RETAILIFY
ActiveSummary
The computed 12-month bankruptcy probability of RETAILIFY is 3.7% (moderate). The 2025 annual accounts show negative equity (-€169,597) and a net result of -€38,067. Equity is growing by ~43.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 13484 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2023
Profitability26▼-45
Solvency4▼-30
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.41 against 0.56 in 2023; short-term debt: 107.4% and cash: 44.5% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-21.1%
Return on assets
-4.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year -€169,597
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
49 d late
2023
659 d late
2022
34 d early
2021
2 d early
2020
31 d early
2019
4 d early
2018
19 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 88 days after the deadline; the sector median for financial year 2023 is 14 days after the deadline, and 55% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#10 company by total assets in Sint-Jans-Molenbeek, Accommodation and food service sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€38,067
2023 · €20,684
Working capital
-€505,314▼ 36.1%
2023 · -€371,210
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result€10,750€92,827▲ 764%€27,576▼ 70.3%€24,127▼ 12.5%-€38,067-
Net result€5,430€80,375▲ 1,380%€15,766▼ 80.4%€20,684▲ 31.2%-€38,067-
Equity-€25,223▲ 17.7%€55,151€70,917▲ 28.6%€91,601▲ 29.2%-€169,597-
Total assets€1.0m▲ 151%€1.1m▲ 4.6%€1.1m▲ 2.2%€1.1m▼ 1.5%€804,513-
Debt€1.0m▲ 139%€997,340▼ 3.3%€1.0m▲ 0.7%€967,867▼ 3.6%€974,110-
Working capital-€396,228▼ 111%-€357,380▲ 9.8%-€355,477▲ 0.5%-€371,210▼ 4.4%-€505,314-
Result per fiscal year
Operating resultNet result
The operating result is -€38,067 in 2025, compared with €24,127 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €804,513
Fixed assets
€446,135 ▼ 23.9%
Current assets
€358,378 ▼ 24.3%
Key figures and ratios
EBITDA
€0▼
2023 · €25,314
Cash flow
€0▼
2023 · €21,871
Solvency
-21.1%▼
2023 · 8.6%
Current ratio
0.41▼
2023 · 0.56
Debt to equity
-5.74▼
2023 · 10.57
ROA
-4.7%▼
2023 · 2.0%
Debt ≤ 1 year
€863,692▲
2023 · €844,778
Debt > 1 year
€110,418▼
2023 · €123,089
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €6,741 | €1,971 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47,716 | €46,889 | €55,203 | €1,187 | €38,067 | - |
| Other operating charges640/8 | - | €1,334 | €3,299 | €32,747 | - | - |
| Gross operating margin9900 | €59,226 | €147,792 | €88,049 | €58,061 | €0 | - |
| Operating profit (loss)9901 | €10,750 | €92,827 | €27,576 | €24,127 | -€38,067 | - |
| Financial income75/76B | - | - | €0 | - | - | - |
| Recurring financial income75 | - | - | €0 | - | - | - |
| Financial charges65/66B | - | €12,453 | €11,810 | €3,443 | - | - |
| Recurring financial charges65 | €5,319 | €12,453 | €11,810 | €3,443 | - | - |
| Profit (loss) for the period before taxes9903 | €5,430 | €80,375 | €15,766 | €20,684 | -€38,067 | - |
| Profit (loss) for the period9904 | €5,430 | €80,375 | €15,766 | €20,684 | -€38,067 | - |
| Profit (loss) for the period to be appropriated9905 | €5,430 | €80,375 | €15,766 | €20,684 | -€38,067 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €1.1m | €1.1m | €1.1m | €804,513 | - |
| Fixed assets21/28 | €913,569 | €927,062 | €560,338 | €585,900 | €446,135 | - |
| Tangible fixed assets22/27 | €913,569 | €926,922 | €560,198 | €585,760 | €445,995 | - |
| Land and buildings22 | - | €802,447 | €435,129 | €435,129 | €395,968 | - |
| Plant, machinery and equipment23 | - | €935 | €0 | - | - | - |
| Furniture and vehicles24 | - | €90,272 | €95,570 | €121,133 | €38,228 | - |
| Other tangible fixed assets26 | - | €33,267 | €29,498 | €29,498 | €11,799 | - |
| Financial fixed assets28 | - | €140 | €140 | €140 | €140 | - |
| Current assets29/58 | €92,199 | €125,429 | €514,909 | €473,568 | €358,378 | - |
