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RetailDrive

Active
Public limited companyfounded 201115 yrs activeArnaud Fraiteurlaan 15/23, 1050 Elsene, BelgiumKBO/BCE: BE 0838.838.083

The file of RetailDrive contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 0.4% (very low). The 2024 annual accounts show equity of €2.4m and a net result of €342,295. Equity is growing by ~27.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 1556 sector peers (fiscal year 2024).

Risk analysisWatch ReportCompare
RetailDriveActiveChecked score 83/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100NACE 62010
1 site
Size
€2.5mtotal assets 2024
Staff
1 FTE
Equity
€2.4m
Profit
€342,295
Financial health
83 Excellent Checked score 2024
Bankruptcy chance 12 m
0.4%
Structure
Parent
SYNERGEE GROUP · 100%
Holdings
1
Accounts 64 d overdue0 of 10 deeds read
Why 83- Figures for FY 2024 (filed 29-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 60 days late; 1 of the last 3 late+ Equity €2.4m (94.7% of total assets)+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2024
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 94.7% of total assets
Liquidity 56-40
short-term debt 2.5% · cash 4.6%
Profitability 71-12
return on assets 13.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%▲ +7.4% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +13.8% vs 05-2025 07-2025: < 0.1%▲ +15.2% vs 06-2025 08-2025: < 0.1%▲ +28.9% vs 07-2025 09-2025: 0.1%▲ +14.3% vs 08-2025 10-2025: 0.1%▲ +60.7% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 03-2026: 0.1% 04-2026: 0.1%▲ +0.9% vs 03-2026 05-2026: 0.1%▲ +2.7% vs 04-2026 06-2026: 0.1%▲ +6.1% vs 05-2026 07-2026: 0.1%▲ +21.5% vs 06-2026 08-2026: 0.3%▲ +80.3% vs 07-2026 09-2026: 0.3%▲ +23.4% vs 08-2026 10-2026: 0.4%▲ +32.1% vs 09-2026highest value
  • Figures for FY 2024 (filed 29-09-2025) raises the probability
  • Equity €2.4m (94.7% of total assets) lowers the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • 1 financial year not filed after the legal deadline; latest accounts 60 days late; 1 of the last 3 late raises the probability
Credit up to €200,000 at 30 days only on tighter terms
Liquidity ample (current ratio 40.27 against 21.52 in 2023; short-term debt: 2.5% and cash: 4.6% of total assets), and 5.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 38%, profitability 30%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 29-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €2.4m (94.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 60 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
23 d late
2022
76 d early
2021
31 d early
2020
58 d early
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Bankruptcy reversalTribunal de l’entreprise francophone de…
  2. OpeningTribunal de l’entreprise francophone de…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Among the best 5% on solvencysector median 42.2% · 1,556 companies 94.7% View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Controlled by SYNERGEE GROUPitself parent of 1 companies 100% View
  • Positive: 7 profitable years in a rowprofit 2024: €342,295 7 years View

By topic

Financials

Fiscal year
2024
Total assets
€2.5m
Profit
€342,295
Solvency
94.7%
Total assets▲ 6.9%
Net result
20182024
Go to Financials

Timeline

Events
17
Since
2016
  1. 03-02-2026Bankruptcy reversal
  2. 30-12-2025Opening
  3. 29-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer programmingNACE 62100
Founded
29-08-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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