REYVA
ActiveSummary
REYVA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €-40k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 40% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-13
Solvency63▼-26
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 4.69 in 2024; short-term debt: 41% and cash: 73.7% of total assets), but 61.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
-16.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-40k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
29 d late
2023
20 d early
2022
5 d early
2021
27 d early
2020
88 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▼ 29.8%
2024 · €134k
2018: €124k
2019: €144k▲ +16.8% vs 2018
2020: €146k▲ +1.0% vs 2019
2021: €155k▲ +6.0% vs 2020highest in 8 years
2022: €153k▼ -1.3% vs 2021
2023: €154k▲ +1.1% vs 2022
2024: €134k▼ -13.4% vs 2023
2025: €94k▼ -29.8% vs 2024lowest in 8 years
2018 → 2025
Total assets
€246k▲ 18.2%
2024 · €208k
2018: €208k
2019: €217k▲ +4.1% vs 2018
2020: €223k▲ +2.8% vs 2019
2021: €228k▲ +2.3% vs 2020
2022: €234k▲ +2.7% vs 2021
2023: €212k▼ -9.5% vs 2022
2024: €208k▼ -1.7% vs 2023lowest in 8 years
2025: €246k▲ +18.2% vs 2024highest in 8 years
2018 → 2025
Net result
€-40k▼ 93.4%
2024 · €-21k
2018: €40khighest in 8 years
2019: €21k▼ -47.5% vs 2018
2020: €1k▼ -92.9% vs 2019
2021: €9k▲ +493% vs 2020
2022: €-2k▼ -123% vs 2021
2023: €2k▲ +188% vs 2022
2024: €-21k▼ -1281% vs 2023
2025: €-40k▼ -93.4% vs 2024lowest in 8 years
2018 → 2025
Working capital
€118k▼ 27.9%
2024 · €164k
2018: €150k
2019: €172k▲ +14.3% vs 2018
2020: €174k▲ +1.3% vs 2019
2021: €183k▲ +5.3% vs 2020
2022: €183k▼ -0.2% vs 2021
2023: €185k▲ +1.2% vs 2022highest in 8 years
2024: €164k▼ -11.4% vs 2023
2025: €118k▼ -27.9% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€153k▼ 1.3%€154k▲ 1.1%€134k▼ 13.4%€94k▼ 29.8%
2021: €155khighest in 5 years
2022: €153k▼ -1.3% vs 2021
2023: €154k▲ +1.1% vs 2022
2024: €134k▼ -13.4% vs 2023
2025: €94k▼ -29.8% vs 2024lowest in 5 years
Operating result€15k-€-96€5k€-18k€-37k▼ 108%
2021: €15khighest in 5 years
2022: €-96▼ -101% vs 2021
2023: €5k▲ +5525% vs 2022
2024: €-18k▼ -443% vs 2023
2025: €-37k▼ -108% vs 2024lowest in 5 years
Net result€9k-€-2k€2k€-21k€-40k▼ 93.4%
2021: €9khighest in 5 years
2022: €-2k▼ -123% vs 2021
2023: €2k▲ +188% vs 2022
2024: €-21k▼ -1281% vs 2023
2025: €-40k▼ -93.4% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €37k in 2025 against €18k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246k
Fixed assets
€27k
Current assets
€219k
Equity and liabilities €246k
Equity
€94k ▼ 29.8%
Debt
€152k ▲ 105%
Debt's share of the balance-sheet total rises from 35.7% to 61.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-33k
Cash flow
€-35k
Current ratio
2.17▼
2024 · 4.69
Debt to equity
1.62▲
2024 · 0.56
ROE
-42.5%▼
2024 · -15.4%
ROA
-16.2%▼
2024 · -9.9%
Interest coverage
-13.64
Debt ≤ 1 year
€101k▲
2024 · €44k
Debt > 1 year
€51k▲
2024 · €30k
Income taxes
€132▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€208k€246k▲
Fixed assets21/28-€27k
Tangible fixed assets22/27-€27k
Furniture and vehicles24-€27k
Current assets29/58€208k€219k▲
Amounts receivable within one year40/41€77k€37k▼
Trade receivables40€13k€14k▲
Other amounts receivable41€64k€23k▼
Cash at bank and in hand54/58€131k€181k▲
Deferred charges and accrued income490/1€293€912▲
Equity and liabilities
Total equity and liabilities10/49€208k€246k▲
Equity10/15€134k€94k▼
Contributions10/11€7k€7k=
Reserves13€138k€138k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€136k€136k=
Profit (loss) carried forward14€-11k€-51k▼
Amounts payable17/49€74k€152k▲
Amounts payable after more than one year17€30k€51k▲
Financial debts170/4€30k€51k▲
Amounts payable within one year42/48€44k€101k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€10k€47k▲
Suppliers440/4€10k€47k▲
Taxes, remuneration and social security45-€12
Taxes450/3-€12
Other amounts payable47/48€34k€48k▲
Income statement
Code20242025
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Other operating charges640/8€2k€42k▲
Gross operating margin9900€-15k€10k▲
Operating profit (loss)9901€-18k€-37k▼
Financial income75/76B€50€0▼
Recurring financial income75€50€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-20k€-40k▼
Income taxes67/77€128€132▲
Profit (loss) for the period9904€-21k€-40k▼
