RETRA - CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of RETRA - CONSTRUCT is 2.6% (moderate). For RETRA - CONSTRUCT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€58,174) and a net result of -€7,876. Equity is shrinking by ~27.5% per year across the filed fiscal years. The company has been active since 1990 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0=
Solvency0=
Growth58=
Track record92
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-603.8%
Return on assets
-81.8%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline30-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-10-2024, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
90 d late
2022
150 d late
2021
145 d late
2020
90 d late
2019
180 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 5 accounts on average 131 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Strikeout withdrawal
History
Go further with this company
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Financials · fiscal year 2023, micro schema
Equity
-€58,174▼ 15.7%
2022 · -€50,298
Total assets
€9,634▼ 47.8%
2022 · €18,455
Net result
-€7,876▲ 21.0%
2022 · -€9,966
Working capital
-€4,617
2022 · €3,260
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result-€9,737▲ 20.2%-€9,601▲ 1.4%-€9,179▲ 4.4%-€9,403▼ 2.4%-€7,854▲ 16.5%
Net result-€9,976▲ 22.8%-€10,028▼ 0.5%-€9,522▲ 5.0%-€9,966▼ 4.7%-€7,876▲ 21.0%
Equity-€20,783▼ 92.3%-€30,810▼ 48.2%-€40,332▼ 30.9%-€50,298▼ 24.7%-€58,174▼ 15.7%
Total assets€42,811▼ 20.4%€32,894▼ 23.2%€25,326▼ 23.0%€18,455▼ 27.1%€9,634▼ 47.8%
Debt€8,594▼ 10.3%€8,705▲ 1.3%€10,658▲ 22.4%€13,753▲ 29.0%€12,809▼ 6.9%
Working capital€32,775▼ 23.3%€22,748▼ 30.6%€13,226▼ 41.9%€3,260▼ 75.4%-€4,617
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,854 in 2023 against €9,403 in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €9,634
Fixed assets
€1,442 =
Current assets
€8,192 ▼ 51.8%
Equity and liabilities
Equity-€58,174
Debt€12,809
Equity is negative: debt (€12,809) exceeds the balance-sheet total (€9,634).
Key figures and ratios
Solvency
-603.8%▼
2022 · -272.6%
Current ratio
0.64▼
2022 · 1.24
ROA
-81.8%▼
2022 · -54.0%
Debt ≤ 1 year
€12,809▼
2022 · €13,753
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | €360 | - | - | - |
| Gross operating margin9900 | -€9,337 | -€9,601 | -€8,819 | -€9,403 | -€7,854 | ▲ 16.5% |
| Operating profit (loss)9901 | -€9,737 | -€9,601 | -€9,179 | -€9,403 | -€7,854 | ▲ 16.5% |
| Financial charges65/66B | - | - | €343 | €563 | €23 | ▼ 96.0% |
| Recurring financial charges65 | €239 | €246 | €343 | €563 | €23 | ▼ 96.0% |
| Profit (loss) for the period before taxes9903 | -€9,976 | -€9,846 | -€9,522 | -€9,966 | -€7,876 | ▲ 21.0% |
| Income taxes67/77 | - | €182 | - | - | - | - |
| Profit (loss) for the period9904 | -€9,976 | -€10,028 | -€9,522 | -€9,966 | -€7,876 | ▲ 21.0% |
| Profit (loss) for the period to be appropriated9905 | -€9,976 | -€10,028 | -€9,522 | -€9,966 | -€7,876 | ▲ 21.0% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42,811 | €32,894 | €25,326 | €18,455 | €9,634 | ▼ 47.8% |
| Fixed assets21/28 | €1,442 | €1,442 | €1,442 | €1,442 | €1,442 | = |
| Financial fixed assets28 | €1,442 | €1,442 | €1,442 | €1,442 | €1,442 | = |
| Current assets29/58 | €41,369 | €31,452 | €23,884 | €17,012 | €8,192 | ▼ 51.8% |
| Amounts receivable within one year40/41 | €38,681 | €28,934 | €20,192 | €10,438 | €5,007 | ▼ 52.0% |
| Trade receivables40 | - | - | €2,308 | €3,052 | €2,308 | ▼ 24.4% |
| Other amounts receivable41 | - | - | €17,884 | €7,386 | €2,698 | ▼ 63.5% |
| Cash at bank and in hand54/58 | €2,687 | €2,518 | €3,691 | €6,574 | €3,186 | ▼ 51.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42,811 | €32,894 | €25,326 | €18,455 | €9,634 | ▼ 47.8% |
| Equity10/15 | -€20,783 | -€30,810 | -€40,332 | -€50,298 | -€58,174 | ▼ 15.7% |
| Contributions10/11 | €10,659 | - | €10,659 | €10,659 | €10,659 | = |
| Outside capital11 | - | - | €10,659 | €10,659 | €10,659 | = |
| Share premium1100/10 | - | - | €10,659 | €10,659 | €10,659 | = |
| Reserves13 | €21,476 | €21,476 | €21,476 | €21,476 | €21,476 | = |
| Non-distributable reserves130/1 | - | - | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | - | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | - | - | €19,617 | €19,617 | €19,617 | = |
| Profit (loss) carried forward14 | -€52,918 | -€62,946 | -€72,467 | -€82,433 | -€90,310 | ▼ 9.6% |
| Provisions and deferred taxes16 | €55,000 | €55,000 | €55,000 | €55,000 | €55,000 | = |
| Provisions for liabilities and charges160/5 | - | - | €55,000 | €55,000 | €55,000 | = |
| Pensions and similar obligations160 | - | - | €55,000 | €55,000 | €55,000 | = |
| Amounts payable17/49 | €8,594 | €8,705 | €10,658 | €13,753 | €12,809 | ▼ 6.9% |
| Amounts payable within one year42/48 | €8,594 | €8,705 | €10,658 | €13,753 | €12,809 | ▼ 6.9% |
| Trade debts44 | €1,465 | €1,576 | €3,530 | €2,699 | €5,653 | ▲ 109% |
| Suppliers440/4 | - | - | €3,530 | €2,699 | €5,653 | ▲ 109% |
| Other amounts payable47/48 | - | - | €7,128 | €11,054 | €7,156 | ▼ 35.3% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,976 | -€10,028 | -€9,522 | -€9,966 | -€7,876 | ▲ 21.0% |
| Operating cash flow (approximation) | -€9,976 | -€10,028 | -€9,522 | -€9,966 | -€7,876 | ▲ 21.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€169 | €1,173 | €2,883 | -€3,388 | ▼ 218% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 145 days late
2021
03-12
KBO administration
Strikeout withdrawal
event 29-10-2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 180 days late
2020
09-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 162 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 338 days late
2016
05-02
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 554 days late
2014
01-04
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 244 days late
2013
08-04
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 251 days late
SignalNBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Courcelles
Ground area
1,791 m²
Building footprint
168 m²
Volume, LiDAR
806 m³
Parcel 52031B0330/00G000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52031B0330/00G000 | Wallonia | 1,791 m² | 1 · 168 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded26-12-1990
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.