RESOURCEFUL CONSULTING
ActiveRESOURCEFUL CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €31k. Equity is shrinking by ~21.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 26% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+16
Solvency49▼-1
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 0.89 in 2024; short-term debt: 75.9% and cash: 8.5% of total assets), and 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.1%
Return on assets
46.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
59 d late
2022
64 d late
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 4.8%
2024 · €16k
2021: €33k
2022: €40k
2023: €32k
2024: €16k
2021 → 2025
Total assets
€68k▲ 10.5%
2024 · €61k
2021: €87k
2022: €89k
2023: €102k
2024: €61k
2021 → 2025
Net result
€31k▲ 323%
2024 · €7k
2021: €28k
2022: €8k
2023: €15k
2024: €7k
2021 → 2025
Working capital
€7k
2024 · €-5k
2021: €-2k
2022: €2k
2023: €-849
2024: €-5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€40k▲ 23.2%€32k▼ 20.9%€16k▼ 50.9%€16k▲ 4.8%
Operating result€37k-€12k▼ 66.7%€21k▲ 70.5%€14k▼ 34.8%€43k▲ 213%
Net result€28k-€8k▼ 72.5%€15k▲ 100%€7k▼ 51.2%€31k▲ 323%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 213% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€10k▼ 52.1%
Current assets
€58k▲ 42.3%
Equity and liabilities €68k
Equity
€16k▲ 4.8%
Debt
€51k▲ 12.4%
The debt ratio rises from 74.6% to 75.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2024 · €27k
Cash flow
€44k▲
2024 · €20k
Solvency
24.1%▼
2024 · 25.4%
Current ratio
1.13▲
2024 · 0.89
Quick ratio
1.13▲
2024 · 0.89
Debt / equity
3.16▲
2024 · 2.94
ROE
191.7%▲
2024 · 47.5%
ROA
46.1%▲
2024 · 12.1%
Interest coverage
134.98▲
2024 · 86.13
Debt
€51k▲
2024 · €46k
Debt ≤ 1 year
€51k▲
2024 · €46k
Income taxes
€12k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€68k▲
Formation expenses20€139€0▼
Fixed assets21/28€20k€10k▼
Tangible fixed assets22/27€20k€9k▼
Furniture and vehicles24€20k€9k▼
Financial fixed assets28€814€814=
Current assets29/58€41k€58k▲
Amounts receivable within one year40/41€16k€51k▲
Trade receivables40€15k€27k▲
Other amounts receivable41€63€25k▲
Cash at bank and in hand54/58€24k€6k▼
Deferred charges and accrued income490/1€1k€969▼
Equity and liabilities
Total equity and liabilities10/49€61k€68k▲
Equity10/15€16k€16k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€11k€11k▲
Amounts payable17/49€46k€51k▲
Amounts payable within one year42/48€46k€51k▲
Trade debts44€11k€6k▼
Suppliers440/4€11k€6k▼
Taxes, remuneration and social security45€7k€20k▲
Taxes450/3€7k€20k▲
Other amounts payable47/48€28k€25k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€30k€57k▲
Operating profit (loss)9901€14k€43k▲
Financial income75/76B€3€691▲
Recurring financial income75€3€691▲
Financial charges65/66B€310€407▲
Recurring financial charges65€310€407▲
Profit (loss) for the period before taxes9903€13k€43k▲
Income taxes67/77€6k€12k▲
Profit (loss) for the period9904€7k€31k▲
Profit (loss) for the period to be appropriated9905€7k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€42k▲
Profit (loss) brought forward from the previous period14P€27k€11k▼
Profit to be distributed694/7€24k€30k▲
Return on contributions (dividend)694€24k€30k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2021net €31k ▲323%
Operating result €43k, net result €31k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €7k ▼51.2%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hugo Verrieststraat 31702 DilbeekGround area
584 m²
Building footprint
179 m²
Volume, LiDAR
1,748 m³
2 parcels, Brussels, Flanders · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
RESOURCEFUL CONSULTING
since 20202.309.584.153
RESOURCEFUL CONSULTING
since 20222.333.606.105
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0030/00K002 | Brussels | 318 m² | 1 · 120 m² | 16.4 m · 4 fl. |
| 23026B0004/00N000 | Flanders | 266 m² | 1 · 59 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,726 companies in sector 63100 we hold annual accounts for 1,272. 700 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2020
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.