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RESINES REFECT

Active
Private limited companyfounded 2024active for 2 yearsChaussée de Lodelinsart 112, 6060 Charleroi, BelgiumKBO/BCE: BE 1006.178.921
Summary

The computed 12-month bankruptcy probability of RESINES REFECT is 14.2% (high). The annual accounts of RESINES REFECT for financial year 2024 show a net loss of 336% of total assets. The 2024 annual accounts show equity of €526 and a net result of -€3,474. Its solvency ranks better than 55% of 35,970 sector peers (NACE 43, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-02-2024 Normal situation
Activity
Wallpapering and laying of floor and wall coverings in other materials NACE 43333
Establishment units
2.357.442.270 4400 Flémalle, since 01-03-2024
2.379.927.266 4100 Seraing, since 01-01-2025
Financial year end
31 December
Peppol
Reachable since 20-02-2026

Board and ownership

Financial position

30 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
14.2%
Annual accounts 2024
Gross margin
-€3,031
Loss
€3,474
Equity
€526
Total assets
€1,035
  • 2024 accounts filed 48 days after the deadline
Turnover not published (micro format)
Filed on 17-09-2025
Score breakdownraises risk3 changes of registered office in 24 monthsFigures for financial year 2024 (filed on 17-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 48 days late; 1 of the last 3 accounts lateFounded in 2024Show the evidence

Checked score

Score 2024
30 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 47% of micro companies in building services and landscaping (NACE 81)
Financial strength
Average
Solvency 76
equity 50.8% of total assets
Liquidity 76
short-term debt 49.2% · cash 77.8%
Profitability 0
return on assets -335.7%
Bankruptcy probability within 12 months
14.2% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,708 companies, NACE 81, micro)
Last 24 months 03-2025: 4.4% 04-2025: 4.4%● unchanged vs 03-2025 05-2025: 4.6%▲ +0.2 percentage points vs 04-2025 06-2025: 5.0%▲ +0.4 percentage points vs 05-2025 07-2025: 5.2%▲ +0.2 percentage points vs 06-2025 08-2025: 5.7%▲ +0.5 percentage points vs 07-2025 09-2025: 6.0%▲ +0.3 percentage points vs 08-2025 10-2025: 2.6%▼ -3.4 percentage points vs 09-2025 11-2025: 2.6%● unchanged vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025lowest value 02-2026: 6.3%▲ +3.7 percentage points vs 01-2026 03-2026: 6.3%● unchanged vs 02-2026 04-2026: 6.9%▲ +0.6 percentage points vs 03-2026 05-2026: 6.9%● unchanged vs 04-2026 06-2026: 6.9%● unchanged vs 05-2026 07-2026: 7.0%▲ +0.1 percentage points vs 06-2026 08-2026: 9.0%▲ +2.0 percentage points vs 07-2026 09-2026: 9.4%▲ +0.4 percentage points vs 08-2026 10-2026: 14.2%▲ +4.8 percentage points vs 09-2026highest value 11-2026: 14.2%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 60% of them on solvency, 77% on liquidity and 4% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · 3 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed on 17-09-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 48 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2024 accounts filed 48 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
48 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its 2024 accounts 48 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Caution: Board changedlatest change 31-08-2026 · 2 in office 2 joined · 2 left View
  • Caution: Less equity than 90% of companies in specialised constructionsector median €58,296 · 35,987 companies €526 View

Recent changes

  1. · Gazette deed Registered office moved to GilliyResignation: Nicolas Malik (director) · Appointment: Mohammed Ali Mahmoud (director)
  2. · Gazette deed Registered office moved from Seraing to OupeyeAppointment: Nicolas MALIK JAMEL D (director) · Resignation: Harprit Singh (director)
  3. · Gazette deed Registered office moved from Fléron to SeraingResignations: Salvatore Virone, Mustapha Bensif and Christian Lemoine · Appointment: Singh Harprit (director)
All 6 events

Comparable companies

These companies have the same main activity as RESINES REFECT: wallpapering and laying of floor and wall coverings in other materials (NACE 43333). They are comparable in size and age: total assets between €2,130 and €6,760, founded between 1989 and 2025.

CompanyTotal assetsGross margin
RESINES REFECT Charleroi€1,035-€3,031
Schildersbedrijf Van Den Brande Niel€5,896-€6,720
RJY DECO Dalhem€6,755€3,407
LES SIEGES ANTIQUES Halle€2,923-€8,383
L.E. TERIOR Chimay€5,013-€550
A and C DECORATION Sambreville€2,125-€1,871
ANDRE VAN DER MAELEN INTERIEURS Ninove€6,308-€9,478
Full comparison

Key facts about RESINES REFECT

What is the company number of RESINES REFECT?
The company number of RESINES REFECT is 1006.178.921. The VAT number is the same number with BE in front: BE 1006.178.921.
Where is RESINES REFECT based?
The registered office is at Chaussée de Lodelinsart 112, 6060 Charleroi.Company details
What does RESINES REFECT do?
According to the KBO register, the main activity is wallpapering and laying of floor and wall coverings in other materials (NACE 43333).
What is the legal form of RESINES REFECT?
The legal form of RESINES REFECT is Private limited company (BV).
When was RESINES REFECT founded?
RESINES REFECT was founded on 19-02-2024.
Is RESINES REFECT still active?
Yes, RESINES REFECT is an active enterprise in the KBO register.
What is the turnover of RESINES REFECT?
The annual accounts for financial year 2024 state no turnover. The micro format does not require it.Financials
Is RESINES REFECT profitable?
In financial year 2024, RESINES REFECT made a loss of €3,474.
Where can I find the annual accounts of RESINES REFECT?
RESINES REFECT filed 1 annual account with the National Bank of Belgium, for financial year 2024.

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