RESIDENCE VAL DUCHESSE
ActiveSummary
RESIDENCE VAL DUCHESSE has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €682k and a net result of €36k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 61% of 462 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-6
Solvency84▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.79 in 2024; short-term debt: 40.8% and cash: 16.3% of total assets), and 40.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.2%
Return on assets
3.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
19 d late
2023
29 d late
2022
24 d late
2021
30 d late
2020
30 d late
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€36k▼ 65.1%
2024 · €102k
2018: €103k
2019: €47k
2020: €30k
2021: €59k
2022: €84k
2023: €131k
2024: €102k
2018 → 2025
Working capital
€16k
2024 · €-121k
2018: €-665k
2019: €-731k
2020: €-572k
2021: €-648k
2022: €-474k
2023: €-280k
2024: €-121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€508k-€592k▲ 16.5%€664k▲ 12.1%€706k▲ 6.4%€682k▼ 3.4%
Operating result€120k-€127k▲ 6.2%€192k▲ 51.0%€164k▼ 14.6%€39k▼ 76.1%
Net result€59k-€84k▲ 42.1%€131k▲ 56.4%€102k▼ 22.1%€36k▼ 65.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€661k ▼ 18.9%
Current assets
€485k ▲ 6.6%
Equity and liabilities €1.15M
Equity
€682k ▼ 3.4%
Debt
€469k ▼ 18.6%
Debt's share of the balance-sheet total falls from 44.9% to 40.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€262k▼
2024 · €387k
Cash flow
€259k▼
2024 · €326k
Current ratio
1.03▲
2024 · 0.79
Quick ratio
1.02▲
2024 · 0.78
Debt to equity
0.69▼
2024 · 0.82
ROE
5.2%▼
2024 · 14.5%
ROA
3.1%▼
2024 · 8.0%
Interest coverage
888.53▲
2024 · 215.05
Debt ≤ 1 year
€469k▼
2024 · €576k
Income taxes
€3k▼
2024 · €60k
Staff costs
€2.51M▲
2024 · €2.47M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.28M€1.15M▼
Formation expenses20€11k€4k▼
Fixed assets21/28€816k€661k▼
Intangible fixed assets21€2k€416▼
Tangible fixed assets22/27€814k€661k▼
Land and buildings22€406k€395k▼
Plant, machinery and equipment23€115k€107k▼
Furniture and vehicles24€57k€57k▼
Leasing and similar rights25€236k€102k▼
Financial fixed assets28€87€87=
Current assets29/58€455k€485k▲
Stocks and contracts in progress3€5k€7k▲
Stocks30/36€5k€7k▲
Amounts receivable within one year40/41€236k€197k▼
Trade receivables40€161k€129k▼
Other amounts receivable41€75k€68k▼
Cash at bank and in hand54/58€172k€188k▲
Deferred charges and accrued income490/1€42k€93k▲
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.15M▼
Equity10/15€706k€682k▼
Contributions10/11€248k€248k=
Reserves13€115k€115k=
Non-distributable reserves130/1€24k€24k=
Reserves not available under the articles1311€24k€24k=
Distributable reserves133€92k€92k=
Profit (loss) carried forward14€343k€319k▼
Amounts payable17/49€576k€469k▼
Amounts payable within one year42/48€576k€469k▼
Current portion of amounts payable after more than one year42€23k-
Trade debts44€108k€50k▼
Suppliers440/4€108k€50k▼
Advances received on contracts in progress46€300€225▼
Taxes, remuneration and social security45€384k€359k▼
Taxes450/3€47k€25k▼
Remuneration and social security454/9€338k€334k▼
Other amounts payable47/48€60k€60k=
Income statement
Code20242025
Non-recurring operating income76A-€188
Remuneration, social security and pensions62€2.47M€2.51M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€223k€223k▼
Other operating charges640/8€50k€55k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€2.91M€2.83M▼
Operating profit (loss)9901€164k€39k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€295▼
Recurring financial charges65€2k€295▼
Profit (loss) for the period before taxes9903€162k€39k▼
Income taxes67/77€60k€3k▼
Profit (loss) for the period9904€102k€36k▼
Profit (loss) for the period to be appropriated9905€102k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€403k€379k▼
Profit (loss) brought forward from the previous period14P€300k€343k▲
Profit to be distributed694/7€60k€60k=
Return on contributions (dividend)694€60k€60k=
Social balance
Average headcount (FTE)908732.733.5▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €131k ▲56.4%
Net result €131k, the highest in the series.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Equity above €500kEq €508k ▲13.2%
4 profitable years in a row build equity to €508k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €30k ▼35.9%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 34 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Julius Caesarlaan 111150 Sint-Pieters-WoluweGround area
1,315 m²
Building footprint
354 m²
Volume, LiDAR
4,455 m³
Parcel 21019A0157/00S003, Brussels · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RESIDENCE LE VAL DUCHESSE
since 20072.168.427.080
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0157/00S003 | Brussels | 1,315 m² | 1 · 354 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Woluwe2.168.427.080
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VIE ET PROGRES
BE 0463.614.963
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RESIDENCE SAINT JEAN
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Mettet · Eq €662k
Of 601 companies in sector 87301 we hold annual accounts for 493. 354 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-11-1985
Fiscal year end31-12
Activities, NACEBEL 2025
87301Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.