Equity
-€169,597
Debts exceed assets in financial year 2025.
RETAILIFY
Lifetime
11 annual accounts with figures on one time axispeak €147,792 (2021)
€0
lowest -€71,501 (2017)
-€38,067
peak €91,601 (2023)
-€169,597
€974,110
Board2 names since 2017
-
Documentsfilings and deeds
18-09-202649 days late
2025micro format
Loss of €38,067No figures for the year before
Key points
from the 2025 annual accountsDebts
€974,110 121% of the balance sheet
Financial debts 11%Suppliers 34%Taxes and wages 0%Other 55%
Of this, €863,692 falls due within a year.
Position in the sector
-€169,597
Less equity than 95% of companies in food and beverage service. Sector median €28,639 · 17,193 companies.
2025 accounts filed 49 days after the deadline
Checked score
54
Fair
Financially stronger than 31% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.9%
01-2025: 7.6%▲ +1.7 percentage points vs 12-2024
02-2025: 7.6%● unchanged vs 01-2025
03-2025: 7.6%● unchanged vs 02-2025
04-2025: 6.5%▼ -1.1 percentage points vs 03-2025
05-2025: 6.5%● unchanged vs 04-2025
06-2025: 6.5%● unchanged vs 05-2025
07-2025: 7.9%▲ +1.4 percentage points vs 06-2025
08-2025: 9.2%▲ +1.3 percentage points vs 07-2025highest value
09-2025: 9.2%● unchanged vs 08-2025highest value
10-2025: 4.9%▼ -4.3 percentage points vs 09-2025
11-2025: 4.9%● unchanged vs 10-2025
12-2025: 4.9%● unchanged vs 11-2025
01-2026: 4.9%● unchanged vs 12-2025
02-2026: 4.9%● unchanged vs 01-2026
03-2026: 4.9%● unchanged vs 02-2026
04-2026: 4.9%● unchanged vs 03-2026
05-2026: 4.9%● unchanged vs 04-2026
06-2026: 6.0%▲ +1.1 percentage points vs 05-2026
07-2026: 6.0%● unchanged vs 06-2026
08-2026: 7.7%▲ +1.7 percentage points vs 07-2026
09-2026: 7.7%● unchanged vs 08-2026
10-2026: 1.7%▼ -6.0 percentage points vs 09-2026lowest value
11-2026: 1.7%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€169,597
Last filed accounts filed 49 days late; 2 of the last 3 accounts late
Sector: Food and beverage service activities (NACE 56)
lowers risk
Size: total assets €804,513
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 19% of them on solvency, 49% on liquidity and 26% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,216 companies had the same profile as RETAILIFY has now. Each dot stands for 4 companies, two years later.
95.6%
were still trading
2.6%
stopped another way
1.1%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of RETAILIFY itself is higher: 1.7% within 12 months. It rests on far more data about RETAILIFY than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,216 companies, not a prediction for RETAILIFY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.41 (0.56 in 2023), below 1. Short-term debt is 107.4% and cash 44.5% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year -€169,597
raises risk · 2025 accounts filed 49 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
49 days late
2023
659 days late
2022
34 days early
2021
2 days early
2020
31 days early
2019
4 days early
2018
19 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 88 days after the deadline. In the sector (NACE 56), the median for financial year 2023 was 14 days after the deadline, and 55% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 51 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0541780038
Registered office moved from Schaerbeek to Molenbeek
New registered office: Chaussée de Gand 610 à 1080 Molenbeek · Previous registered office: RUE ROYALE 261- 1030 SCHAERBEEK · General meeting of 15-09-2023 · Gazette deed
Registered office moved from Ixelles to Schaerbeek
New registered office: Rue Royale 261, 1030 Schaerbeek · Previous registered office: Avenue Ernestine 1 bte 1 1050 Ixelles · General meeting of 26-09-2018 · Gazette deed
Registered office moved to Ixelles
New registered office: Avenue Ernestine 1 bte 1, 1050 Ixelles · General meeting of 06-06-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RETAILIFY Molenbeek-Saint-Jean | €804,513 | €0 | -21.1% | - |
| FENCLORA Tessenderlo-Ham | €724,710 | -€23,022 | -26.1% | - |
| DREAM PRODUCTIONS Beveren-Kruibeke-Zwijndrecht | €713,058 | -€12,363 | 48.1% | - |
| IPS BARS Leuven | €607,858 | -€31,380 | -8.0% | - |
| QUESTO 1898 Schaerbeek | €592,500 | -€165,528 | 49.3% | - |
| Terre Brute Schaerbeek | €956,729 | -€1,914 | -90.8% | - |
| ERWAN & KENZO Brussels | €437,962 | -€56,773 | 15.9% | - |
These companies have the same main activity as RETAILIFY: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €438,000 and €957,000, founded between 2005 and 2018.
Official details
Source: KBO- Status
- Active since 08-11-2013Normal situation
- Activity
- Cafés and barsNACE 56301and 1 other
- Establishment unit
- 2.231.002.0771080 Molenbeek-Saint-Jean, since 08-11-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 09-03-2026
Insights on RETAILIFY
RETAILIFY files the micro format. That format states no turnover. The gross margin rose from -€1,163 in 2014 to €0 in 2025.
The balance sheet grew most from 2019 to 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RETAILIFY
- What is the company number of RETAILIFY?
- The company number of RETAILIFY is 0541.780.038. The VAT number is the same number with BE in front: BE 0541.780.038.
- Where is RETAILIFY based?
- The registered office is at Gentsesteenweg 610, 1080 Molenbeek-Saint-Jean.Company details
- What does RETAILIFY do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of RETAILIFY?
- RETAILIFY is a private limited company (pre-2019) (BVBA).
- When was RETAILIFY founded?
- RETAILIFY was founded on 08-11-2013.
- Is RETAILIFY still active?
- Yes, RETAILIFY is an active enterprise in the KBO register.
- What is the turnover of RETAILIFY?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is RETAILIFY profitable?
- In financial year 2025, RETAILIFY made a loss of €38,067.
- Where can I find the annual accounts of RETAILIFY?
- RETAILIFY filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RETAILIFY due?
- RETAILIFY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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