Summary
Reynaerd is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €33,715 and a net result of €4,725. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 8091 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
4 d early
2022
3 d early
2021
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 28 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€33,715▲ 16.3%
2024 · €28,991
Net result
€4,725▼ 19.0%
2024 · €5,832
Total assets
€90,470▲ 95.3%
2024 · €46,333
Solvency
37.3%▼ 25.3pp
2024 · 62.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,801-€10,054▼ 43.5%€1,152▼ 88.5%€9,313▲ 709%€10,425▲ 11.9%
Net result€13,110within the sector's middle half-€6,734within the sector's middle half▼ 48.6%€315below the sector's middle half▼ 95.3%€5,832within the sector's middle half▲ 1,753%€4,725within the sector's middle half▼ 19.0%
Equity€16,110below the sector's middle half-€22,844below the sector's middle half▲ 41.8%€23,158below the sector's middle half▲ 1.4%€28,991below the sector's middle half▲ 25.2%€33,715below the sector's middle half▲ 16.3%
Total assets€32,926below the sector's middle half-€44,151below the sector's middle half▲ 34.1%€41,451below the sector's middle half▼ 6.1%€46,333below the sector's middle half▲ 11.8%€90,470below the sector's middle half▲ 95.3%
Debt€16,816-€21,307▲ 26.7%€18,293▼ 14.1%€17,342▼ 5.2%€56,755▲ 227%
Working capital€14,370within the sector's middle half-€19,518within the sector's middle half▲ 35.8%€17,433within the sector's middle half▼ 10.7%€22,002within the sector's middle half▲ 26.2%€9,343within the sector's middle half▼ 57.5%
Solvency48.9%within the sector's middle half-51.7%within the sector's middle half▲ 2.8pp55.9%within the sector's middle half▲ 4.1pp62.6%within the sector's middle half▲ 6.7pp37.3%within the sector's middle half▼ 25.3pp
Current ratio2.02within the sector's middle half-1.96within the sector's middle half▼ 0.062.14within the sector's middle half▲ 0.182.72within the sector's middle half▲ 0.581.43within the sector's middle half▼ 1.30
Return on assets (ROA)39.8%above the sector's middle half-15.3%within the sector's middle half▼ 24.6pp0.8%below the sector's middle half▼ 14.5pp12.6%within the sector's middle half▲ 11.8pp5.2%within the sector's middle half▼ 7.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90,470
Fixed assets
€59,263 ▲ 413%
Current assets
€31,208 ▼ 10.2%
Equity and liabilities €90,470
Equity
€33,715 ▲ 16.3%
Debt
€56,755 ▲ 227%
Debt's share of the balance-sheet total rises from 37.4% to 62.7%. Equity and debt are higher.
Key figures and ratios
ROE
14.0%▼
2024 · 20.1%
Debt ≤ 1 year
€21,864▲
2024 · €12,767
Debt > 1 year
€34,891▲
2024 · €4,575
Income taxes
€2,458▼
2024 · €2,610
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €650 | €2,102 | €3,189 | €6,276 | €18,223 | ▲ 190% |
| Other operating charges640/8 | - | €464 | €467 | €617 | €1,506 | ▲ 144% |
| Gross operating margin9900 | €19,128 | €12,620 | €4,807 | €16,206 | €30,153 | ▲ 86.1% |
| Operating profit (loss)9901 | €17,801 | €10,054 | €1,152 | €9,313 | €10,425 | ▲ 11.9% |
| Financial income75/76B | - | - | €182 | €40 | €12 | ▼ 70.0% |
| Recurring financial income75 | - | - | €182 | €40 | €12 | ▼ 70.0% |
| Financial charges65/66B | - | €399 | €921 | €911 | €3,254 | ▲ 257% |
| Recurring financial charges65 | €49 | €399 | €921 | €911 | €3,254 | ▲ 257% |
| Profit (loss) for the period before taxes9903 | €17,752 | €9,656 | €414 | €8,442 | €7,183 | ▼ 14.9% |
| Income taxes67/77 | €4,642 | €2,922 | €99 | €2,610 | €2,458 | ▼ 5.8% |
| Profit (loss) for the period9904 | €13,110 | €6,734 | €315 | €5,832 | €4,725 | ▼ 19.0% |
| Profit (loss) for the period to be appropriated9905 | €13,110 | €6,734 | €315 | €5,832 | €4,725 | ▼ 19.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,926 | €44,151 | €41,451 | €46,333 | €90,470 | ▲ 95.3% |
