RETULIT
ActiveSummary
RETULIT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165,621 and a net result of €41,297. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 2067 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+46
Solvency81▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 4.57 against 3.52 in 2024; short-term debt: 21.6% and cash: 0.8% of total assets), and 43.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.2%
Return on assets
14%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
39 d late
2023
27 d early
2022
21 d early
2021
26 d early
2020
9 d late
2019
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€165,621▲ 33.2%
2024 · €124,324
Total assets
€294,531▲ 19.4%
2024 · €246,631
Net result
€41,297▲ 625%
2024 · €5,700
Working capital
€226,612▲ 30.3%
2024 · €173,950
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€57,475▲ 1,123%€8,748▼ 84.8%€23,160▲ 165%€11,345▼ 51.0%€35,400▲ 212%
Net result€43,336above the sector's middle half▲ 939%€7,786within the sector's middle half▼ 82.0%€17,146within the sector's middle half▲ 120%€5,700within the sector's middle half▼ 66.8%€41,297above the sector's middle half▲ 625%
Equity€160,356above the sector's middle half▲ 37.0%€137,205above the sector's middle half▼ 14.4%€118,624above the sector's middle half▼ 13.5%€124,324above the sector's middle half▲ 4.8%€165,621above the sector's middle half▲ 33.2%
Total assets€211,552within the sector's middle half▲ 19.5%€201,853within the sector's middle half▼ 4.6%€223,441within the sector's middle half▲ 10.7%€246,631within the sector's middle half▲ 10.4%€294,531above the sector's middle half▲ 19.4%
Debt€51,196▼ 14.7%€64,649▲ 26.3%€104,817▲ 62.1%€122,307▲ 16.7%€128,910▲ 5.4%
Working capital€158,133▲ 21.1%€155,896▼ 1.4%€164,091▲ 5.3%€173,950▲ 6.0%€226,612▲ 30.3%
Solvency75.8%above the sector's middle half▲ 9.7pp68.0%within the sector's middle half▼ 7.8pp53.1%within the sector's middle half▼ 14.9pp50.4%within the sector's middle half▼ 2.7pp56.2%within the sector's middle half▲ 5.8pp
above
within
below
the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 212% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294,531
Fixed assets
€4,361 ▲ 17.6%
Current assets
€290,170 ▲ 19.5%
Equity and liabilities €294,531
Equity
€165,621 ▲ 33.2%
Debt
€128,910 ▲ 5.4%
Debt's share of the balance-sheet total falls from 49.6% to 43.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37,508▲
2024 · €12,737
Cash flow
€43,405▲
2024 · €7,092
Current ratio
4.57▲
2024 · 3.52
Debt to equity
0.78▼
2024 · 0.98
ROE
24.9%▲
2024 · 4.6%
ROA
14.0%▲
2024 · 2.3%
Interest coverage
5.75▲
2024 · 1.93
Debt ≤ 1 year
€63,557▼
2024 · €68,971
Debt > 1 year
€50,000=
2024 · €50,000
Income taxes
€17,084▲
2024 · €4,263
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €294 | €508 | €1,058 | €1,392 | €2,109 | ▲ 51.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €36,015 | - | -€36,015 | - |
| Other operating charges640/8 | - | €1,632 | €2,214 | €2,922 | €1,895 | ▼ 35.1% |
| Gross operating margin9900 | €59,375 | €10,888 | €62,446 | €15,659 | €3,389 | ▼ 78.4% |
| Operating profit (loss)9901 | €57,475 | €8,748 | €23,160 | €11,345 | €35,400 | ▲ 212% |
| Financial income75/76B | - | €5,211 | €5,211 | €5,213 | €29,507 | ▲ 466% |
| Recurring financial income75 | €5,221 | €5,211 | €5,211 | €5,213 | €29,507 | ▲ 466% |
| Financial charges65/66B | - | €1,229 | €2,797 | €6,596 | €6,526 | ▼ 1.1% |
| Recurring financial charges65 | €521 | €1,229 | €2,797 | €6,596 | €6,526 | ▼ 1.1% |
| Profit (loss) for the period before taxes9903 | €62,175 | €12,731 | €25,575 | €9,963 | €58,381 | ▲ 486% |
| Income taxes67/77 | €18,839 | €4,945 | €8,429 | €4,263 | €17,084 | ▲ 301% |
| Profit (loss) for the period9904 | €43,336 | €7,786 | €17,146 | €5,700 | €41,297 | ▲ 625% |
| Profit (loss) for the period to be appropriated9905 | €43,336 | €7,786 | €17,146 | €5,700 | €41,297 | ▲ 625% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €211,552 | €201,853 | €223,441 | €246,631 | €294,531 | ▲ 19.4% |
| Fixed assets21/28 | €2,246 | €1,738 | €5,102 | €3,710 | €4,361 | ▲ 17.6% |