| Amounts receivable within one year40/41 | €81,539 | €677 | €40,440 | €71,940 | - | - |
| Trade receivables40 | - | - | €36,300 | €67,800 | - | - |
| Other amounts receivable41 | - | €677 | €4,140 | €4,140 | - | - |
| Cash at bank and in hand54/58 | €10,661 | €124,753 | €474,470 | €401,085 | €358,378 | - |
| Deferred charges and accrued income490/1 | - | - | - | €543 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €1.1m | €1.1m | €1.1m | €804,513 | - |
| Equity10/15 | -€25,223 | €55,151 | €70,917 | €91,601 | -€169,597 | - |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | - |
| Capital10 | - | €18,600 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Outside capital11 | - | - | €18,600 | - | - | - |
| Share premium1100/10 | - | - | €18,600 | - | - | - |
| Revaluation surpluses12 | - | €122,121 | €122,121 | €122,121 | €122,121 | - |
| Reserves13 | €7,879 | €7,879 | €7,879 | €7,879 | €7,879 | - |
| Non-distributable reserves130/1 | - | €7,879 | €7,879 | €7,879 | €7,879 | - |
| Legal reserve130 | - | €7,879 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €7,879 | €7,879 | €7,879 | - |
| Profit (loss) carried forward14 | -€173,823 | -€93,449 | -€77,683 | -€56,999 | -€318,197 | - |
| Amounts payable17/49 | €1.0m | €997,340 | €1.0m | €967,867 | €974,110 | - |
| Amounts payable after more than one year17 | €542,564 | €514,531 | €133,943 | €123,089 | €110,418 | - |
| Financial debts170/4 | - | €514,531 | €133,943 | €123,089 | €110,418 | - |
| Amounts payable within one year42/48 | €488,427 | €482,809 | €870,386 | €844,778 | €863,692 | - |
| Current portion of amounts payable after more than one year42 | - | €29,416 | €6,920 | €7,205 | €6,920 | - |
| Trade debts44 | - | €59,334 | €327,213 | €366,946 | €327,214 | - |
| Suppliers440/4 | - | €59,334 | €327,213 | €366,946 | €327,214 | - |
| Advances received on contracts in progress46 | - | - | €440 | €440 | - | - |
| Taxes, remuneration and social security45 | - | €1,145 | €3,116 | €9,176 | €366 | - |
| Taxes450/3 | - | - | €570 | €6,630 | €366 | - |
| Remuneration and social security454/9 | - | €1,145 | €2,546 | €2,546 | - | - |
| Other amounts payable47/48 | - | €392,914 | €532,697 | €461,011 | €529,192 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,430 | €80,375 | €15,766 | €20,684 | -€38,067 | - |
| + Depreciation and write-downs630 | €47,716 | €46,889 | €55,203 | €1,187 | €38,067 | - |
| Operating cash flow (approximation) | €53,146 | €127,264 | €70,969 | €21,871 | €0 | - |
| Investment in fixed assets (approximation) | - | -€60,383 | €311,521 | -€26,749 | - | - |
| Change in cash | - | €114,092 | €349,717 | -€73,385 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 49 days late
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 659 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €80,375 ▲1,380%
Operating result €92,827, net result €80,375, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €5,430
Net result €5,430 after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
31-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2013
Ground area
3,088 m²
Building footprint
372 m²
Volume, LiDAR
2,828 m³
Parcel 21526D0052/00Y006, Brussels · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RETAILIFY
since 20132.231.002.077
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0052/00Y006 | Brussels | 3,088 m² | 1 · 371 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PIBAR
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DE KOMEDIANT
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REINAARD
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Of 14,005 companies in sector 56301 we hold annual accounts for 4,889. 3,760 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-11-2013
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail
info@retailify.beSint-Jans-Molenbeek
Phone
0471/994386Sint-Jans-Molenbeek
Scores and ratios are computed by Checked and are not a credit decision.