Equity
€4.7m ▲ 1.0%
LA RESIDENCE CHARLEMAGNE paid out €3.0m in dividends. That is 95% of the 2025 profit.
LA RESIDENCE CHARLEMAGNE
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €7.8m (2024)
€2.9m▼ 63.1%
lowest -€190,446 (2006)
€3.1m▼ 20.0%
peak €4.7m (2025)
€4.7m▲ 1.0%
€10.7m▲ 27.1%
peak 37.3 FTE (2018)
34.4 FTE▼ 1.7%
Board8 names since 2010
3 directorsVIVALTO HOME BELGIUM and 2 others
Owners2 names in the annual accounts
consolidatesVIVALTO HOME BELGIUM and 1 other
Documentsfilings and deeds
04-06-202657 days before the deadline
2025financial year
Gross margin from €7.8m to €2.9mReappointment: Forvis Mazars Réviseurs d'Entreprises (statuto… 07-11Dividend €3.0mDebts from €8.4m to €10.7mCash from €100,338 to €29,171
Key points
from the 2025 annual accountsStaff
47 employees on 31-12-2025
In 2025, 21 people joined and 15 left.
Liquidity
0.65 was 0.18 in 2024
Short-term debts rose from €3.1m to €5.6m.
Restructuring
2026
Branch transferred to IMMO CHARLEMAGNE. Contribution on 06-05-2026.
Board
1 joined · 1 left
Board changed. Latest change 12-05-2026 · 2 in office.
Position in the sector
€3.1m
Higher net result than 95% of companies in residential care. Sector median €23,084 · 701 companies.
Checked score
86
Excellent
Financially stronger than 33% of small companies in residential care (NACE 87)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 613 companies (NACE 87, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026highest value
08-2026: 0.2%● unchanged vs 07-2026highest value
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.65, cash €29,171, halved
lowers risk
Sector: Residential care activities (NACE 87)
Profit of €3.1m (financial year 2025)
Figures for financial year 2025 (filed on 04-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small). It does better than 34% of them on solvency, 19% on liquidity, 34% on profitability and 43% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,613 companies had the same profile as LA RESIDENCE CHARLEMAGNE has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of LA RESIDENCE CHARLEMAGNE itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,613 companies, not a prediction for LA RESIDENCE CHARLEMAGNE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €400,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.65 (0.18 in 2024), below 1. Short-term debt is 33.7% and cash 0.2% of total assets. 71.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 days early
2024
48 days early
2023
41 days early
2022
27 days early
2021
25 days late
2020
60 days early
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VIVALTO HOME BELGIUM 100%equity €47.0m (2025) · 2025 annual accounts of VIVALTO HOME BELGIUM
- VIVALTO VIE HOLDING consolidatesannual accounts 2025
Shares in 1 company, VIVALTO IMMO
Board & ownershipRecent changes
1 director appointed, 2 resignations
Appointment: Valérie Fraylich (day-to-day manager) · Resignations: Jean-Claude Demeuse (day-to-day manager) and Guillaume Raoux · General meeting of 12-05-2026 · Gazette deed
Demerger: LA RESIDENCE CHARLEMAGNE splits off to IMMO CHARLEMAGNE
Capital from 125000 to 93366.97 · Gazette deed
Demerger proposal: LA RESIDENCE CHARLEMAGNE splits off to IMMO CHARLEMAGNE
Appointment: François COLLIE (rédiger le rapport visé aux articles 5:121 csa et 5:133 csa) · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0870962307
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LA RESIDENCE CHARLEMAGNE Liège | - | - | 28.2% | 34.4 |
| Virvolti Charleroi | €3.9m | 0.1% | 33.3% | 30 |
| RESIDENCE SAINT-HUBERT Bièvre | €5.1m | 4.5% | 36.0% | 52.8 |
| RESIDENCE NOUVELLE LE CHATELET Châtelet | - | - | 6.4% | 33.5 |
| NEW CONCEPT 2000 Libin | - | - | 21.1% | 26 |
| CASA UNIVERSA Holsbeek | - | - | 77.8% | - |
| PAQUET Couvin | - | - | 5.1% | 33.1 |
These companies have the same main activity as LA RESIDENCE CHARLEMAGNE: residential care activities (NACE 87301). They are comparable in size and age: total assets between €4.4m and €29m, founded between 1998 and 2007.
Official details
Source: KBO- Status
- Active since 04-01-2005Normal situation
- Activity
- Residential care activitiesNACE 87301
- Joint committee
- 330Health institutions and services · annual accounts 2025
- Establishment unit
- 2.146.095.2074020 Liège, since 04-04-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 01-12-2025
Annual accounts 2025
- ≈ €3.5mestimated
- €16.6m▲ 16.1%
- Employeeson 31-12-2025
- 47▲ 2.2%
- Filing
- Filed on 04-06-2026, 57 days before the end of the filing period
Insights on LA RESIDENCE CHARLEMAGNE
LA RESIDENCE CHARLEMAGNE has existed since 2005. In 2024 the gross margin rose from €2.6m to €7.8m.
VIVALTO HOME BELGIUM holds all the shares. In August 2026, the Official Gazette published the appointment of Valérie Fraylich as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LA RESIDENCE CHARLEMAGNE
- What is the company number of LA RESIDENCE CHARLEMAGNE?
- The company number of LA RESIDENCE CHARLEMAGNE is 0870.962.307. The VAT number is the same number with BE in front: BE 0870.962.307.
- Where is LA RESIDENCE CHARLEMAGNE based?
- The registered office is at Rue de Bois-de-Breux 53, 4020 Liège.Company details
- What does LA RESIDENCE CHARLEMAGNE do?
- According to the KBO register, the main activity is residential care activities (NACE 87301).
- What is the legal form of LA RESIDENCE CHARLEMAGNE?
- LA RESIDENCE CHARLEMAGNE is a public limited company (NV).
- When was LA RESIDENCE CHARLEMAGNE founded?
- LA RESIDENCE CHARLEMAGNE was founded on 04-01-2005.
- Is LA RESIDENCE CHARLEMAGNE still active?
- Yes, LA RESIDENCE CHARLEMAGNE is an active enterprise in the KBO register.
- How many employees does LA RESIDENCE CHARLEMAGNE have?
- LA RESIDENCE CHARLEMAGNE had an average of 34.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does LA RESIDENCE CHARLEMAGNE fall under?
- In its 2025 annual accounts, LA RESIDENCE CHARLEMAGNE states joint committee 330 (Health institutions and services).
- What is the turnover of LA RESIDENCE CHARLEMAGNE?
- The turnover in financial year 2025 is ≈ €3.5m. This figure is estimated from the gross margin of €2.9m and 44 comparable companies (NACE 87301). It probably lies between €3.4m and €3.9m.
- Is LA RESIDENCE CHARLEMAGNE profitable?
- In financial year 2025, LA RESIDENCE CHARLEMAGNE made a profit of €3.1m.
- Where can I find the annual accounts of LA RESIDENCE CHARLEMAGNE?
- LA RESIDENCE CHARLEMAGNE filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LA RESIDENCE CHARLEMAGNE due?
- LA RESIDENCE CHARLEMAGNE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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