| Intangible fixed assets21 | €2,246 | €1,738 | €1,230 | €722 | €214 | ▼ 70.3% |
| Tangible fixed assets22/27 | - | - | €3,872 | €2,987 | €4,147 | ▲ 38.8% |
| Furniture and vehicles24 | - | - | - | - | €2,044 | - |
| Other tangible fixed assets26 | - | - | €3,872 | €2,987 | €2,103 | ▼ 29.6% |
| Current assets29/58 | €209,305 | €200,115 | €218,339 | €242,921 | €290,170 | ▲ 19.5% |
| Amounts receivable after more than one year29 | - | €140,701 | €140,701 | €140,701 | €125,701 | ▼ 10.7% |
| Other amounts receivable291 | - | €140,701 | €140,701 | €140,701 | €125,701 | ▼ 10.7% |
| Amounts receivable within one year40/41 | €49,939 | €32,203 | €52,141 | €77,795 | €152,764 | ▲ 96.4% |
| Trade receivables40 | - | €32,203 | €52,141 | €70,558 | €152,764 | ▲ 117% |
| Other amounts receivable41 | - | - | - | €7,237 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €11,445 | €19,116 | €17,451 | €15,205 | €2,262 | ▼ 85.1% |
| Deferred charges and accrued income490/1 | - | €8,095 | €8,045 | €9,220 | €9,443 | ▲ 2.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €211,552 | €201,853 | €223,441 | €246,631 | €294,531 | ▲ 19.4% |
| Equity10/15 | €160,356 | €137,205 | €118,624 | €124,324 | €165,621 | ▲ 33.2% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | €18,600 | €18,600 | €18,600 | - | - |
| Other1109/19 | - | €18,600 | €18,600 | €18,600 | - | - |
| Reserves13 | €141,756 | €118,605 | €100,024 | €105,724 | €147,021 | ▲ 39.1% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €116,745 | €98,164 | €105,724 | €147,021 | ▲ 39.1% |
| Amounts payable17/49 | €51,196 | €64,649 | €104,817 | €122,307 | €128,910 | ▲ 5.4% |
| Amounts payable after more than one year17 | - | €20,000 | €50,000 | €50,000 | €50,000 | = |
| Financial debts170/4 | - | €20,000 | €50,000 | €50,000 | €50,000 | = |
| Amounts payable within one year42/48 | €51,172 | €44,219 | €54,248 | €68,971 | €63,557 | ▼ 7.8% |
| Trade debts44 | €24,279 | €7,610 | €2,792 | €12,277 | €7,240 | ▼ 41.0% |
| Suppliers440/4 | - | €7,610 | €2,792 | €12,277 | €7,240 | ▼ 41.0% |
| Taxes, remuneration and social security45 | - | €5,670 | €10,466 | €9,750 | €22,245 | ▲ 128% |
| Taxes450/3 | - | €3,671 | €10,466 | €7,658 | €15,747 | ▲ 106% |
| Remuneration and social security454/9 | - | €1,999 | - | €2,091 | €6,498 | ▲ 211% |
| Other amounts payable47/48 | - | €30,939 | €40,990 | €46,944 | €34,072 | ▼ 27.4% |
| Accrued charges and deferred income492/3 | - | €430 | €569 | €3,336 | €15,353 | ▲ 360% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43,336 | €7,786 | €17,146 | €5,700 | €41,297 | ▲ 625% |
| + Depreciation and write-downs630 | €294 | €508 | €1,058 | €1,392 | €2,109 | ▲ 51.4% |
| Operating cash flow (approximation) | €43,630 | €8,294 | €18,204 | €7,092 | €43,405 | ▲ 512% |
| Investment in fixed assets (approximation) | - | €0 | -€4,422 | €0 | -€2,760 | - |
| Change in cash | - | €7,671 | -€1,665 | -€2,247 | -€12,943 | ▼ 476% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €150,000Eq €165,621 ▲33.2%
7 profitable years in a row build equity to €165,621.
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €43,336 ▲939%
Operating result €57,475, net result €43,336, both a record.
30-06
Financial
Equity above €150,000Eq €160,356 ▲37%
3 profitable years in a row build equity to €160,356.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2012
Ground area
560 m²
Building footprint
98 m²
Volume, LiDAR
527 m³
Parcel 43017B0674/00Y000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jeronymus Lauwerijnstraat(WAT) 21, 9988 Sint-Laureins
since 20122.207.660.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43017B0674/00Y000 | Flanders | 560 m² | 1 · 98 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,672 companies in sector 85599 we hold annual accounts for 1,330. 982 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-02-2012
Fiscal year end30-06
Activities, NACEBEL 2025
85599Other education
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0843512493
Also
9925:BE0843512493
Registered
07-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.