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Retail Concepts

Active
Public limited companyfounded 1977active for 49 yearsSmallandlaan 9, 2660 Antwerpen, BelgiumKBO/BCE: BE 0416.762.280
Summary

Retail Concepts has been active since 1977 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58.1m and a net result of €14.3m. Equity has been growing by about 35% per year since 2018. Its solvency ranks better than 42% of 5,039 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-01-1977 Normal situation
Activity
Other non-specialised retail sale NACE 47120and 2 others
Joint committee
311 Paritair Comité voor de grote kleinhandelszaken · annual accounts 2025
Establishment units
2.111.752.554 2660 Antwerpen, since 01-01-1977
2.194.823.552 3000 Leuven, since 01-05-2010and 57 others
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • BURO HALO BVManaging director · permanent representative BEATRIJS DE BEUCKELAER
  • NIMAVI BVDirector · permanent representative JOHAN SOENENS
  • R&EE BVDirector · permanent representative DIETHER WYNANTS
Auditor
DELOITTE Bedrijfsrevisoren BV
Shareholders
Holdings
Shares in 4 companies including A.S. Adventure France S.A.S. and A.S. Adventure Luxembourg S.A.

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Turnover
€283.9m
▲ 2.8%
Profit
€14.3m
▲ 486%
Equity
€58.1m
▲ 32.6%
Total assets
€199.2m
▲ 6.3%
Employees on 31-12-2025
852
▲ 2.2%
Score breakdownraises riskLiquidity: current ratio 1.12, cash €9.9mSector: Retail trade (NACE 47)lowers riskFounded in 1977Size: turnover €283.9m, 775.6 FTE, total assets €199.2mShow the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of large companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 54+6
equity 29.2% of total assets
Liquidity 20-24
short-term debt 68.6% · cash 5.0%
Profitability 63+13
return on assets 7.2%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (84 companies, NACE 47, large)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.8 percentage points vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026highest value 08-2026: 0.2%▼ -0.7 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €5,100,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.12 (2.9 in 2024), below the usual 1.5. Short-term debt is 68.6% and cash 5% of total assets. 70.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, large). It does better than 49% of them on solvency, 35% on liquidity, 56% on profitability and 71% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1977
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.12, cash €9.9m
NBB · annual accounts
lowers risk · Size: turnover €283.9m, 775.6 FTE, total assets €199.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
285 days late
2023
15 days early
2022
7 days early
2021
2 days early
2020
4 days early
2019
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €2.4m to €14.3m ▲ 486% View
  • Positive: Higher net result than 95% of companies in retail tradesector median €40,073 · 5,038 companies €14.3m View
  • Positive: 5 years of growth in a rowturnover 2025: €283.9m 5 years View
  • New directorslatest change 05-06-2026 · 2 in office 2 joined View

Recent changes

  1. · Gazette deed Permanent representatives: Hannes Poelmans and Beatrijs De Beuckelaer
  2. · Gazette deed Reappointments: BURO HALO BV (managing director) and R&EE BV (director)Permanent representatives: BEATRIJS DE BEUCKELAER, DIETHER WYNANTS and JOHAN SOENENS · Appointment: NIMAVI BV (director)
  3. · Gazette deed Reappointment: Deloitte Bedrijfsrevisoren BV (statutory auditor)Permanent representatives: Kathleen De Brabander and Beatrijs De Beuckelaer
All 21 events

Comparable companies

These companies have the same main activity as Retail Concepts: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €55m and €260m, founded between 1901 and 2004.

CompanyTotal assetsTurnover
Retail Concepts Antwerpen€199.2m€283.9m
Lagardère Travel Retail Belgium Steenokkerzeel€54.6m€216.9m
KRUIDVAT Antwerpen€192.7m€779.5m
HEMA België Ukkel€55.6m€163.9m
Ranson Harelbeke€90.3m€218.0m
SOCIETE NOUVELLE DE DISTRIBUTION Fleurus€77.1m€212.2m
AVEVE Leuven€259.6m€779.3m
Full comparison

Key facts about Retail Concepts

What is the company number of Retail Concepts?
The company number of Retail Concepts is 0416.762.280. The VAT number is the same number with BE in front: BE 0416.762.280.
Where is Retail Concepts based?
The registered office is at Smallandlaan 9, 2660 Antwerpen.Company details
What does Retail Concepts do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of Retail Concepts?
The legal form of Retail Concepts is Public limited company (NV).
When was Retail Concepts founded?
Retail Concepts was founded on 06-01-1977.
Is Retail Concepts still active?
Yes, Retail Concepts is an active enterprise in the KBO register.
How many employees does Retail Concepts have?
Retail Concepts had an average of 775.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Retail Concepts fall under?
In its 2025 annual accounts, Retail Concepts states joint committee 311 (Paritair Comité voor de grote kleinhandelszaken).
What is the turnover of Retail Concepts?
The turnover of Retail Concepts was €283.9m in financial year 2025, according to the filed annual accounts.
Is Retail Concepts profitable?
In financial year 2025, Retail Concepts made a profit of €14.3m.
Where can I find the annual accounts of Retail Concepts?
Retail Concepts filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Retail Concepts due?
Retail Concepts must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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