| Fixed assets21/28 | €4,508 | €4,357 | €8,724 | €11,563 | €59,263 | ▲ 413% |
| Tangible fixed assets22/27 | €4,508 | €4,357 | €8,724 | €11,563 | €59,263 | ▲ 413% |
| Plant, machinery and equipment23 | - | €781 | €7,253 | €4,849 | €2,446 | ▼ 49.6% |
| Furniture and vehicles24 | - | €788 | €402 | €2,738 | €2,091 | ▼ 23.6% |
| Leasing and similar rights25 | - | €2,789 | €1,069 | €3,976 | €54,726 | ▲ 1,276% |
| Current assets29/58 | €28,418 | €39,794 | €32,727 | €34,770 | €31,208 | ▼ 10.2% |
| Amounts receivable within one year40/41 | €12,103 | €24,390 | €17,728 | €15,428 | €20,810 | ▲ 34.9% |
| Trade receivables40 | - | €21,780 | €14,520 | €15,428 | €19,796 | ▲ 28.3% |
| Other amounts receivable41 | - | €2,610 | €3,208 | - | €1,014 | - |
| Cash at bank and in hand54/58 | €16,243 | €15,183 | €14,913 | €19,169 | €10,223 | ▼ 46.7% |
| Deferred charges and accrued income490/1 | - | €221 | €86 | €173 | €174 | ▲ 0.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,926 | €44,151 | €41,451 | €46,333 | €90,470 | ▲ 95.3% |
| Equity10/15 | €16,110 | €22,844 | €23,158 | €28,991 | €33,715 | ▲ 16.3% |
| Contributions10/11 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €13,110 | €19,844 | €19,844 | €25,676 | €30,401 | ▲ 18.4% |
| Distributable reserves133 | - | €19,844 | €19,844 | €25,676 | €30,401 | ▲ 18.4% |
| Profit (loss) carried forward14 | - | - | €315 | €315 | €315 | = |
| Amounts payable17/49 | €16,816 | €21,307 | €18,293 | €17,342 | €56,755 | ▲ 227% |
| Amounts payable after more than one year17 | €2,768 | €1,032 | €2,999 | €4,575 | €34,891 | ▲ 663% |
| Financial debts170/4 | - | €1,032 | €2,999 | €4,575 | €34,891 | ▲ 663% |
| Amounts payable within one year42/48 | €14,048 | €20,275 | €15,294 | €12,767 | €21,864 | ▲ 71.3% |
| Current portion of amounts payable after more than one year42 | - | €5,538 | €2,814 | €3,777 | €12,986 | ▲ 244% |
| Trade debts44 | €345 | €6,387 | €7,625 | €1,122 | €1,772 | ▲ 58.0% |
| Suppliers440/4 | - | €6,387 | €7,625 | €1,122 | €1,772 | ▲ 58.0% |
| Taxes, remuneration and social security45 | - | €8,350 | €4,854 | €6,730 | €6,544 | ▼ 2.8% |
| Taxes450/3 | - | €6,150 | €3,004 | €4,880 | €4,694 | ▼ 3.8% |
| Remuneration and social security454/9 | - | €2,200 | €1,850 | €1,850 | €1,850 | = |
| Other amounts payable47/48 | - | - | - | €1,138 | €563 | ▼ 50.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,110 | €6,734 | €315 | €5,832 | €4,725 | ▼ 19.0% |
| + Depreciation and write-downs630 | €650 | €2,102 | €3,189 | €6,276 | €18,223 | ▲ 190% |
| Operating cash flow (approximation) | €13,760 | €8,835 | €3,504 | €12,108 | €22,948 | ▲ 89.5% |
| Investment in fixed assets (approximation) | - | -€1,951 | -€7,556 | -€9,115 | -€65,923 | ▼ 623% |
| Change in cash | - | -€1,060 | -€270 | €4,256 | -€8,946 | ▼ 310% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €315 ▼95.3%
Net result drops to €315, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2020
Ground area
184 m²
Building footprint
94 m²
Volume, LiDAR
507 m³
Parcel 71325F0532/00F009, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Reynaerd
since 20202.306.495.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71325F0532/00F009 | Flanders | 184 m² | 1 · 93 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 251 EUR awarded · 250 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 128 EUR | 250 EUR |
| 2023 | 1 | 123 EUR | 0 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 9,143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-08-2020
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0753502136
Also
9925:BE0753502136
Registered
13-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.