Respire Consulting
ActiveRespire Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €11k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 214 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+3
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 17.79 against 2.16 in 2024), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
53.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
18 d early
2024
17 d early
2023
12 d early
2022
18 d early
2021
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€20k▲ 130%
2024 · €9k
2021: €13k
2022: €20k
2023: €15k
2024: €9k
2021 → 2025
Total assets
€21k▲ 33.3%
2024 · €16k
2021: €21k
2022: €28k
2023: €19k
2024: €16k
2021 → 2025
Net result
€11k
2024 · €-6k
2021: €10k
2022: €7k
2023: €-5k
2024: €-6k
2021 → 2025
Working capital
€20k▲ 138%
2024 · €8k
2021: €12k
2022: €19k
2023: €14k
2024: €8k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€20k▲ 51.6%€15k▼ 24.8%€9k▼ 41.5%€20k▲ 130%
Operating result€13k-€9k▼ 32.1%€-5k€-6k▼ 28.0%€12k
Net result€10k-€7k▼ 29.6%€-5k€-6k▼ 25.9%€11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets
€83▼ 72.8%
Current assets
€21k▲ 35.5%
Equity and liabilities €21k
Equity
€20k▲ 130%
Debt
€1k▼ 83.6%
The debt ratio falls from 45.4% to 5.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€12k▲
2024 · €-6k
Cash flow
€12k▲
2024 · €-6k
Solvency
94.4%▲
2024 · 54.6%
Current ratio
17.79▲
2024 · 2.16
Quick ratio
14.34▲
2024 · 1.71
Debt / equity
0.06▼
2024 · 0.83
ROE
56.6%▲
2024 · -71.0%
ROA
53.4%▲
2024 · -38.8%
Interest coverage
152.50▲
2024 · -266.29
Debt
€1k▼
2024 · €7k
Debt ≤ 1 year
€1k▼
2024 · €7k
Income taxes
€184
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€21k▲
Formation expenses20€11-
Fixed assets21/28€306€83▼
Tangible fixed assets22/27€306€83▼
Plant, machinery and equipment23€306€83▼
Current assets29/58€16k€21k▲
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€2k€2k▲
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€7k€9k▲
Deferred charges and accrued income490/1-€70
Equity and liabilities
Total equity and liabilities10/49€16k€21k▲
Equity10/15€9k€20k▲
Contributions10/11€4k€4k=
Reserves13€11k€17k▲
Distributable reserves133€11k€17k▲
Profit (loss) carried forward14€-6k-
Amounts payable17/49€7k€1k▼
Amounts payable within one year42/48€7k€1k▼
Trade debts44€2k€396▼
Suppliers440/4€2k€396▼
Taxes, remuneration and social security45-€49
Taxes450/3-€49
Other amounts payable47/48€5k€747▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€404€234▼
Other operating charges640/8€2k€839▼
Gross operating margin9900€-4k€13k▲
Operating profit (loss)9901€-6k€12k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€22€78▲
Recurring financial charges65€22€78▲
Profit (loss) for the period before taxes9903€-6k€12k▲
Income taxes67/77-€184
Profit (loss) for the period9904€-6k€11k▲
Profit (loss) for the period to be appropriated9905€-6k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€5k▲
Profit (loss) brought forward from the previous period14P€-5k€-6k▼
Transfer from equity791/2€5k€6k▲
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-12
Financial
Liquidity times 8current ratio 17.79
Current ratio from 2.16 to 17.79; short-term debt falls from €7k to €1k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 559270 LaarneGround area
1,325 m²
Building footprint
265 m²
Volume, LiDAR
1,213 m³
Parcel 42010B0462/00D000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Respire Consulting
since 20202.298.536.546
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010B0462/00D000 | Flanders | 1,325 m² | 1 · 265 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Chrometra Scientific
BE 0776.559.333
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Botor
BE 0778.655.820
Mechelen · Eq €20k
Mani Pedi
BE 0792.519.692
Aalst · Eq €20k
BSNG Optique
BE 0567.531.063
Etterbeek · Eq €20k
VAN LINDT
BE 0687.624.486
Tienen · Eq €20k
Of 1,244 companies in sector 32500 we hold annual accounts for 691. 341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2020
Fiscal year end31-12
Activities, NACEBEL
32500Manufacture of medical and dental instruments and supplies
46460Wholesale of pharmaceutical and medical goods
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.