RESTAURO
ActiveSummary
RESTAURO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-8k. Equity is shrinking by ~10% per year across the filed fiscal years. Its solvency ranks better than 71% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency91▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.48 against 2.25 in 2024; short-term debt: 33.6% and cash: 8.7% of total assets), and 33.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
-35.4%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
44 d early
2021
1 d early
2020
6 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 34.8%
2024 · €24k
2018: €56khighest in 8 years
2019: €54k▼ -4.2% vs 2018
2020: €51k▼ -4.5% vs 2019
2021: €54k▲ +6.6% vs 2020
2022: €53k▼ -2.3% vs 2021
2023: €44k▼ -16.9% vs 2022
2024: €24k▼ -44.9% vs 2023
2025: €16k▼ -34.8% vs 2024lowest in 8 years
2018 → 2025
Total assets
€24k▼ 36.0%
2024 · €37k
2018: €57k
2019: €54k▼ -4.6% vs 2018
2020: €53k▼ -2.3% vs 2019
2021: €71k▲ +34.7% vs 2020highest in 8 years
2022: €64k▼ -9.9% vs 2021
2023: €57k▼ -11.8% vs 2022
2024: €37k▼ -34.3% vs 2023
2025: €24k▼ -36.0% vs 2024lowest in 8 years
2018 → 2025
Net result
€-8k▲ 57.3%
2024 · €-20k
2018: €-491
2019: €-2k▼ -380% vs 2018
2020: €-2k▼ -2.8% vs 2019
2021: €3k▲ +240% vs 2020highest in 8 years
2022: €-1k▼ -138% vs 2021
2023: €-9k▼ -608% vs 2022
2024: €-20k▼ -121% vs 2023lowest in 8 years
2025: €-8k▲ +57.3% vs 2024
2018 → 2025
Working capital
€12k▼ 27.2%
2024 · €16k
2018: €56khighest in 8 years
2019: €54k▼ -4.2% vs 2018
2020: €51k▼ -4.5% vs 2019
2021: €45k▼ -11.8% vs 2020
2022: €45k▼ -1.1% vs 2021
2023: €35k▼ -22.0% vs 2022
2024: €16k▼ -53.1% vs 2023
2025: €12k▼ -27.2% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€53k▼ 2.3%€44k▼ 16.9%€24k▼ 44.9%€16k▼ 34.8%
2021: €54khighest in 5 years
2022: €53k▼ -2.3% vs 2021
2023: €44k▼ -16.9% vs 2022
2024: €24k▼ -44.9% vs 2023
2025: €16k▼ -34.8% vs 2024lowest in 5 years
Operating result€4k-€-617€-8k▼ 1,267%€-20k▼ 134%€-8k▲ 58.2%
2021: €4khighest in 5 years
2022: €-617▼ -117% vs 2021
2023: €-8k▼ -1267% vs 2022
2024: €-20k▼ -134% vs 2023lowest in 5 years
2025: €-8k▲ +58.2% vs 2024
Net result€3k-€-1k€-9k▼ 608%€-20k▼ 121%€-8k▲ 57.3%
2021: €3khighest in 5 years
2022: €-1k▼ -138% vs 2021
2023: €-9k▼ -608% vs 2022
2024: €-20k▼ -121% vs 2023lowest in 5 years
2025: €-8k▲ +57.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€4k ▼ 50.4%
Current assets
€20k ▼ 32.1%
Equity and liabilities €24k
Equity
€16k ▼ 34.8%
Debt
€8k ▼ 38.4%
Debt's share of the balance-sheet total falls from 34.9% to 33.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▲
2024 · €-16k
Cash flow
€-4k▲
2024 · €-16k
Current ratio
2.48▲
2024 · 2.25
Quick ratio
2.24▲
2024 · 2.10
Debt to equity
0.51▼
2024 · 0.54
ROE
-53.4%▲
2024 · -81.6%
ROA
-35.4%▲
2024 · -53.1%
Interest coverage
-42.45▲
2024 · -412.30
Debt ≤ 1 year
€8k▼
2024 · €13k
Income taxes
€144▲
2024 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€24k▼
Fixed assets21/28€8k€4k▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€224€224=
Current assets29/58€29k€20k▼
Amounts receivable after more than one year29€14k€9k▼
Other amounts receivable291€14k€9k▼
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€11k€7k▼
Trade receivables40€9k€7k▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€37k€24k▼
Equity10/15€24k€16k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€10k€2k▼
Amounts payable17/49€13k€8k▼
Amounts payable within one year42/48€13k€8k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€184€865▲
Taxes450/3€184€865▲
Other amounts payable47/48€4k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€580€929▲
Non-recurring operating charges66A€15k-
Gross operating margin9900€-276€-3k▼
Operating profit (loss)9901€-20k€-8k▲
Financial charges65/66B€38€99▲
Recurring financial charges65€38€99▲
Profit (loss) for the period before taxes9903€-20k€-8k▲
Income taxes67/77€132€144▲
Profit (loss) for the period9904€-20k€-8k▲
Profit (loss) for the period to be appropriated9905€-20k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€2k▼
