Resto Pelt
ActiveSummary
The computed 12-month bankruptcy probability of Resto Pelt is 4.9% (elevated). The 2025 annual accounts show negative equity (-€9,356) and a net result of -€6,494. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 13683 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-62
Solvency19▼-4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.53 in 2024; short-term debt: 106.3% and cash: 38.7% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.3%
Return on assets
-4.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€9,356
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
15 d late
2023
33 d early
2022
40 d early
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 August (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€9,356▼ 227%
2024 · -€2,862
Total assets
€149,582▲ 3.8%
2024 · €144,174
Net result
-€6,494
2024 · €32,067
Working capital
-€65,965▲ 3.5%
2024 · -€68,376
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,935--€27,117-€3,149▲ 88.4%€35,219-€4,398
Net result-€2,078within the sector's middle half--€28,924below the sector's middle half▼ 1,292%-€4,927within the sector's middle half▲ 83.0%€32,067above the sector's middle half-€6,494below the sector's middle half
Equity-€1,078within the sector's middle half--€30,003below the sector's middle half▼ 2,682%-€34,930below the sector's middle half▼ 16.4%-€2,862within the sector's middle half▲ 91.8%-€9,356below the sector's middle half▼ 227%
Total assets€69,018within the sector's middle half-€43,441below the sector's middle half▼ 37.1%€76,960within the sector's middle half▲ 77.2%€144,174within the sector's middle half▲ 87.3%€149,582within the sector's middle half▲ 3.8%
Debt€70,097-€73,444▲ 4.8%€111,890▲ 52.3%€147,037▲ 31.4%€158,938▲ 8.1%
Working capital-€8,041within the sector's middle half--€47,995below the sector's middle half▼ 497%-€73,811below the sector's middle half▼ 53.8%-€68,376below the sector's middle half▲ 7.4%-€65,965below the sector's middle half▲ 3.5%
Solvency-1.6%below the sector's middle half--69.1%below the sector's middle half▼ 67.5pp-45.4%below the sector's middle half▲ 23.7pp-2.0%within the sector's middle half▲ 43.4pp-6.3%below the sector's middle half▼ 4.3pp
Current ratio0.89within the sector's middle half-0.35below the sector's middle half▼ 0.540.34below the sector's middle half▼ 0.010.53within the sector's middle half▲ 0.190.58within the sector's middle half▲ 0.05
Return on assets (ROA)-3.0%below the sector's middle half--66.6%below the sector's middle half▼ 63.6pp-6.4%within the sector's middle half▲ 60.2pp22.2%above the sector's middle half▲ 28.6pp-4.3%within the sector's middle half▼ 26.6pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4,398 after €35,219 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149,582
Fixed assets
€56,609 ▼ 13.6%
Current assets
€92,973 ▲ 18.2%
Equity and liabilities
Equity-€9,356
Debt€158,938
Equity is negative: debt (€158,938) exceeds the balance-sheet total (€149,582).
Key figures and ratios
EBITDA
€5,024▼
2024 · €41,937
Cash flow
€2,928▼
2024 · €38,785
Quick ratio
0.54▲
2024 · 0.52
Interest coverage
2.56▼
2024 · 25.04
Debt ≤ 1 year
€158,938▲
2024 · €147,037
Income taxes
€141▼
2024 · €1,488
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,564 companies that looked in July 2024 the way this one looks now, 5.1% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
5.1%
went bankrupt
5.4%
stopped otherwise
89%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,564 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €543 | €517 | €54 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €253 | €970 | €2,418 | €6,718 | €9,421 | ▲ 40.2% |
| Other operating charges640/8 | €880 | €2,292 | €1,587 | €704 | €418 | ▼ 40.6% |
| Non-recurring operating charges66A | - | - | €12,500 | - | - | - |
| Gross operating margin9900 | €4,611 | -€23,338 | €13,409 | €42,641 | €5,442 | ▼ 87.2% |
| Operating profit (loss)9901 | €2,935 | -€27,117 | -€3,149 | €35,219 | -€4,398 | ▼ 112% |
| Financial income75/76B | - | €10 | €26 | €12 | €4 | ▼ 62.4% |
| Recurring financial income75 | - | €10 | €26 | €12 | €4 | ▼ 62.4% |
| Financial charges65/66B | €5,014 | €1,706 | €1,680 | €1,675 | €1,959 | ▲ 17.0% |
| Recurring financial charges65 | €5,014 | €1,706 | €1,680 | €1,675 | €1,959 | ▲ 17.0% |
| Profit (loss) for the period before taxes9903 | -€2,078 | -€28,812 | -€4,804 | €33,556 | -€6,353 | ▼ 119% |
| Income taxes67/77 | - | €112 | €123 | €1,488 | €141 | ▼ 90.5% |
| Profit (loss) for the period9904 | -€2,078 | -€28,924 | -€4,927 | €32,067 | -€6,494 | ▼ 120% |
| Transfer to tax-exempt reserves689 | - | - | - | €691 | - | - |
