RETAIL IMPACT
ActiveRETAIL IMPACT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €16k and a net result of €39k. Equity is shrinking by ~15.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 14% of 8967 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▲+60
Solvency28▲+12
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.19 in 2023; short-term debt: 31.1% and cash: 11.4% of total assets), and 96.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.5%
Return on assets
8.2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 8967 sector peers (2024).
NBB · sector comparisonPosition among 8967 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
47 d late
2023
3 d late
2022
31 d late
2021
19 d late
2020
21 d late
2019
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€16k
2023 · €-22k
2018: €4k
2019: €-1k
2020: €-1k
2021: €-1k
2022: €-2k
2023: €-22k
2018 → 2024
Total assets
€472k▲ 83.2%
2023 · €258k
2018: €9k
2019: €1k
2020: €313
2021: €296
2022: €296
2023: €258k
2018 → 2024
Net result
€39k
2023 · €-21k
2018: €-9k
2019: €-5k
2020: €-87
2021: €-223
2022: €-293
2023: €-21k
2018 → 2024
Working capital
€-84k▲ 16.0%
2023 · €-100k
2018: €3k
2019: €-1k
2020: €-1k
2021: €-1k
2022: €-2k
2023: €-100k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-1k-€-1k▼ 18.8%€-2k▼ 20.8%€-22k▼ 1,222%€16k
Operating result€-87-€-223▼ 157%€-293▼ 31.4%€-19k▼ 6,444%€52k
Net result€-87-€-223▼ 157%€-293▼ 31.4%€-21k▼ 6,996%€39k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €52k after a loss of €19k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €472k
Fixed assets
€409k▲ 74.1%
Current assets
€63k▲ 177%
Equity and liabilities €472k
Equity
€16k
Debt
€456k
Debt finances 96.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€54k
Cash flow
€41k
Solvency
3.5%▲
2023 · -8.7%
Current ratio
0.43▲
2023 · 0.19
Quick ratio
0.43▲
2023 · 0.19
Debt / equity
27.97▲
2023 · -12.46
ROE
238.0%
ROA
8.2%▲
2023 · -8.1%
Interest coverage
5.73
Debt
€456k▲
2023 · €280k
Debt ≤ 1 year
€147k▲
2023 · €123k
Debt > 1 year
€309k▲
2023 · €157k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€258k€472k▲
Fixed assets21/28€235k€409k▲
Tangible fixed assets22/27€235k€409k▲
Land and buildings22€235k€408k▲
Plant, machinery and equipment23-€1k
Current assets29/58€23k€63k▲
Amounts receivable within one year40/41€21k€9k▼
Trade receivables40€21k€9k▼
Cash at bank and in hand54/58€2k€54k▲
Equity and liabilities
Total equity and liabilities10/49€258k€472k▲
Equity10/15€-22k€16k▲
Contributions10/11€6k€6k=
Reserves13€6k€10k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€4k€8k▲
Profit (loss) carried forward14€-35k-
Amounts payable17/49€280k€456k▲
Amounts payable after more than one year17€157k€309k▲
Financial debts170/4€157k€309k▲
Amounts payable within one year42/48€123k€147k▲
Trade debts44€204€2k▲
Suppliers440/4€204€2k▲
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€120k€138k▲
Accrued charges and deferred income492/3-€302
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€152€908▲
Non-recurring operating charges66A€28k-
Gross operating margin9900€9k€55k▲
Operating profit (loss)9901€-19k€52k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€-21k€42k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€-21k€39k▲
Profit (loss) for the period to be appropriated9905€-21k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€4k▲
Profit (loss) brought forward from the previous period14P€-14k€-35k▼
Transfer to equity691/2-€4k
To other reserves6921-€4k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-12
Financial
Back to profitnet €39k
Net result €39k after 6 loss-making years.
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
15-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geetbets · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogenstraat 683450 GeetbetsGround area
1,569 m²
Building footprint
404 m²
Volume, LiDAR
1,288 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Hogenstraat 68, 3450 Geetbets
since 20162.255.513.878
Inkonnu
since 20262.385.172.293
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24028E0105/00Z000 | Flanders | 917 m² | 1 · 190 m² | 10.1 m · 2 fl. |
| 24084B0220/00K000 | Flanders | 652 m² | 1 · 214 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLinter2.385.172.293
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 4,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2016
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.