Résidence Claire de Vie
ActiveRésidence Claire de Vie has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €189k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 463 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+2
Solvency59▲+6
Growth71▲+2
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.61 against 0.56 in 2024; short-term debt: 66% and cash: 0% of total assets), and 66% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
6 d early
2023
8 d early
2022
11 d early
2021
4 d early
2020
22 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€6.32M▲ 16.0%
2024 · €5.45M
2018: €3.93M
2019: €4.22M
2020: €4.07M
2021: €3.58M
2022: €4.39M
2023: €4.85M
2024: €5.45M
2018 → 2025
EBIT margin
4.7%▲ 1.0pp
2024 · 3.7%
2018: -4.1%
2019: -0.9%
2020: 8.3%
2021: 0.9%
2022: 6.5%
2023: 0.0%
2024: 3.7%
2018 → 2025
Net result
€189k▲ 51.8%
2024 · €124k
2018: €-139k
2019: €-160k
2020: €280k
2021: €-10k
2022: €190k
2023: €26k
2024: €124k
2018 → 2025
Working capital
€-841k▲ 17.4%
2024 · €-1.02M
2018: €2.07M
2019: €2.14M
2020: €2.57M
2021: €2.56M
2022: €441k
2023: €-587k
2024: €-1.02M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€3.58M-€4.39M▲ 22.6%€4.85M▲ 10.4%€5.45M▲ 12.4%€6.32M▲ 16.0%
Equity€570k-€760k▲ 33.4%€786k▲ 3.5%€910k▲ 15.8%€1.10M▲ 20.7%
Operating result€32k-€287k▲ 784%€-1k€204k€299k▲ 46.7%
Net result€-10k-€190k€26k▼ 86.2%€124k▲ 372%€189k▲ 51.8%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.23M
Fixed assets
€1.94M▲ 0.6%
Current assets
€1.29M▲ 0.6%
Equity and liabilities €3.23M
Equity
€1.10M▲ 20.7%
Debt
€2.13M▼ 7.4%
The debt ratio falls from 71.7% to 66.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€557k▲
2024 · €444k
Cash flow
€447k▲
2024 · €364k
Solvency
34.0%▲
2024 · 28.3%
Current ratio
0.61▲
2024 · 0.56
Quick ratio
0.60▲
2024 · 0.55
Debt / equity
1.94▼
2024 · 2.53
ROE
17.2%▲
2024 · 13.7%
ROA
5.8%▲
2024 · 3.9%
Interest coverage
26.59▲
2024 · 22.73
Debt
€2.13M▼
2024 · €2.30M
Debt ≤ 1 year
€2.13M▼
2024 · €2.30M
Income taxes
€90k▲
2024 · €62k
Staff costs
€4.54M▲
2024 · €4.22M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.21M€3.23M▲
Fixed assets21/28€1.93M€1.94M▲
Intangible fixed assets21€18k€11k▼
Tangible fixed assets22/27€1.91M€1.93M▲
Plant, machinery and equipment23€384k€347k▼
Furniture and vehicles24€901k€807k▼
Other tangible fixed assets26€622k€771k▲
Assets under construction and advance payments27€3k€3k=
Financial fixed assets28€575€575=
Current assets29/58€1.29M€1.29M▲
Stocks and contracts in progress3€9k€8k▼
Stocks30/36€9k€8k▼
Amounts receivable within one year40/41€1.27M€1.27M▼
Trade receivables40€680k€731k▲
Other amounts receivable41€591k€536k▼
Cash at bank and in hand54/58€3k€454▼
Deferred charges and accrued income490/1€2k€19k▲
Equity and liabilities
Total equity and liabilities10/49€3.21M€3.23M▲
Equity10/15€910k€1.10M▲
Contributions10/11€557k€557k=
Reserves13€42k€42k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€311k€500k▲
Amounts payable17/49€2.30M€2.13M▼
Amounts payable within one year42/48€2.30M€2.13M▼
Financial debts43€905k€421k▼
Other loans439€905k€421k▼
Trade debts44€458k€731k▲
Suppliers440/4€458k€731k▲
Taxes, remuneration and social security45€845k€908k▲
Taxes450/3€145k€182k▲
Remuneration and social security454/9€700k€726k▲
Other amounts payable47/48€97k€75k▼
Income statement
Code20242025
Turnover70€5.45M€6.32M▲
Goods, raw materials, services and sundry goods60/61€1.68M€2.17M▲
Remuneration, social security and pensions62€4.22M€4.54M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€240k€258k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€16k▲
Other operating charges640/8€127k€49k▼
Non-recurring operating charges66A€462-
Gross operating margin9900€4.79M€5.16M▲
Operating profit (loss)9901€204k€299k▲
Financial income75/76B€2k€34▼
Recurring financial income75€2k€34▼
Financial charges65/66B€20k€21k▲
Recurring financial charges65€20k€21k▲
Profit (loss) for the period before taxes9903€186k€278k▲
Income taxes67/77€62k€90k▲
Profit (loss) for the period9904€124k€189k▲
Profit (loss) for the period to be appropriated9905€124k€189k▲
Appropriation of the result
Profit (loss) to be appropriated9906€311k€500k▲
Profit (loss) brought forward from the previous period14P€187k€311k▲
Social balance
Average headcount (FTE)908764.669.8▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Resignations & appointmentsGeneral meeting · Auditor appointment · Permanent representative5 facts ▸
State Gazette act
Resignations & appointments
General meeting · Auditor appointment · Permanent representative5 facts ▸
- General meeting, 24/06/2024
- Auditor appointment, Ernst & Young Bedrijfsrevisoren/Reviseurs d'Entreprises (commissaire)
- Permanent representative, Harry Everaerts
- Permanent representative, Ronald Van den Ecker
- Permanent representative, Dominiek Beelen
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €1MEq €1.10M ▲20.7%
4 profitable years in a row build equity to €1.10M.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
31-12
Financial
Back to profitnet €190k
Net result €190k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €280k
Net result €280k after 2 loss-making years.
31-12
Financial
Equity above €500kEq €579k ▲93.9%
Equity rises from €299k to €579k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-160k
Net result drops to €-160k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Juprelle · 3 establishment units since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos de Bagnée 54458 JuprelleGround area
7,098 m²
Building footprint
1,819 m²
Volume, LiDAR
10,625 m³
2 parcels, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
RESIDENCE CLAIRE DE VIE
since 19872.030.821.593
Rue Fossé Botton 19, 4458 Juprelle
since 20042.167.722.049
Ohana
since 20242.353.404.496
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62042C0953/00Y000 | Wallonia | 4,252 m² | 1 · 1,482 m² | 9.9 m · 2 fl. |
| 62035A0803/00P000 | Wallonia | 2,846 m² | 1 · 337 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 2
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Ernst & Young Bedrijfsrevisoren Reviseurs d'EntreprisesCurrent Commissaire | 07-08-2026 → present |
Structure & network
Acquisitions and mergers
1 transactionContributed a business line to:SILVERSTONE
Recognitions · licences · registrations
Food safety, FASFC
1 siteJuprelle2.353.404.496
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Of 601 companies in sector 87301 we hold annual accounts for 493. 379 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1986
Fiscal year end31-12
Activities, NACEBEL
85315
87301Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.