| Profit (loss) for the period to be appropriated9905 | -€2,078 | -€28,924 | -€4,927 | €31,376 | -€6,494 | ▼ 121% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €69,018 | €43,441 | €76,960 | €144,174 | €149,582 | ▲ 3.8% |
| Formation expenses20 | €162 | €143 | - | - | - | - |
| Fixed assets21/28 | €6,800 | €17,850 | €38,881 | €65,514 | €56,609 | ▼ 13.6% |
| Tangible fixed assets22/27 | €6,800 | €5,850 | €31,881 | €58,514 | €49,609 | ▼ 15.2% |
| Land and buildings22 | €4,411 | €3,956 | €29,226 | €46,065 | €39,996 | ▼ 13.2% |
| Plant, machinery and equipment23 | - | - | - | €10,724 | €8,819 | ▼ 17.8% |
| Furniture and vehicles24 | €2,389 | €1,893 | €2,655 | €1,724 | €793 | ▼ 54.0% |
| Financial fixed assets28 | - | €12,000 | €7,000 | €7,000 | €7,000 | = |
| Current assets29/58 | €62,056 | €25,449 | €38,079 | €78,661 | €92,973 | ▲ 18.2% |
| Stocks and contracts in progress3 | - | - | €5,049 | €1,780 | €7,900 | ▲ 344% |
| Stocks30/36 | - | - | €5,049 | €1,780 | €7,900 | ▲ 344% |
| Amounts receivable within one year40/41 | €22,425 | €9,083 | €13,248 | €56,603 | €21,618 | ▼ 61.8% |
| Trade receivables40 | €17,607 | €3,959 | €11,594 | €53,933 | €19,182 | ▼ 64.4% |
| Other amounts receivable41 | €4,817 | €5,125 | €1,654 | €2,669 | €2,436 | ▼ 8.8% |
| Cash at bank and in hand54/58 | €39,489 | €10,371 | €11,700 | €10,766 | €57,876 | ▲ 438% |
| Deferred charges and accrued income490/1 | €143 | €5,995 | €8,082 | €9,512 | €5,580 | ▼ 41.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €69,018 | €43,441 | €76,960 | €144,174 | €149,582 | ▲ 3.8% |
| Equity10/15 | -€1,078 | -€30,003 | -€34,930 | -€2,862 | -€9,356 | ▼ 227% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | - | - | - | €691 | €691 | = |
| Tax-exempt reserves132 | - | - | - | €691 | €691 | = |
| Profit (loss) carried forward14 | -€2,078 | -€31,003 | -€35,930 | -€4,554 | -€11,047 | ▼ 143% |
| Amounts payable17/49 | €70,097 | €73,444 | €111,890 | €147,037 | €158,938 | ▲ 8.1% |
| Amounts payable within one year42/48 | €70,097 | €73,444 | €111,890 | €147,037 | €158,938 | ▲ 8.1% |
| Financial debts43 | €889 | €1,005 | €71 | €411 | - | - |
| Credit institutions430/8 | €889 | €1,005 | €71 | €411 | - | - |
| Trade debts44 | €60,194 | €55,280 | €47,770 | €76,244 | €76,977 | ▲ 1.0% |
| Suppliers440/4 | €60,194 | €55,280 | €47,770 | €76,244 | €76,977 | ▲ 1.0% |
| Advances received on contracts in progress46 | €100 | - | €1,200 | - | - | - |
| Taxes, remuneration and social security45 | €7,107 | €2,381 | €7,596 | €12,927 | €24,469 | ▲ 89.3% |
| Taxes450/3 | - | €2,352 | €4,596 | €9,927 | €8,411 | ▼ 15.3% |
| Remuneration and social security454/9 | €7,107 | €29 | €3,000 | €3,000 | €16,058 | ▲ 435% |
| Other amounts payable47/48 | €1,806 | €14,778 | €55,253 | €57,455 | €57,492 | ▲ 0.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,078 | -€28,924 | -€4,927 | €32,067 | -€6,494 | ▼ 120% |
| + Depreciation and write-downs630 | €253 | €970 | €2,418 | €6,718 | €9,421 | ▲ 40.2% |
| Operating cash flow (approximation) | -€1,825 | -€27,955 | -€2,509 | €38,785 | €2,928 | ▼ 92.5% |
| Investment in fixed assets (approximation) | - | -€12,019 | -€23,449 | -€33,350 | -€517 | ▲ 98.5% |
| Change in cash | - | -€29,118 | €1,329 | -€934 | €47,110 | ▲ 5,144% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
15-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
31-12
Financial
Back to profitnet €32,067
Net result €32,067 after 3 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€28,924
Net result drops to -€28,924, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2020
Ground area
9,518 m²
Building footprint
1,176 m²
Volume, LiDAR
5,274 m³
Parcel 72502D1162/00E012, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Resto Pelt
since 20202.304.340.908
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502D1162/00E012 | Flanders | 9,518 m² | 1 · 1,176 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePelt2.304.340.908
Dual-learning approval
12 endedHulpkelner (vwo)
Hulpkelner duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Kok (vwo)
Kok duaal (so)
Show 6 more
Restaurant en keuken duaal (so)
Hulpkelner (so)
Hulpkok (so)
Kelner (so)
Keukenmedewerker (so)
Kok (so)
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,500 companies in this sector we hold annual accounts for 11,468. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded18-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
55100Hotels and similar accommodation
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0748708356
Also
9925:BE0748708356
Registered
21-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.