RESTIZO
ActiveThe computed 12-month bankruptcy probability of RESTIZO is 2.9% (moderate). The 2025 annual accounts show equity of €138k and a net result of €24k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 7311 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.13 against 3.51 in 2024), and 33.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.9%
Return on assets
11.5%
Age of the figures
10 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 08-05-2026, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
23 d early
2024
68 d early
2023
59 d early
2022
12 d early
2021
49 d early
2020
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€571k
EBIT margin
11.7%
Net result
€24k▲ 4.7%
2024 · €23k
2020: €47k
2021: €10k
2022: €30k
2023: €1k
2024: €23k
2020 → 2025
Working capital
€106k▲ 2.7%
2024 · €103k
2020: €37k
2021: €53k
2022: €89k
2023: €86k
2024: €103k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€90k▲ 49.8%€91k▲ 1.5%€114k▲ 24.9%€138k▲ 20.9%
Operating result€27k-€32k▲ 20.0%€10k▼ 67.6%€23k▲ 125%€36k▲ 53.1%
Net result€10k-€30k▲ 186%€1k▼ 95.6%€23k▲ 1,630%€24k▲ 4.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 53% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €206k
Fixed assets
€50k▲ 215%
Current assets
€156k▲ 8.0%
Equity and liabilities €206k
Equity
€138k▲ 20.9%
Debt
€68k▲ 46.9%
The debt ratio rises from 28.9% to 33.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€50k▲
2024 · €37k
Cash flow
€38k▲
2024 · €36k
Solvency
66.9%▼
2024 · 71.1%
Current ratio
3.13▼
2024 · 3.51
Quick ratio
3.13▼
2024 · 3.51
Debt / equity
0.49▲
2024 · 0.41
ROE
17.3%▼
2024 · 19.9%
ROA
11.5%▼
2024 · 14.2%
Interest coverage
37.03▼
2024 · 45.69
Debt
€68k▲
2024 · €46k
Debt ≤ 1 year
€50k▲
2024 · €41k
Debt > 1 year
€18k▲
2024 · €5k
Income taxes
€11k▲
2024 · €-44
Staff costs
€7k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€206k▲
Fixed assets21/28€16k€50k▲
Tangible fixed assets22/27€16k€50k▲
Plant, machinery and equipment23€500-
Furniture and vehicles24€15k€50k▲
Current assets29/58€145k€156k▲
Amounts receivable within one year40/41€141k€143k▲
Trade receivables40€43k€35k▼
Other amounts receivable41€98k€108k▲
Cash at bank and in hand54/58€4k€13k▲
Equity and liabilities
Total equity and liabilities10/49€160k€206k▲
Equity10/15€114k€138k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€111k€135k▲
Amounts payable17/49€46k€68k▲
Amounts payable after more than one year17€5k€18k▲
Financial debts170/4€5k€18k▲
Amounts payable within one year42/48€41k€50k▲
Current portion of amounts payable after more than one year42-€18k
Financial debts43€2k€914▼
Credit institutions430/8€2k€914▼
Trade debts44€27k€27k▼
Suppliers440/4€27k€27k▼
Bills of exchange payable441-€83
Taxes, remuneration and social security45€12k€4k▼
Taxes450/3€7k€2k▼
Remuneration and social security454/9€5k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€13k€7k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€553€4k▲
Gross operating margin9900€51k€61k▲
Operating profit (loss)9901€23k€36k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€812€1k▲
Recurring financial charges65€812€1k▲
Profit (loss) for the period before taxes9903€23k€35k▲
Income taxes67/77€-44€11k▲
Profit (loss) for the period9904€23k€24k▲
Profit (loss) for the period to be appropriated9905€23k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€111k€135k▲
Profit (loss) brought forward from the previous period14P€88k€111k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-10
Financial
Equity above €100kEq €114k ▲24.9%
5 profitable years in a row build equity to €114k.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-10
Financial
Weakest financial yearnet €1k ▼95.6%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
19-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudergemlaan 237 B21040 EtterbeekGround area
432 m²
Building footprint
201 m²
Volume, LiDAR
2,213 m³
Parcel 21364B0028/02P003, Brussels · tallest building 19.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RESTIZO SRL
since 20192.293.283.106
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21364B0028/02P003 | Brussels | 432 m² | 1 · 201 m² | 19.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesRESTIZO BV41323
Similar companies · same sector, comparable size
BINCHE CONSTRUCT
BE 0661.981.151
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Lubo
BE 0842.898.029
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SCHELDELAND & PARTNERS
BE 0800.534.268
Wetteren · Eq €138k
Cobouw
BE 0479.116.256
Zwevegem · Eq €138k
STJ RENOV
BE 0665.623.601
Awans · Eq €138k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 12,645 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2019
Fiscal year end31-10
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:rusa_radut2006@yahoo.com
Phone:0493/487161