RESPIR-WAL
ActiveRESPIR-WAL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €134k. Equity is growing by ~173.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 9.51 against 6.85 in 2024; short-term debt: 10.2% and cash: 48.8% of total assets), and 10.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.8%
Return on assets
45.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
62 d early
2024
30 d late
2023
18 d late
2022
52 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€266k▲ 48.8%
2024 · €179k
2021: €4k
2022: €27k
2023: €118k
2024: €179k
2021 → 2025
Total assets
€297k▲ 43.2%
2024 · €207k
2021: €47k
2022: €58k
2023: €148k
2024: €207k
2021 → 2025
Net result
€134k▲ 64.4%
2024 · €82k
2021: €34k
2022: €38k
2023: €91k
2024: €82k
2021 → 2025
Working capital
€258k▲ 56.3%
2024 · €165k
2021: €-6k
2022: €18k
2023: €110k
2024: €165k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€27k▲ 634%€118k▲ 336%€179k▲ 51.2%€266k▲ 48.8%
Operating result€43k-€49k▲ 13.6%€116k▲ 138%€108k▼ 6.8%€183k▲ 69.1%
Net result€34k-€38k▲ 13.4%€91k▲ 137%€82k▼ 9.8%€134k▲ 64.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 69% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets
€9k▼ 38.2%
Current assets
€288k▲ 49.2%
Equity and liabilities €297k
Equity
€266k▲ 48.8%
Debt
€30k▲ 7.5%
The debt ratio falls from 13.6% to 10.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€188k▲
2024 · €111k
Cash flow
€140k▲
2024 · €85k
Solvency
89.8%▲
2024 · 86.4%
Current ratio
9.51▲
2024 · 6.85
Quick ratio
9.51▲
2024 · 6.85
Debt / equity
0.11▼
2024 · 0.16
ROE
50.5%▲
2024 · 45.7%
ROA
45.3%▲
2024 · 39.5%
Interest coverage
1024.62▲
2024 · 69.58
Debt
€30k▲
2024 · €28k
Debt ≤ 1 year
€30k▲
2024 · €28k
Income taxes
€48k▲
2024 · €25k
Staff costs
€15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€297k▲
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€13k€8k▼
Furniture and vehicles24€13k€8k▼
Financial fixed assets28€1k€1k=
Current assets29/58€193k€288k▲
Amounts receivable after more than one year29€24k€83k▲
Other amounts receivable291€24k€83k▲
Cash at bank and in hand54/58€116k€145k▲
Deferred charges and accrued income490/1€53k€60k▲
Equity and liabilities
Total equity and liabilities10/49€207k€297k▲
Equity10/15€179k€266k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€176k€263k▲
Amounts payable17/49€28k€30k▲
Amounts payable within one year42/48€28k€30k▲
Trade debts44€331€2k▲
Suppliers440/4€331€2k▲
Taxes, remuneration and social security45€28k€28k▲
Taxes450/3€28k€27k▼
Remuneration and social security454/9-€2k
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€567€1k▲
Gross operating margin9900€112k€204k▲
Operating profit (loss)9901€108k€183k▲
Financial income75/76B€0€253▲
Recurring financial income75€0€253▲
Financial charges65/66B€2k€184▼
Recurring financial charges65€2k€184▼
Profit (loss) for the period before taxes9903€107k€183k▲
Income taxes67/77€25k€48k▲
Profit (loss) for the period9904€82k€134k▲
Profit (loss) for the period to be appropriated9905€82k€134k▲
Appropriation of the result
Profit (loss) to be appropriated9906€197k€310k▲
Profit (loss) brought forward from the previous period14P€115k€176k▲
Profit to be distributed694/7€21k€47k▲
Return on contributions (dividend)694€21k€47k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €134k ▲64.4%
Operating result €183k, net result €134k, both a record.
31-12
Financial
Equity above €200kEq €266k ▲48.8%
5 profitable years in a row build equity to €266k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Equity above €150kEq €179k ▲51.2%
4 profitable years in a row build equity to €179k.
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 4.77
Current ratio from 1.59 to 4.77; short-term debt falls from €31k to €29k.
31-12
Financial
Equity above €100kEq €118k ▲336%
3 profitable years in a row build equity to €118k.
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Ath(SG) 267330 Saint-GhislainGround area
387 m²
Building footprint
108 m²
Volume, LiDAR
1,434 m³
Parcel 53070B0074/00B000, Wallonia · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RESPIR-WAL
since 20202.310.509.118
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0074/00B000 | Wallonia | 387 m² | 1 · 108 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dr JC DONNAY Anesthésie Réanimation
BE 0890.267.285
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JV Endocrino
BE 0788.332.163
Waregem · Eq €266k
Dr. Johan Helderweirt, anesthesist
BE 0508.675.918
Leuven · Eq €266k
Dokter Sofie Geth
BE 0716.798.524
Schoten · Eq €266k
Dokter Tom Eyckmans
BE 0701.702.255
Mechelen · Eq €266k
Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 6,678 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2020
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.