RETETI
ActiveRETETI has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €62k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 74% of 2324 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.15 against 4.06 in 2024; short-term debt: 12.2% and cash: 26.2% of total assets), and 16.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
14.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
56 d early
2023
55 d early
2022
52 d early
2021
40 d early
2020
51 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€356k▲ 21.2%
2024 · €294k
2018: €123k
2019: €133k
2020: €135k
2021: €180k
2022: €194k
2023: €242k
2024: €294k
2018 → 2025
Total assets
€428k▲ 10.7%
2024 · €387k
2018: €233k
2019: €226k
2020: €266k
2021: €256k
2022: €272k
2023: €351k
2024: €387k
2018 → 2025
Net result
€62k▲ 21.3%
2024 · €51k
2018: €2k
2019: €9k
2020: €3k
2021: €44k
2022: €14k
2023: €48k
2024: €51k
2018 → 2025
Working capital
€216k▲ 13.2%
2024 · €191k
2018: €45k
2019: €70k
2020: €45k
2021: €115k
2022: €102k
2023: €138k
2024: €191k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€194k▲ 7.8%€242k▲ 24.9%€294k▲ 21.2%€356k▲ 21.2%
Operating result€59k-€14k▼ 77.2%€63k▲ 362%€72k▲ 14.8%€78k▲ 8.2%
Net result€44k-€14k▼ 68.5%€48k▲ 245%€51k▲ 6.1%€62k▲ 21.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €428k
Fixed assets
€160k▲ 19.8%
Current assets
€268k▲ 5.9%
Equity and liabilities €428k
Equity
€356k▲ 21.2%
Debt
€72k▼ 22.7%
The debt ratio falls from 24.0% to 16.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€126k▲
2024 · €121k
Cash flow
€111k▲
2024 · €101k
Solvency
83.2%▲
2024 · 76.0%
Current ratio
5.15▲
2024 · 4.06
Quick ratio
5.15▲
2024 · 4.06
Debt / equity
0.20▼
2024 · 0.32
ROE
17.5%▲
2024 · 17.5%
ROA
14.6%▲
2024 · 13.3%
Interest coverage
37.32▲
2024 · 24.52
Debt
€72k▼
2024 · €93k
Debt ≤ 1 year
€52k▼
2024 · €62k
Debt > 1 year
€19k▼
2024 · €29k
Income taxes
€21k▼
2024 · €22k
Staff costs
€55k▼
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€387k€428k▲
Fixed assets21/28€133k€160k▲
Tangible fixed assets22/27€127k€153k▲
Plant, machinery and equipment23€94k€126k▲
Furniture and vehicles24€26k€20k▼
Other tangible fixed assets26€7k€7k=
Financial fixed assets28€6k€6k=
Current assets29/58€253k€268k▲
Amounts receivable after more than one year29€119k€119k=
Other amounts receivable291€119k€119k=
Amounts receivable within one year40/41€8k€9k▲
Trade receivables40€8k€9k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€94k€112k▲
Deferred charges and accrued income490/1€32k€28k▼
Equity and liabilities
Total equity and liabilities10/49€387k€428k▲
Equity10/15€294k€356k▲
Contributions10/11€149k€149k=
Reserves13€145k€207k▲
Distributable reserves133€145k€207k▲
Amounts payable17/49€93k€72k▼
Amounts payable after more than one year17€29k€19k▼
Financial debts170/4€29k€19k▼
Amounts payable within one year42/48€62k€52k▼
Current portion of amounts payable after more than one year42€34k€20k▼
Trade debts44€15k€13k▼
Suppliers440/4€15k€13k▼
Taxes, remuneration and social security45€14k€20k▲
Taxes450/3€8k€13k▲
Remuneration and social security454/9€6k€6k▲
Accrued charges and deferred income492/3€2k€800▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€60k€55k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€48k▼
Other operating charges640/8€796€2k▲
Gross operating margin9900€182k€184k▲
Operating profit (loss)9901€72k€78k▲
Financial income75/76B€7k€9k▲
Recurring financial income75€7k€9k▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€73k€83k▲
Income taxes67/77€22k€21k▼
Profit (loss) for the period9904€51k€62k▲
Profit (loss) for the period to be appropriated9905€51k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€62k▲
Transfer to equity691/2€51k€62k▲
To other reserves6921€51k€62k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €62k ▲21.3%
Operating result €78k, net result €62k, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €242k ▲24.9%
6 profitable years in a row build equity to €242k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.29
Current ratio from 1.53 to 3.29; short-term debt falls from €86k to €50k.
31-12
Financial
Equity above €150kEq €180k ▲32.8%
4 profitable years in a row build equity to €180k.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 872860 Sint-Katelijne-WaverGround area
1,712 m²
Building footprint
156 m²
Volume, LiDAR
931 m³
Parcel 12035B0004/00T002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stationsstraat 87, 2860 Sint-Katelijne-Waver
since 19892.041.743.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035B0004/00T002 | Flanders | 1,711 m² | 1 · 156 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ORTHODONTIE ALEKSIEVA
BE 0772.339.338
Merelbeke-Melle · Eq €356k
Ortholinto
BE 0762.521.255
Ieper · Eq €356k
DENTAL KIDS
BE 0475.010.087
Hechtel-Eksel · Eq €355k
DENTANNE
BE 0553.977.688
Gembloux · Eq €355k
MICHEL STALS
BE 0443.825.577
Liège · Eq €357k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,629 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1988
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.