Turnover
The micro format states no turnover.
The micro format states no turnover.
Green is investment, beige is depreciation.
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 51% of them on solvency, 45% on liquidity, 83% on profitability and 90% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as Reverdo has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Reverdo itself: 1.5% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Reverdo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.43 (1.36 in 2024), below the usual 1.5. Short-term debt is 64.8% and cash 23.8% of total assets. 64.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 30 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Reverdo Wommelgem | €175,830 | €35,809 | 35.2% | - |
| BAYRAK AUTO Antwerp | €130,467 | €37,999 | 3.6% | - |
| SB CARDETAILING Kortemark | €160,187 | €38,478 | 13.1% | - |
| Hana-Trade Ghent | €155,888 | €44,522 | 28.1% | - |
| ALYSSAR Charleroi | €220,442 | €41,392 | -41.1% | - |
| STAR CARS & FILS Farciennes | €165,073 | €49,870 | 23.5% | - |
| Garage Van der Meeren Lubbeek | €146,764 | €42,413 | 31.5% | - |
These companies have the same main activity as Reverdo: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €130,000 and €220,000, founded in 2024.
Reverdo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,971 and a net result of €27,099, of which €20,000 non-recurring income.
Its solvency ranks better than 52% of 22,924 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €250,000. Estimated: probably between €120,000 and €810,000.
Higher than 52% of 22,924 companies in 2025.
Higher than 49% of 22,052 companies in 2025.
Higher than 79% of 22,202 companies in 2025.
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
175,830 | 129,738 | |
21/28 |
12,733 | 988 | |
22/27 |
12,733 | 988 | |
22 |
2,080 | - | |
23 |
653 | 988 | |
24 |
10,000 | - | |
29/58 |
163,097 | 128,750 | |
3 |
64,960 | 20,400 | |
30/36 |
64,960 | 20,400 | |
40/41 |
55,898 | 23,748 | |
40 |
55,665 | 23,582 | |
41 |
233 | 166 | |
54/58 |
41,914 | 84,602 | |
490/1 |
325 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
175,830 | 129,738 | |
10/15 |
61,971 | 34,872 | |
10/11 |
5,000 | 5,000 | |
13 |
56,971 | 29,872 | |
133 |
56,971 | 29,872 | |
17/49 |
113,859 | 94,866 | |
42/48 |
113,859 | 94,866 | |
44 |
68,531 | 83,731 | |
440/4 |
68,531 | 83,731 | |
45 |
15,599 | 8,562 | |
450/3 |
15,599 | 8,562 | |
47/48 |
29,729 | 2,572 | |
| Income statement | |||
76A |
20,000 | - | |
9900 |
35,809 | 37,421 | |
630 |
455 | 18 | |
640/8 |
637 | - | |
9901 |
34,716 | 37,402 | |
75/76B |
204 | - | |
75 |
204 | - | |
65/66B |
206 | 30 | |
65 |
206 | 30 | |
9903 |
34,714 | 37,373 | |
67/77 |
7,615 | 7,501 | |
9904 |
27,099 | 29,872 | |
9905 |
27,099 | 29,872 | |
| Appropriation of the result | |||
9906 |
27,099 | 29,872 | |
691/2 |
27,099 | 29,872 | |
6921 |
27,099 | 29,872 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-09-2026.
2025 annual accounts filed 60 days after the deadline. Filed on 29 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00538970.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 35,171 | 37,421 | ||
| 27,554 | 29,890 | ||
| 12,200 | 1,007 | ||
| -42,688 | - | ||
| 49,238 | 33,884 | ||
| 35.2% | 26.9% | ||
| 1.43 | 1.36 | ||
| 0.86 | 1.14 | ||
| 1.84 | 2.72 | ||
| 43.7% | 85.7% | ||
| 15.4% | 23.0% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €12,200 | €1,007 |
| €455 | €18 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 7% lower than in 2024.
Debt's share of the balance-sheet total falls from 73.1% to 64.8%. Equity and debt are higher.
Reverdo has no parent and no holdings in its annual accounts. Anasuddin AYAMODDIN is the only director. Reverdo shares no director with another company.
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Deadline for the 2026 accounts: 31-07-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Reverdo was incorporated on 25 July 2024 as a private limited company by three natural persons, with a starting capital of €5,000.12 Anasuddin AYAMODDIN is director of the company, appointed by deed of 29-07-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
| Establishment | Since | Unit number |
|---|---|---|
| Gulkenrodestraat 7 registered office 2160 Wommelgem | 09-09-2024 | 2.363.449.540 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11052D0041/00G000 | 1.8 ha | 1 · 4,001 m² | 8.6 m · 3 |
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