Financials
- Fiscal year
- 2025
- Total assets
- €54,780
- Profit
- €5,568
- Solvency
- -28.7%
Total assets▲ 64.0%
Net result
20182025
RETAIL ADVICE & SUPPORT
ActiveSummary
RETAIL ADVICE & SUPPORT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€15,710) and a net result of €5,568. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 9% of 16759 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Buying and selling of own real estate
NACE 68110NACE 68100NACE 70120
1 site
Size
€54,780total assets 2025
- Staff
- 0.8 FTE
- Equity
- -€15,710
- Profit
- €5,568
Turnover not published (abridged schema)
Structure
Accounts 58 d early0 of 3 deeds read
Why 56Capped at 59: negative equity- Negative equity -€15,710- Figures for FY 2025 (filed 03-06-2026)+ Size: total assets €54,780+ Liquidity: current ratio 0.71, cash €41,718Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 53% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -28.7% of total assets
Liquidity
50+42
short-term debt 128.7% · cash 76.2%
Profitability
81+12
return on assets 10.2%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.5%● 0.0% vs 11-2024
01-2025: 0.4%▼ -1.1% vs 12-2024
02-2025: 0.4%● 0.0% vs 01-2025
03-2025: 0.5%▲ +2.0% vs 02-2025
04-2025: 0.5%▲ +3.7% vs 03-2025
05-2025: 0.5%▼ -3.2% vs 04-2025
06-2025: 0.5%▼ -0.7% vs 05-2025
07-2025: 0.6%▲ +34.3% vs 06-2025highest value
08-2025: 0.5%▼ -21.0% vs 07-2025
09-2025: 0.5%● 0.0% vs 08-2025
10-2025: 0.5%● 0.0% vs 09-2025
11-2025: 0.5%● 0.0% vs 10-2025
12-2025: 0.5%● 0.0% vs 11-2025
01-2026: 0.5%▼ -1.0% vs 12-2025
02-2026: 0.5%● 0.0% vs 01-2026
03-2026: 0.5%▲ +1.9% vs 02-2026
04-2026: 0.5%▲ +1.8% vs 03-2026
05-2026: 0.5%▼ -3.2% vs 04-2026
06-2026: 0.5%▼ -0.6% vs 05-2026
07-2026: 0.3%▼ -47.7% vs 06-2026
08-2026: 0.3%● 0.0% vs 07-2026
09-2026: 0.2%▼ -1.2% vs 08-2026lowest value
10-2026: 0.2%● 0.0% vs 09-2026lowest value
- Negative equity -€15,710 raises the probability
- Size: total assets €54,780 lowers the probability for this profile
- Liquidity: current ratio 0.71, cash €41,718 lowers the probability
- Figures for FY 2025 (filed 03-06-2026) raises the probability
No credit on open account
Liquidity short (current ratio 0.71 against 0.47 in 2024; short-term debt: 128.7% and cash: 76.2% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 5%, liquidity 49%, profitability 79%, growth against the median 79%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 16759 sector peers (2025).
NBB · sector comparisonPosition among 16759 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
14 d early
2023
26 d early
2022
25 d early
2021
18 d early
2020
15 d early
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €5,568
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 03-06-2026Annual accounts filed
- 31-12-2025Back to profit
- 17-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Buying and selling of own real estateNACE 68110
- Founded
- 11-07-2002
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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