RESPONSIVE GROWTH DEVELOPMENT CONSULTING
ActiveRESPONSIVE GROWTH DEVELOPMENT CONSULTING has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €-49k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 27% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-18
Solvency49▲+1
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.3 against 1.29 in 2024; short-term debt: 76.3% and cash: 1.8% of total assets), and 76.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.7%
Return on assets
-13.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
34 d early
2023
29 d early
2022
11 d late
2021
24 d late
2020
33 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-49k
2024 · €7k
2018: €28k
2019: €17k
2020: €-48k
2021: €6k
2022: €31k
2023: €9k
2024: €7k
2018 → 2025
Working capital
€83k▼ 35.9%
2024 · €130k
2018: €1.50M
2019: €1.00M
2020: €217k
2021: €85k
2022: €116k
2023: €121k
2024: €130k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€118k▲ 35.3%€127k▲ 7.7%€134k▲ 5.5%€86k▼ 36.2%
Operating result€59k-€29k▼ 50.7%€-439€-7k▼ 1,552%€-62k▼ 759%
Net result€6k-€31k▲ 424%€9k▼ 70.4%€7k▼ 23.7%€-49k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €62k in 2025 against €7k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361k
Fixed assets
€2k▼ 45.4%
Current assets
€359k▼ 37.2%
Equity and liabilities €361k
Equity
€86k▼ 36.2%
Debt
€275k▼ 37.5%
The debt ratio falls from 76.7% to 76.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-60k▼
2024 · €-5k
Cash flow
€-47k▼
2024 · €9k
Solvency
23.7%▲
2024 · 23.3%
Current ratio
1.30▲
2024 · 1.29
Quick ratio
1.30▲
2024 · 1.29
Debt / equity
3.22▼
2024 · 3.28
ROE
-56.7%▼
2024 · 5.2%
ROA
-13.4%▼
2024 · 1.2%
Interest coverage
-18.71▼
2024 · -3.05
Debt
€275k▼
2024 · €441k
Debt ≤ 1 year
€275k▼
2024 · €441k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€575k€361k▼
Formation expenses20€0€0=
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€2k€321▼
Furniture and vehicles24€2k€321▼
Financial fixed assets28€2k€2k=
Current assets29/58€571k€359k▼
Amounts receivable within one year40/41€528k€352k▼
Trade receivables40€185k€45k▼
Other amounts receivable41€343k€307k▼
Cash at bank and in hand54/58€43k€7k▼
Equity and liabilities
Total equity and liabilities10/49€575k€361k▼
Equity10/15€134k€86k▼
Contributions10/11€75k€75k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€52k€3k▼
Amounts payable17/49€441k€275k▼
Amounts payable within one year42/48€441k€275k▼
Trade debts44€22k€66k▲
Suppliers440/4€22k€66k▲
Advances received on contracts in progress46€386k€186k▼
Taxes, remuneration and social security45€10k€228▼
Taxes450/3€10k€228▼
Other amounts payable47/48€23k€23k=
Income statement
Code20242025
Remuneration, social security and pensions62€-16k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€442€481▲
Gross operating margin9900€-21k€-60k▼
Operating profit (loss)9901€-7k€-62k▼
Financial income75/76B€22k€17k▼
Recurring financial income75€22k€17k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€13k€-49k▼
Income taxes67/77€6k-
Profit (loss) for the period9904€7k€-49k▼
Profit (loss) for the period to be appropriated9905€7k€-49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€3k▼
Profit (loss) brought forward from the previous period14P€45k€52k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-49k ▼798%
Net result drops to €-49k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial
Highest result since 2018net €31k ▲424%
Net result €31k, the highest in the series.
31-12
Financial
Equity above €100kEq €118k ▲35.3%
2 profitable years in a row build equity to €118k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 33 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 92 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2016
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-06-2016
Jean-Paul Delattre: Resigned as Managing director
26-01-2006
Jean-Paul Delattre: Resigned as Manager
26-01-2006
Christian LINCK: Resigned as Manager
26-01-2006
Sven d'OR: Resigned as Manager
26-01-2006
Vladimir BRIJATOF: Resigned as Manager
Location & real-estate footprint
Registered office, Nandrin · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Facteur 94550 NandrinGround area
6,619 m²
Building footprint
2,250 m²
Volume, LiDAR
45,725 m³
2 parcels, Brussels, Wallonia · tallest building 36.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
RESPONSIVE GROWTH DEVELOPMENT CONSULTING - RGDC
since 19962.078.171.946
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0035/00R005 | Brussels | 4,415 m² | 1 · 2,124 m² | 36.1 m · 7 fl. |
| 61043B0364/00D000 | Wallonia | 2,204 m² | 1 · 126 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EUMMENA
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VAJAS
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COM by Stef
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-1996
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.