Profit (loss) for the period to be appropriated9905€-21k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-51k▼
Profit (loss) brought forward from the previous period14P€10k€-11k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €6k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | - | - | €5k | - |
| Other operating charges640/8 | €2k | €570 | €766 | €2k | €42k | ▲ 1,645% |
| Gross operating margin9900 | €21k | €4k | €6k | €-15k | €10k | ▲ 163% |
| Operating profit (loss)9901 | €15k | €-96 | €5k | €-18k | €-37k | ▼ 108% |
| Financial income75/76B | €0 | - | - | €50 | €0 | ▼ 99.4% |
| Recurring financial income75 | €0 | - | - | €50 | €0 | ▼ 99.4% |
| Non-recurring financial income76B | €0 | - | - | - | - | - |
| Financial charges65/66B | €3k | €1k | €2k | €3k | €2k | ▼ 8.2% |
| Recurring financial charges65 | €3k | €1k | €2k | €3k | €2k | ▼ 8.2% |
| Profit (loss) for the period before taxes9903 | €12k | €-2k | €3k | €-20k | €-40k | ▼ 94.0% |
| Income taxes67/77 | €3k | €464 | €1k | €128 | €132 | ▲ 3.1% |
| Profit (loss) for the period9904 | €9k | €-2k | €2k | €-21k | €-40k | ▼ 93.4% |
| Profit (loss) for the period to be appropriated9905 | €9k | €-2k | €2k | €-21k | €-40k | ▼ 93.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €228k | €234k | €212k | €208k | €246k | ▲ 18.2% |
| Fixed assets21/28 | €4k | €0 | €0 | - | €27k | - |
| Tangible fixed assets22/27 | €4k | €0 | €0 | - | €27k | - |
| Furniture and vehicles24 | €4k | €0 | €0 | - | €27k | - |
| Current assets29/58 | €224k | €234k | €212k | €208k | €219k | ▲ 5.2% |
| Amounts receivable within one year40/41 | €31k | €44k | €49k | €77k | €37k | ▼ 52.1% |
| Trade receivables40 | €16k | €30k | €40k | €13k | €14k | ▲ 8.3% |
| Other amounts receivable41 | €16k | €13k | €9k | €64k | €23k | ▼ 64.4% |
| Cash at bank and in hand54/58 | €193k | €190k | €160k | €131k | €181k | ▲ 38.1% |
| Deferred charges and accrued income490/1 | €114 | €129 | €3k | €293 | €912 | ▲ 211% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €228k | €234k | €212k | €208k | €246k | ▲ 18.2% |
| Equity10/15 | €155k | €153k | €154k | €134k | €94k | ▼ 29.8% |
| Contributions10/11 | €7k | €7k | €7k | €7k | €7k | = |
| Reserves13 | €138k | €138k | €138k | €138k | €138k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €136k | €136k | €136k | €136k | €136k | = |
| Profit (loss) carried forward14 | €10k | €8k | €10k | €-11k | €-51k | ▼ 375% |
| Amounts payable17/49 | €73k | €81k | €57k | €74k | €152k | ▲ 105% |
| Amounts payable after more than one year17 | €32k | €30k | €30k | €30k | €51k | ▲ 71.2% |
| Financial debts170/4 | €32k | €30k | €30k | €30k | €51k | ▲ 71.2% |
| Amounts payable within one year42/48 | €41k | €51k | €27k | €44k | €101k | ▲ 127% |
| Current portion of amounts payable after more than one year42 | €3k | €2k | - | - | €6k | - |
| Trade debts44 | €18k | €41k | €7k | €10k | €47k | ▲ 370% |
| Suppliers440/4 | €18k | €41k | €7k | €10k | €47k | ▲ 370% |
| Taxes, remuneration and social security45 | €2k | - | - | - | €12 | - |
| Taxes450/3 | - | - | - | - | €12 | - |
| Remuneration and social security454/9 | €2k | - | - | - | - | - |
| Other amounts payable47/48 | €18k | €8k | €20k | €34k | €48k | ▲ 38.8% |
| Accrued charges and deferred income492/3 | €50 | €50 | €409 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €-2k | €2k | €-21k | €-40k | ▼ 93.4% |
| + Depreciation and write-downs630 | €4k | €4k | - | - | €5k | - |
| Operating cash flow (approximation) | €12k | €2k | €2k | €-21k | €-35k | ▼ 70.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | €-3k | €-30k | €-29k | €50k | ▲ 271% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €155k ▲6%
4 profitable years in a row build equity to €155k.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2011
Ground area
1,827 m²
Building footprint
276 m²
Volume, LiDAR
1,330 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Gebroeders Reynders
since 20112.200.023.544
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037A1703/00M003 | Flanders | 1,004 m² | 1 · 126 m² | 8.7 m · 2 fl. |
| 71035B0306/00K000 | Flanders | 822 m² | 1 · 151 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 8,818 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
68110Buying and selling of own real estate
Contact
Phone
013/550500Lummen
Scores and ratios are computed by Checked and are not a credit decision.