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resource.

Active
Private limited companyfounded 2025active for 1 yearDiestsebaan 3A, 3290 Diest, BelgiumKBO/BCE: BE 1019.175.535
Summary

resource. has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,193 and a net result of €193. Its solvency ranks better than 11% of 39,184 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Financials · financial year 2025, micro format

Turnover
≈ €160,000
Estimated: probably between €120,000 and €200,000
Total assets
€96,031
Net result
€193
Working capital
-€2,082

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €96,031
Fixed assets €5,275
Current assets €90,756
Equity and liabilities €96,031
Equity €3,193
Debt €92,838
Debt finances 96.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€2,992
Cash flow
€1,512
Current ratio
0.98
Debt to equity
29.08
ROE
6.0%
ROA
0.2%
Interest coverage
35.77
Debt ≤ 1 year
€92,838
Income taxes
€1,397
Staff costs
€72,966

Peer companies

Historical observation

Of the 514 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96.9% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.8% went bankrupt
1.2% stopped otherwise
96.9% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€96,031
Fixed assets21/28€5,275
Intangible fixed assets21€4,464
Tangible fixed assets22/27€811
Furniture and vehicles24€811
Current assets29/58€90,756
Amounts receivable within one year40/41€90,714
Trade receivables40€90,671
Other amounts receivable41€43
Cash at bank and in hand54/58€38
Deferred charges and accrued income490/1€4
Equity and liabilities
Total equity and liabilities10/49€96,031
Equity10/15€3,193
Contributions10/11€3,000
Reserves13€193
Distributable reserves133€193
Amounts payable17/49€92,838
Amounts payable within one year42/48€92,838
Trade debts44€1,566
Suppliers440/4€1,566
Taxes, remuneration and social security45€20,764
Taxes450/3€20,764
Other amounts payable47/48€70,509
Income statement Code2025
Remuneration, social security and pensions62€72,966
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,319
Other operating charges640/8€400
Gross operating margin9900€76,359
Operating profit (loss)9901€1,674
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€1,590
Income taxes67/77€1,397
Profit (loss) for the period9904€193
Profit (loss) for the period to be appropriated9905€193
Appropriation of the result
Profit (loss) to be appropriated9906€193
Transfer to equity691/2€193
To other reserves6921€193

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€72,966
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,319
Other operating charges640/8€400
Gross operating margin9900€76,359
Operating profit (loss)9901€1,674
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€1,590
Income taxes67/77€1,397
Profit (loss) for the period9904€193
Profit (loss) for the period to be appropriated9905€193
Line2025
Assets
Total assets20/58€96,031
Fixed assets21/28€5,275
Intangible fixed assets21€4,464
Tangible fixed assets22/27€811
Furniture and vehicles24€811
Current assets29/58€90,756
Amounts receivable within one year40/41€90,714
Trade receivables40€90,671
Other amounts receivable41€43
Cash at bank and in hand54/58€38
Deferred charges and accrued income490/1€4
Equity and liabilities
Total equity and liabilities10/49€96,031
Equity10/15€3,193
Contributions10/11€3,000
Reserves13€193
Distributable reserves133€193
Amounts payable17/49€92,838
Amounts payable within one year42/48€92,838
Trade debts44€1,566
Suppliers440/4€1,566
Taxes, remuneration and social security45€20,764
Taxes450/3€20,764
Other amounts payable47/48€70,509
Line2025
Profit (loss) for the period9904€193
+ Depreciation and write-downs630€1,319
Operating cash flow (approximation)€1,512

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 29-06-2026 2026-00218764

Similar companies · same sector, comparable size

Of the 82,516 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,493. 12,760 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.