Profit (loss) brought forward from the previous period14P€30k€10k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €4k | €4k | €4k | €4k | = |
| Other operating charges640/8 | €1k | €732 | €589 | €580 | €929 | ▲ 60.0% |
| Non-recurring operating charges66A | - | - | - | €15k | - | - |
| Gross operating margin9900 | €6k | €4k | €-4k | €-276 | €-3k | ▼ 1,079% |
| Operating profit (loss)9901 | €4k | €-617 | €-8k | €-20k | €-8k | ▲ 58.2% |
| Financial income75/76B | - | - | €13 | - | - | - |
| Recurring financial income75 | - | - | €13 | - | - | - |
| Financial charges65/66B | €303 | €535 | €448 | €38 | €99 | ▲ 160% |
| Recurring financial charges65 | €303 | €535 | €448 | €38 | €99 | ▲ 160% |
| Profit (loss) for the period before taxes9903 | €3k | €-1k | €-9k | €-20k | €-8k | ▲ 57.8% |
| Income taxes67/77 | €30 | €120 | €131 | €132 | €144 | ▲ 9.4% |
| Profit (loss) for the period9904 | €3k | €-1k | €-9k | €-20k | €-8k | ▲ 57.3% |
| Profit (loss) for the period to be appropriated9905 | €3k | €-1k | €-9k | €-20k | €-8k | ▲ 57.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €71k | €64k | €57k | €37k | €24k | ▼ 36.0% |
| Fixed assets21/28 | €18k | €14k | €12k | €8k | €4k | ▼ 50.4% |
| Tangible fixed assets22/27 | €18k | €14k | €12k | €8k | €4k | ▼ 51.8% |
| Plant, machinery and equipment23 | €560 | €434 | €2k | €1k | €1k | ▼ 20.4% |
| Furniture and vehicles24 | €18k | €14k | €10k | €6k | €3k | ▼ 59.1% |
| Financial fixed assets28 | €224 | €224 | €224 | €224 | €224 | = |
| Current assets29/58 | €53k | €50k | €45k | €29k | €20k | ▼ 32.1% |
| Amounts receivable after more than one year29 | €37k | €19k | €16k | €14k | €9k | ▼ 33.5% |
| Other amounts receivable291 | €37k | €19k | €16k | €14k | €9k | ▼ 33.5% |
| Stocks and contracts in progress3 | - | - | €2k | €2k | €2k | = |
| Stocks30/36 | - | - | €2k | €2k | €2k | = |
| Amounts receivable within one year40/41 | €5k | €22k | €22k | €11k | €7k | ▼ 42.4% |
| Trade receivables40 | €5k | €19k | €22k | €9k | €7k | ▼ 23.2% |
| Other amounts receivable41 | €1 | €3k | €153 | €3k | - | - |
| Cash at bank and in hand54/58 | €11k | €9k | €4k | €2k | €2k | ▲ 5.0% |
| Deferred charges and accrued income490/1 | €358 | €388 | €960 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €71k | €64k | €57k | €37k | €24k | ▼ 36.0% |
| Equity10/15 | €54k | €53k | €44k | €24k | €16k | ▼ 34.8% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €40k | €39k | €30k | €10k | €2k | ▼ 84.0% |
| Amounts payable17/49 | €17k | €11k | €13k | €13k | €8k | ▼ 38.4% |
| Amounts payable after more than one year17 | €9k | €6k | €3k | - | - | - |
| Financial debts170/4 | €9k | €6k | €3k | - | - | - |
| Amounts payable within one year42/48 | €8k | €5k | €10k | €13k | €8k | ▼ 38.4% |
| Current portion of amounts payable after more than one year42 | €3k | €3k | €3k | €3k | - | - |
| Trade debts44 | €5k | €1k | €3k | €7k | €2k | ▼ 74.9% |
| Suppliers440/4 | €5k | €1k | €3k | €7k | €2k | ▼ 74.9% |
| Taxes, remuneration and social security45 | €490 | €978 | €128 | €184 | €865 | ▲ 369% |
| Taxes450/3 | €490 | €978 | €128 | €184 | €865 | ▲ 369% |
| Other amounts payable47/48 | - | - | €4k | €4k | €5k | ▲ 56.8% |
| Accrued charges and deferred income492/3 | - | €62 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €-1k | €-9k | €-20k | €-8k | ▲ 57.3% |
| + Depreciation and write-downs630 | €1k | €4k | €4k | €4k | €4k | = |
| Operating cash flow (approximation) | €5k | €3k | €-5k | €-16k | €-4k | ▲ 72.0% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €0 | €0 | - |
| Change in cash | - | €-2k | €-5k | €-2k | €99 | ▲ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1995
Ground area
102 m²
Building footprint
91 m²
Volume, LiDAR
1,049 m³
Parcel 11811L3784/00T000, Flanders · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Studiebureau L. De Clercq
since 19952.069.962.677
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3784/00T000 | Flanders | 102 m² | 1 · 91 m² | 16.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 4,874 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-11-1994
Fiscal year end30-09
Activities, NACEBEL 2025
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.