RESTORA
ActiveSummary
RESTORA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11.0m and a net result of €4.7m. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2024
Profitability100▲+34
Solvency100=
Growth52▼-17
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 7.41; short-term debt: 13.5% of total assets), and 13.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
86.4%
Return on assets
36.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2024
24 d early
2024
5 d early
2023
43 d early
2022
8 d early
2021
8 d early
2020
14 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, full schema
Turnover
€833,551▼ 96.4%
2024 · €23.2m
EBIT margin
711.6%▲ 708.5pp
2024 · 3.2%
Net result
€4.7m▲ 593%
2024 · €678,074
Working capital
€11.1m▲ 75.3%
2024 · €6.3m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242024
Turnover€19.8m▲ 14.8%€20.3m▲ 2.4%€20.8m▲ 2.9%€23.2m▲ 11.1%€833,551-
Operating result€601,988▲ 72.4%€995,325▲ 65.3%€878,918▼ 11.7%€735,939▼ 16.3%€5.9m-
Net result€489,120above the sector's middle half▲ 82.6%€754,565above the sector's middle half▲ 54.3%€680,090above the sector's middle half▼ 9.9%€678,074above the sector's middle half▼ 0.3%€4.7mabove the sector's middle half-
EBIT margin3.0%▲ 1.0pp4.9%▲ 1.9pp4.2%▼ 0.7pp3.2%▼ 1.0pp711.6%-
Equity€4.4mabove the sector's middle half▲ 10.6%€5.0mabove the sector's middle half▲ 13.6%€5.7mabove the sector's middle half▲ 13.5%€6.3mabove the sector's middle half▲ 11.9%€11.0mabove the sector's middle half-
Total assets€7.9mabove the sector's middle half▲ 45.3%€8.2mabove the sector's middle half▲ 3.3%€8.6mabove the sector's middle half▲ 5.9%€7.8mabove the sector's middle half▼ 10.2%€12.8mabove the sector's middle half-
Debt€3.5m▲ 139%€3.2m▼ 9.6%€3.0m▼ 6.1%€1.4m▼ 52.1%€1.7m-
Working capital€4.4m▲ 20.2%€4.9m▲ 11.0%€5.4m▲ 10.7%€6.3m▲ 16.1%€11.1m-
Solvency55.5%above the sector's middle half▼ 17.5pp61.1%above the sector's middle half▲ 5.6pp65.5%above the sector's middle half▲ 4.4pp81.6%above the sector's middle half▲ 16.1pp86.4%above the sector's middle half-
Staff (FTE)35above the sector's middle half▼ 0.6%38.1above the sector's middle half▲ 8.9%36.3above the sector's middle half▼ 4.7%35.5above the sector's middle half▼ 2.2%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2024 in colour, 2024 as the grey bar beneath
Equity and liabilities €12.8m
Equity
€11.0m ▲ 74.2%
Debt
€1.7m ▲ 22.0%
Debt's share of the balance-sheet total falls from 18.4% to 13.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
7.41▼
2024 · 10.84
Debt to equity
0.16▼
2024 · 0.23
ROE
42.6%▲
2024 · 10.7%
ROA
36.8%▲
2024 · 8.7%
Debt ≤ 1 year
€1.7m▲
2024 · €640,445
Income taxes
€1.6m▲
2024 · €233,057
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,552 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 97% are still going.
