RESPECT-IT
ActiveRESPECT-IT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €206k and a net result of €51k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▲+14
Solvency92▼-8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 7.72 against 9.68 in 2023; short-term debt: 12.6% and cash: 56.2% of total assets), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
29 d early
2022
32 d early
2021
19 d early
2020
38 d early
2019
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€206k▲ 21.0%
2023 · €171k
2018: €91k
2019: €116k
2020: €127k
2021: €154k
2022: €161k
2023: €171k
2018 → 2024
Total assets
€310k▲ 55.6%
2023 · €199k
2018: €147k
2019: €160k
2020: €216k
2021: €242k
2022: €216k
2023: €199k
2018 → 2024
Net result
€51k▲ 452%
2023 · €9k
2018: €13k
2019: €25k
2020: €11k
2021: €27k
2022: €8k
2023: €9k
2018 → 2024
Working capital
€263k▲ 52.5%
2023 · €173k
2018: €63k
2019: €100k
2020: €134k
2021: €150k
2022: €160k
2023: €173k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€127k-€154k▲ 21.0%€161k▲ 5.0%€171k▲ 5.7%€206k▲ 21.0%
Operating result€13k-€36k▲ 184%€11k▼ 68.8%€14k▲ 20.8%€67k▲ 387%
Net result€11k-€27k▲ 146%€8k▼ 71.3%€9k▲ 20.3%€51k▲ 452%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 387% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €310k
Fixed assets
€8k▲ 11.6%
Current assets
€303k▲ 57.1%
Equity and liabilities €310k
Equity
€206k▲ 21.0%
Debt
€104k▲ 260%
The debt ratio rises from 14.5% to 33.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▲
2023 · €15k
Cash flow
€52k▲
2023 · €10k
Solvency
66.5%▼
2023 · 85.5%
Current ratio
7.72▼
2023 · 9.68
Quick ratio
7.72▼
2023 · 9.68
Debt / equity
0.50▲
2023 · 0.17
ROE
24.6%▲
2023 · 5.4%
ROA
16.4%▲
2023 · 4.6%
Interest coverage
91.60▲
2023 · 20.59
Debt
€104k▲
2023 · €29k
Debt ≤ 1 year
€39k▲
2023 · €20k
Income taxes
€18k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€199k€310k▲
Fixed assets21/28€7k€8k▲
Intangible fixed assets21€413€43▼
Tangible fixed assets22/27€418€2k▲
Furniture and vehicles24€418€2k▲
Financial fixed assets28€6k€6k=
Current assets29/58€193k€303k▲
Amounts receivable after more than one year29-€22k
Other amounts receivable291-€22k
Amounts receivable within one year40/41€84k€103k▲
Trade receivables40€83k€91k▲
Other amounts receivable41€1k€12k▲
Cash at bank and in hand54/58€107k€174k▲
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€199k€310k▲
Equity10/15€171k€206k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€38k€73k▲
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€28k€63k▲
Profit (loss) carried forward14€33k€33k▲
Amounts payable17/49€29k€104k▲
Amounts payable within one year42/48€20k€39k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€17k▲
Other amounts payable47/48€3k€15k▲
Accrued charges and deferred income492/3€9k€65k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€843€962▲
Other operating charges640/8€1k€957▼
Gross operating margin9900€16k€68k▲
Operating profit (loss)9901€14k€67k▲
Financial income75/76B€184€3k▲
Recurring financial income75€184€3k▲
Financial charges65/66B€705€737▲
Recurring financial charges65€705€737▲
Profit (loss) for the period before taxes9903€13k€69k▲
Income taxes67/77€4k€18k▲
Profit (loss) for the period9904€9k€51k▲
Profit (loss) for the period to be appropriated9905€9k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€83k▲
Profit (loss) brought forward from the previous period14P€32k€33k▲
Transfer to equity691/2€9k€35k▲
To other reserves6921€9k€35k▲
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €51k ▲452%
Operating result €67k, net result €51k, both a record.
31-12
Financial
Equity above €200kEq €206k ▲21%
7 profitable years in a row build equity to €206k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 9.68
Current ratio from 4.33 to 9.68; short-term debt falls from €48k to €20k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €8k ▼71.3%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €154k ▲21%
4 profitable years in a row build equity to €154k.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €116k ▲27.5%
2 profitable years in a row build equity to €116k.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place des Peintres 7/1348 Ottignies-Louvain-la-NeuveGround area
2,061 m²
Building footprint
1,006 m²
Volume, LiDAR
13,246 m³
Parcel 25386B0093/00C000, Wallonia · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
RESPECT-IT
since 20062.154.863.314
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0093/00C000 | Wallonia | 2,061 m² | 1 · 1,006 m² | 15.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEVIA
BE 0899.972.037
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TRANSFORMING
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alter-point
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SCALE X
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SUNRAY CONSULTING
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,604 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-05-2006
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
58290Other software publishing
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
72210
72220
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.