RESTAURANT D'HOEVE
ActiveThe annual accounts of RESTAURANT D'HOEVE for fiscal year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €20k and a net result of €-28k. Equity is shrinking by ~16% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 35% of 13204 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-13
Solvency38▼-10
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.27 against 0.47 in 2024; short-term debt: 84.3% and cash: 3% of total assets), and 86.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.1%
Return on assets
-18.3%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-28k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
1 d early
2022
9 d early
2021
23 d late
2020
17 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 58.3%
2024 · €49k
2018: €139k
2019: €150k
2020: €157k
2021: €174k
2022: €116k
2023: €69k
2024: €49k
2018 → 2025
Total assets
€155k▼ 25.0%
2024 · €207k
2018: €251k
2019: €236k
2020: €254k
2021: €276k
2022: €216k
2023: €203k
2024: €207k
2018 → 2025
Net result
€-28k▼ 40.9%
2024 · €-20k
2018: €24k
2019: €11k
2020: €7k
2021: €17k
2022: €-42k
2023: €-47k
2024: €-20k
2018 → 2025
Working capital
€-95k▼ 14.1%
2024 · €-83k
2018: €5k
2019: €-4k
2020: €3k
2021: €13k
2022: €-40k
2023: €-78k
2024: €-83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€174k-€116k▼ 33.3%€69k▼ 40.9%€49k▼ 29.3%€20k▼ 58.3%
Operating result€25k-€-30k€-46k▼ 54.8%€3k€-22k
Net result€17k-€-42k€-47k▼ 11.6%€-20k▲ 57.6%€-28k▼ 40.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€119k▼ 10.1%
Current assets
€35k▼ 52.0%
Equity and liabilities €155k
Equity
€20k▼ 58.3%
Debt
€135k▼ 14.8%
The debt ratio rises from 76.5% to 86.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2024 · €18k
Cash flow
€-15k▼
2024 · €-5k
Solvency
13.1%▼
2024 · 23.5%
Current ratio
0.27▼
2024 · 0.47
Quick ratio
0.09▼
2024 · 0.30
Debt / equity
6.65▲
2024 · 3.26
ROE
-139.7%▼
2024 · -41.4%
ROA
-18.3%▼
2024 · -9.7%
Interest coverage
-0.88▼
2024 · 0.80
Debt
€135k▼
2024 · €158k
Debt ≤ 1 year
€131k▼
2024 · €157k
Staff costs
€132k▼
2024 · €137k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€155k▼
Fixed assets21/28€133k€119k▼
Tangible fixed assets22/27€132k€119k▼
Land and buildings22€121k€111k▼
Plant, machinery and equipment23€2k€640▼
Furniture and vehicles24€236-
Other tangible fixed assets26€9k€7k▼
Financial fixed assets28€892€892=
Current assets29/58€74k€35k▼
Stocks and contracts in progress3€26k€24k▼
Stocks30/36€26k€24k▼
Amounts receivable within one year40/41€22k€5k▼
Trade receivables40€22k€5k▼
Other amounts receivable41€112€345▲
Cash at bank and in hand54/58€25k€5k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€207k€155k▼
Equity10/15€49k€20k▼
Contributions10/11€19k€19k=
Reserves13€78k€78k=
Distributable reserves133€78k€78k=
Profit (loss) carried forward14€-48k€-76k▼
Amounts payable17/49€158k€135k▼
Amounts payable within one year42/48€157k€131k▼
Current portion of amounts payable after more than one year42€1k-
Trade debts44€83k€60k▼
Suppliers440/4€83k€60k▼
Taxes, remuneration and social security45€37k€33k▼
Taxes450/3€20k€12k▼
Remuneration and social security454/9€17k€21k▲
Other amounts payable47/48€36k€38k▲
Accrued charges and deferred income492/3€850€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€137k€132k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€13k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€157k€125k▼
Operating profit (loss)9901€3k€-22k▼
Financial income75/76B€109€3k▲
Recurring financial income75€109€3k▲
Financial charges65/66B€23k€9k▼
Recurring financial charges65€23k€9k▼
Profit (loss) for the period before taxes9903€-20k€-28k▼
Income taxes67/77€17-
Profit (loss) for the period9904€-20k€-28k▼
Profit (loss) for the period to be appropriated9905€-20k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-76k▼
Profit (loss) brought forward from the previous period14P€-28k€-48k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
30-09
Financial
Equity above €150kEq €157k ▲5%
3 profitable years in a row build equity to €157k.
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leernsesteenweg 2189800 DeinzeGround area
2,032 m²
Building footprint
312 m²
Volume, LiDAR
1,682 m³
Parcel 44065A0212/00D000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D'HOEVE
since 20002.101.951.792
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44065A0212/00D000 | Flanders | 2,032 m² | 1 · 312 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDeinze2.101.951.792
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 8,809 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-1999
Fiscal year end30-09
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.