- Medium-sized
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.1%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,552 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €20.9m | €21.6m | €23.9m | €6.9m | - |
| Turnover70 | €19.8m | €20.3m | €20.8m | €23.2m | €833,551 | - |
| Other operating income74 | - | €660,697 | €730,340 | €579,424 | €1,902 | - |
| Non-recurring operating income76A | - | €90 | €6,359 | €137,273 | €6.1m | - |
| Operating charges60/66A | - | €19.9m | €20.7m | €23.1m | €986,723 | - |
| Goods for resale, raw materials and consumables60 | - | €16.5m | €17.1m | €19.2m | €862,476 | - |
| Purchases600/8 | - | €16.5m | €17.2m | €19.1m | €7,846 | - |
| Change in stocks: decrease (increase)609 | - | -€68,293 | -€73,121 | €87,114 | €854,630 | - |
| Services and other goods61 | - | €1.6m | €1.8m | €2.2m | €120,751 | - |
| Remuneration, social security and pensions62 | - | €1.4m | €1.3m | €1.3m | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €197,247 | €412,363 | €420,046 | €357,170 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €0 | - | - | - | - |
| Other operating charges640/8 | - | €17,098 | €16,246 | €28,445 | €3,496 | - |
| Non-recurring operating charges66A | - | €0 | €310 | €40,560 | - | - |
| Operating profit (loss)9901 | €601,988 | €995,325 | €878,918 | €735,939 | €5.9m | - |
| Financial income75/76B | - | €78,031 | €83,202 | €247,356 | €420,705 | - |
| Recurring financial income75 | €70,092 | €78,031 | €83,202 | €247,356 | €420,705 | - |
| Income from current assets751 | - | €70,280 | €73,450 | €238,750 | €420,705 | - |
| Other financial income752/9 | - | €7,751 | €9,752 | €8,607 | - | - |
| Financial charges65/66B | - | €61,822 | €55,872 | €72,164 | €9,384 | - |
| Recurring financial charges65 | €53,491 | €61,822 | €55,872 | €72,164 | €9,384 | - |
| Debt charges650 | €523 | €1,160 | €1,180 | €2,600 | - | - |
| Other financial charges652/9 | - | €60,662 | €54,692 | €69,564 | €9,384 | - |
| Profit (loss) for the period before taxes9903 | €618,590 | €1.0m | €906,248 | €911,131 | €6.3m | - |
| Income taxes67/77 | €129,469 | €256,970 | €226,157 | €233,057 | €1.6m | - |
| Taxes670/3 | - | €260,000 | €232,000 | €237,000 | €1.6m | - |
| Tax adjustments and reversals of tax provisions77 | - | €3,030 | €5,843 | €3,943 | - | - |
| Profit (loss) for the period9904 | €489,120 | €754,565 | €680,090 | €678,074 | €4.7m | - |
| Transfer to tax-exempt reserves689 | - | - | - | - | €999,875 | - |
| Profit (loss) for the period to be appropriated9905 | €489,120 | €754,565 | €680,090 | €678,074 | €3.7m | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7.9m | €8.2m | €8.6m | €7.8m | €12.8m | - |
| Fixed assets21/28 | €2.1m | €1.8m | €1.5m | €816,816 | - | - |
| Tangible fixed assets22/27 | €2.1m | €1.8m | €1.5m | €816,816 | - | - |
| Land and buildings22 | - | €32,151 | €17,944 | €2,815 | - | - |
| Plant, machinery and equipment23 | - | €1.2m | €883,235 | €586,390 | - | - |
| Furniture and vehicles24 | - | €21,697 | €72,356 | €11,636 | - | - |
| Other tangible fixed assets26 | - | €545,816 | €488,462 | €215,974 | - | - |
| Financial fixed assets28 | €124 | €124 | €124 | €0 | - | - |
| Other financial fixed assets284/8 | - | €124 | €124 | €0 | - | - |
| Amounts receivable and cash guarantees285/8 | - | €124 | €124 | €0 | - | - |
| Current assets29/58 | €5.8m | €6.4m | €7.2m | €6.9m | €12.8m | - |
| Stocks and contracts in progress3 | €800,330 | €868,622 | €941,743 | €854,630 | - | - |
| Stocks30/36 | - | €868,622 | €941,743 | €854,630 | - | - |
| Goods purchased for resale34 | - | €868,622 | €941,743 | €854,630 | - | - |
| Amounts receivable within one year40/41 | €4.8m | €5.1m | €5.7m | €5.2m | €27,702 | - |
| Trade receivables40 | - | €279,521 | €388,621 | €304,986 | - | - |
| Other amounts receivable41 | - | €4.8m | €5.3m | €4.9m | €27,702 | - |
| Current investments50/53 | - | - | - | - | €12.7m | - |
| Other investments51/53 | - | - | - | - | €12.7m | - |
| Cash at bank and in hand54/58 | €229,445 | €408,606 | €522,567 | €861,865 | - | - |
