€79,827▲ 65.6%€102,081▲ 27.9%€85,153▼ 16.6%€55,962▼ 34.3%
Working capital-€2,395-€21,367within the sector's middle half€67,860within the sector's middle half▲ 218%€33,614within the sector's middle half▼ 50.5%€22,201within the sector's middle half▼ 34.0%€37,905within the sector's middle half▲ 70.7%
Solvency28.0%-39.1%within the sector's middle half▲ 11.2pp28.4%within the sector's middle half▼ 10.8pp27.8%within the sector's middle half▼ 0.5pp24.5%within the sector's middle half▼ 3.3pp38.4%within the sector's middle half▲ 13.9pp
Current ratio0.95-1.44within the sector's middle half▲ 0.492.56within the sector's middle half▲ 1.111.46within the sector's middle half▼ 1.091.35within the sector's middle half▼ 0.112.10within the sector's middle half▲ 0.75
Return on assets (ROA)19.0%-14.7%within the sector's middle half▼ 4.2pp0.6%below the sector's middle half▼ 14.2pp5.5%within the sector's middle half▲ 4.9pp-10.4%below the sector's middle half▼ 15.8pp7.9%within the sector's middle half▲ 18.3pp
Staff (FTE)1.4-0.1below the sector's middle half▼ 92.9%1▲ 900%1.1▲ 10.0%2.1▲ 90.9%0.7▼ 66.7%
above
within
below
the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €90,822
Fixed assets
€18,580 ▼ 33.0%
Current assets
€72,242 ▼ 15.1%
Equity and liabilities €90,822
Equity
€34,860 ▲ 26.0%
Debt
€55,962 ▼ 34.3%
Debt's share of the balance-sheet total falls from 75.5% to 61.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16,803▲
2023 · -€1,675
Cash flow
€16,328▲
2023 · -€2,835
Quick ratio
1.97▲
2023 · 0.95
Debt to equity
1.61▼
2023 · 3.08
ROE
20.6%▲
2023 · -42.3%
Interest coverage
17.34▲
2023 · -0.79
Debt ≤ 1 year
€34,337▼
2023 · €62,904
Debt > 1 year
€15,004▼
2023 · €22,249
Income taxes
€636▲
2023 · €232
Staff costs
€37,901▼
2023 · €70,541
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €1,439 | - | €8,811 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | - | €4,327 | €24,900 | €70,541 | €37,901 | ▼ 46.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,445 | €7,020 | €2,340 | €8,564 | €8,863 | €9,136 | ▲ 3.1% |
| Other operating charges640/8 | - | - | €3,217 | €1,398 | €1,921 | €1,105 | ▼ 42.5% |
| Gross operating margin9900 | €76,924 | €30,951 | €12,360 | €44,808 | €70,787 | €55,809 | ▼ 21.2% |
| Operating profit (loss)9901 | €14,230 | €17,776 | €2,475 | €9,947 | -€10,538 | €7,668 | - |
| Financial income75/76B | - | - | €251 | €1,183 | €1,206 | €1,129 | ▼ 6.3% |
| Recurring financial income75 | €330 | €173 | €251 | €1,183 | €1,206 | €1,129 | ▼ 6.3% |
| Financial charges65/66B | - | - | €1,624 | €2,030 | €2,133 | €969 | ▼ 54.6% |
| Recurring financial charges65 | €1,451 | €925 | €1,624 | €2,030 | €2,133 | €969 | ▼ 54.6% |
| Profit (loss) for the period before taxes9903 | €13,109 | €15,884 | €1,102 | €9,099 | -€11,465 | €7,828 | - |
| Income taxes67/77 | - | €4,207 | €471 | €1,352 | €232 | €636 | ▲ 174% |
| Profit (loss) for the period9904 | €13,109 | €11,677 | €631 | €7,748 | -€11,697 | €7,192 | - |
| Profit (loss) for the period to be appropriated9905 | €13,109 | €11,677 | €631 | €7,748 | -€11,697 | €7,192 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €69,081 | €79,181 | €111,445 | €141,446 | €112,821 | €90,822 | ▼ 19.5% |
| Fixed assets21/28 | €21,704 | €9,620 | - | €35,078 | €27,716 | €18,580 | ▼ 33.0% |
| Tangible fixed assets22/27 | €21,704 | €9,620 | - | €35,078 | €27,716 | €18,580 | ▼ 33.0% |
| Plant, machinery and equipment23 | - | - | - | €35,078 | €26,318 | €17,557 | ▼ 33.3% |
| Furniture and vehicles24 | - | - | - | - | €1,398 | €1,023 | ▼ 26.8% |
| Current assets29/58 | €47,376 | €69,561 | €111,445 | €106,367 | €85,105 | €72,242 | ▼ 15.1% |
| Stocks and contracts in progress3 | €11,830 | €6,693 | €10,850 | €12,268 | €25,292 | €4,488 | ▼ 82.3% |
| Stocks30/36 | - | - | €10,850 | €12,268 | €11,745 | €4,488 | ▼ 61.8% |
| Contracts in progress37 | - | - | - | - | €13,547 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €30,276 | €28,183 | €88,688 | €29,642 | €57,003 | €66,625 | ▲ 16.9% |
| Trade receivables40 | - | - | €72,812 | €2,725 | €24,991 | €49,930 | ▲ 99.8% |
| Other amounts receivable41 | - | - | €15,876 | €26,917 | €32,012 | €16,695 | ▼ 47.8% |
| Cash at bank and in hand54/58 | - | €33,168 | €11,907 | €64,456 | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €2,811 | €1,129 | ▼ 59.8% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €69,081 | €79,181 | €111,445 | €141,446 | €112,821 | €90,822 | ▼ 19.5% |
| Equity10/15 | €19,309 | €30,986 | €31,617 | €39,365 | €27,668 | €34,860 | ▲ 26.0% |
