RETRIFA
ActiveRETRIFA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €205k and a net result of €110k. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 2924 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency31▲+20
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.62 in 2023), and 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
15 d early
2022
33 d early
2021
36 d early
2020
38 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€205k▲ 117%
2023 · €95k
2018: €63k
2019: €47k
2020: €93k
2021: €216k
2022: €122k
2023: €95k
2018 → 2024
Total assets
€873k▲ 10.5%
2023 · €790k
2018: €616k
2019: €523k
2020: €540k
2021: €757k
2022: €923k
2023: €790k
2018 → 2024
Net result
€110k
2023 · €-27k
2018: €-15k
2019: €-17k
2020: €47k
2021: €123k
2022: €-95k
2023: €-27k
2018 → 2024
Working capital
€-56k▲ 70.4%
2023 · €-189k
2018: €-148k
2019: €-152k
2020: €-103k
2021: €-32k
2022: €-214k
2023: €-189k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€93k-€216k▲ 132%€122k▼ 43.8%€95k▼ 22.2%€205k▲ 117%
Operating result€56k-€128k▲ 129%€-83k€-7k▲ 91.6%€133k
Net result€47k-€123k▲ 164%€-95k€-27k▲ 71.5%€110k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €133k after a loss of €7k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €873k
Fixed assets
€411k▼ 15.1%
Current assets
€462k▲ 51.1%
Equity and liabilities €873k
Equity
€205k▲ 117%
Debt
€668k▼ 3.9%
The debt ratio falls from 88.0% to 76.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€281k▲
2023 · €136k
Cash flow
€259k▲
2023 · €116k
Solvency
23.5%▲
2023 · 12.0%
Current ratio
0.89▲
2023 · 0.62
Quick ratio
0.87▲
2023 · 0.60
Debt / equity
3.26▼
2023 · 7.34
ROE
53.8%▲
2023 · -28.5%
ROA
12.6%▲
2023 · -3.4%
Interest coverage
17.85▲
2023 · 6.42
Debt
€668k▼
2023 · €695k
Debt ≤ 1 year
€518k▲
2023 · €495k
Debt > 1 year
€101k▼
2023 · €186k
Income taxes
€9k
Staff costs
€777k▲
2023 · €694k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€790k€873k▲
Fixed assets21/28€484k€411k▼
Intangible fixed assets21€34k€0▼
Tangible fixed assets22/27€450k€411k▼
Land and buildings22€321k€261k▼
Plant, machinery and equipment23€113k€132k▲
Furniture and vehicles24€12k€15k▲
Other tangible fixed assets26€4k€4k▼
Financial fixed assets28€333€333=
Current assets29/58€306k€462k▲
Stocks and contracts in progress3€11k€10k▼
Stocks30/36€11k€10k▼
Amounts receivable within one year40/41€10k€11k▲
Trade receivables40€3k€419▼
Other amounts receivable41€7k€10k▲
Current investments50/53€75k€0▼
Cash at bank and in hand54/58€207k€428k▲
Deferred charges and accrued income490/1€3k€13k▲
Equity and liabilities
Total equity and liabilities10/49€790k€873k▲
Equity10/15€95k€205k▲
Contributions10/11€31k€31k=
Reserves13€64k€174k▲
Distributable reserves133€64k€174k▲
Amounts payable17/49€695k€668k▼
Amounts payable after more than one year17€186k€101k▼
Financial debts170/4€186k€101k▼
Amounts payable within one year42/48€495k€518k▲
Current portion of amounts payable after more than one year42€87k€88k▲
Trade debts44€251k€257k▲
Suppliers440/4€251k€257k▲
Taxes, remuneration and social security45€82k€88k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€76k€79k▲
Other amounts payable47/48€74k€84k▲
Accrued charges and deferred income492/3€15k€50k▲
Income statement
Code20232024
Remuneration, social security and pensions62€694k€777k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€143k€148k▲
Other operating charges640/8€42k€27k▼
Gross operating margin9900€872k€1.09M▲
Operating profit (loss)9901€-7k€133k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€21k€16k▼
Recurring financial charges65€21k€16k▼
Profit (loss) for the period before taxes9903€-27k€119k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€-27k€110k▲
Profit (loss) for the period to be appropriated9905€-27k€110k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€110k▲
Transfer from equity791/2€91k€0▼
Transfer to equity691/2€64k€110k▲
To other reserves6921€64k€110k▲
Social balance
Average headcount (FTE)908718.918.1▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €110k
Net result €110k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €205k ▲117%
Equity rises from €95k to €205k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-95k ▼177%
Net result drops to €-95k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €123k ▲164%
Net result €123k, the highest in the series.
31-12
Financial
Equity above €200kEq €216k ▲132%
2 profitable years in a row build equity to €216k.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €47k
Net result €47k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
23-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Keyserlei 222018 AntwerpenGround area
288 m²
Building footprint
214 m²
Volume, LiDAR
3,914 m³
Parcel 11808H1237/00C009, Flanders · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Retrifa
since 20042.174.050.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1237/00C009 | Flanders | 288 m² | 1 · 214 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.174.050.112
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 6,555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2004
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.