| Deferred charges and accrued income490/1 | - | €7,969 | €12,279 | €13,841 | €6,231 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7.9m | €8.2m | €8.6m | €7.8m | €12.8m | - |
| Equity10/15 | €4.4m | €5.0m | €5.7m | €6.3m | €11.0m | - |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | - |
| Capital10 | - | €100,000 | €100,000 | €100,000 | €100,000 | - |
| Issued capital100 | - | €100,000 | €100,000 | €100,000 | €100,000 | - |
| Reserves13 | €4.3m | €4.9m | €5.5m | €6.2m | €7.2m | - |
| Non-distributable reserves130/1 | - | €10,000 | €10,000 | €10,000 | €10,000 | - |
| Legal reserve130 | - | €10,000 | €10,000 | €10,000 | €10,000 | - |
| Tax-exempt reserves132 | - | €37,500 | €37,500 | €37,500 | €1.0m | - |
| Distributable reserves133 | - | €4.8m | €5.5m | €6.2m | €6.2m | - |
| Profit (loss) carried forward14 | - | - | - | - | €3.7m | - |
| Investment grants15 | - | €21,731 | €15,965 | €10,200 | €10,200 | - |
| Provisions and deferred taxes16 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €3.5m | €3.2m | €3.0m | €1.4m | €1.7m | - |
| Amounts payable within one year42/48 | €1.4m | €1.5m | €1.8m | €640,445 | €1.7m | - |
| Trade debts44 | €1.0m | €994,717 | €1.4m | €267,483 | €79,851 | - |
| Suppliers440/4 | - | €994,717 | €1.4m | €267,483 | €79,851 | - |
| Taxes, remuneration and social security45 | - | €251,993 | €241,670 | €372,962 | €1.4m | - |
| Taxes450/3 | - | €11,941 | €12,331 | €112,315 | €1.4m | - |
| Remuneration and social security454/9 | - | €240,052 | €229,339 | €260,648 | - | - |
| Other amounts payable47/48 | - | €229,033 | €149,845 | €0 | €237,500 | - |
| Accrued charges and deferred income492/3 | - | €1.7m | €1.2m | €787,650 | €18,079 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €489,120 | €754,565 | €680,090 | €678,074 | €4.7m | - |
| + Depreciation and write-downs630 | €197,247 | €412,363 | €420,046 | €357,170 | - | - |
| Operating cash flow (approximation) | €686,367 | €1.2m | €1.1m | €1.0m | €4.7m | - |
| Investment in fixed assets (approximation) | - | -€116,246 | -€100,135 | €288,135 | - | - |
| Change in cash | - | €179,161 | €113,961 | €339,298 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2019net €4.7m ▲593%
Operating result €5.9m, net result €4.7m, both a record.
31-12
Financial
Equity above €10mEq €11.0m ▲74.2%
7 profitable years in a row build equity to €11.0m.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-01
Financial
Liquidity triplescurrent ratio 10.84
Current ratio from 4.10 to 10.84; short-term debt falls from €1.8m to €640,445.
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-01
Financial
Equity above €5mEq €5.7m ▲13.5%
5 profitable years in a row build equity to €5.7m.
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2025
Ground area
8,395 m²
Building footprint
1,461 m²
Volume, LiDAR
48,042 m³
Parcel 23094D0111/00T002, Flanders · tallest building 43.3 m, ±13 floors. Linked by address, not a title deed.
25
companies at this address
See who is registered here
1 establishment unit
BUREAUX
since 20252.373.582.278
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0111/00T002 | Flanders | 8,395 m² | 1 · 1,461 m² | 43.3 m · 13 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
CAPARBEL
25 companies
Group, risk and exposure
Owners and holdings
1 ownerChain of control
- CARREFOUR SAFR
- CAPARBEL
- CARREFOUR BELGIUM
- RESTORA
Highest known parent: CARREFOUR SA (France). The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
The accounts to 31-12-2024 list no holdings, and no other source names one.
According to the 2024 annual accounts of RESTORA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 676 EUR awarded · 676 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 545 EUR | 545 EUR |
| 2022 | 1 | 131 EUR | 131 EUR |
Recognitions · licences · registrations
Dual-learning approval
3 endedWinkelbediende (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 364 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded15-07-1993
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450479876
Also
9925:BE0450479876
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.