| Contributions10/11 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €13,109 | €24,786 | €25,417 | €33,165 | €21,468 | €28,660 | ▲ 33.5% |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | €23,557 | €31,305 | €19,608 | €26,800 | ▲ 36.7% |
| Amounts payable17/49 | €49,771 | €48,194 | €79,827 | €102,081 | €85,153 | €55,962 | ▼ 34.3% |
| Amounts payable after more than one year17 | - | - | €36,243 | €29,327 | €22,249 | €15,004 | ▼ 32.6% |
| Financial debts170/4 | - | - | €36,243 | €29,327 | €22,249 | €15,004 | ▼ 32.6% |
| Amounts payable within one year42/48 | €49,771 | €48,194 | €43,584 | €72,753 | €62,904 | €34,337 | ▼ 45.4% |
| Current portion of amounts payable after more than one year42 | - | - | €6,757 | €6,916 | €7,078 | €7,245 | ▲ 2.4% |
| Financial debts43 | - | - | - | - | €19,365 | €6,795 | ▼ 64.9% |
| Credit institutions430/8 | - | - | - | - | €19,365 | €6,795 | ▼ 64.9% |
| Trade debts44 | €30,419 | €42,846 | €33,746 | €60,822 | €30,683 | €14,436 | ▼ 53.0% |
| Suppliers440/4 | - | - | €33,746 | €60,822 | €30,683 | €14,436 | ▼ 53.0% |
| Taxes, remuneration and social security45 | - | - | €3,081 | €5,015 | €5,778 | €5,861 | ▲ 1.4% |
| Taxes450/3 | - | - | €2,882 | €3,121 | €1,584 | €5,796 | ▲ 266% |
| Remuneration and social security454/9 | - | - | €199 | €1,895 | €4,195 | €65 | ▼ 98.4% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €6,621 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,109 | €11,677 | €631 | €7,748 | -€11,697 | €7,192 | - |
| + Depreciation and write-downs630 | €10,445 | €7,020 | €2,340 | €8,564 | €8,863 | €9,136 | ▲ 3.1% |
| Operating cash flow (approximation) | €23,554 | €18,697 | €2,971 | €16,311 | -€2,835 | €16,328 | - |
| Investment in fixed assets (approximation) | - | €5,065 | - | - | -€1,500 | €0 | - |
| Change in cash | - | - | -€21,261 | €52,549 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 31-08-2025 | 2025-00455099 |
| 31-12-2023 | micro format | 29-08-2024 | 2024-00395165 |
| 31-12-2022 | micro format | 15-06-2023 | 2023-00127813 |
| 31-12-2021 | micro format | 30-06-2022 | 2022-20111343 |
| 31-12-2020 | micro format | 31-08-2021 | 2021-62200019 |
| 31-12-2019 | abbreviated format | 27-08-2020 | 2020-45500438 |
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Of the 8,459 active companies whose main activity is roofing work (NACE 43410), figures are known for 4,418. 3,559 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2022 to 2023 · 2 entries · €295 awarded · €295 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2023 | 1 | €251 | €251 |
| 2022 | 1 | €44 | €44 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Trustee | Pieter Dewaele Groeningestraat 33, 8500 Kort- Rijk |
02-12-2025 → present |
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
2025
08-12
Bankruptcy
Opening
Enterprise Court of Ghent, Kortrijk division · judgment of 02-12-2025
31-08
NBB filing
Annual accounts filed
financial year 2024 · micro format · 31 days late
2024
31-12
Financial
Back to profitnet €7,192
Net result €7,192 after one loss-making year.
29-08
NBB filing
Annual accounts filed
financial year 2023 · micro format · 29 days late
2023
31-12
Financial
Weakest financial yearnet -€11,697
Net result drops to -€11,697, the lowest in the series.
15-06
NBB filing
Annual accounts filed
financial year 2022 · micro format
2022
30-06
NBB filing
Annual accounts filed
financial year 2021 · micro format
2021
31-08
NBB filing
Annual accounts filed
financial year 2020 · micro format · 31 days late
2020
27-08
NBB filing
Annual accounts filed
financial year 2019 · abbreviated format · 27 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts
We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2018
Financial year end31-12
Activities, NACEBEL 2025
43410Roofing work
43240Other construction installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0715969470
Also
9925:BE0715969470
Registered
31-10-2023
The company is no longer active; its listing in the Peppol Directory can remain until its access point withdraws it.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2018
Ground area
292 m²
Building footprint
97 m²
Building volume
587 m³
Parcel 34322B0376/00B002, Flanders · tallest building 11.2 m. Linked by address, not a title deed.
1 establishment unit
REZ CONSTRUCT
since 2018unit no. 2.282.895.493
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34322B0376/00B002 | Flanders | 292 m² | 1 · 97 m² | 11.2 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.