RésiBuild
ActiveSummary
The computed 12-month bankruptcy probability of RésiBuild is 2.5% (moderate). The 2025 annual accounts show equity of €10,454 and a net result of €5,713. Its solvency ranks better than 27% of 13,749 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 10-01-2024 Normal situation
- Activity
- Wholesale trade NACE 46839
- Establishment unit
- 2.355.135.947 4800 Verviers, since 10-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Board and ownership
- Rixhon ConsultDirector · permanent representative Philippe Rixhon
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.5%
- Gross margin
- €9,825
- ▲ 81.2%
- Turnover
- ≈ €120,000
- estimated
- Profit
- €5,713
- ▲ 144%
- Equity
- €10,454
- ▲ 121%
- Total assets
- €98,480
- ▲ 58.7%
- Staff
- ≈ 0 FTE
- estimated
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskFounded in 2024Last filed accounts filed 31 days late; 1 of the last 3 accounts lateEquity €10,454 (10.6% of total assets)Size: total assets €98,480Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 24% of them on solvency, 15% on liquidity, 65% on profitability and 95% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 21 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00466700.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is 123% higher than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Intangible fixed assets | €10,000 | - |
| Financial fixed assets | €1,000 | - |
| Depreciation and write-downs of the year | €1,219 | €1,250 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €411 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,219 | €1,250 | ▲ 2.5% |
| Other operating charges640/8 | €814 | €600 | ▼ 26.3% |
| Gross operating margin9900 | €5,423 | €9,825 | ▲ 81.2% |
| Operating profit (loss)9901 | €3,390 | €7,564 | ▲ 123% |
| Financial income75/76B | - | €1 | - |
| Recurring financial income75 | - | €1 | - |
| Financial charges65/66B | €403 | €83 | ▼ 79.4% |
| Recurring financial charges65 | €403 | €83 | ▼ 79.4% |
| Profit (loss) for the period before taxes9903 | €2,987 | €7,482 | ▲ 150% |
| Income taxes67/77 | €646 | €1,769 | ▲ 174% |
| Profit (loss) for the period9904 | €2,341 | €5,713 | ▲ 144% |
| Profit (loss) for the period to be appropriated9905 | €2,341 | €5,713 | ▲ 144% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €62,059 | €98,480 | ▲ 58.7% |
| Fixed assets21/28 | €9,781 | €8,531 | ▼ 12.8% |
| Intangible fixed assets21 | €8,781 | €7,531 | ▼ 14.2% |
| Financial fixed assets28 | €1,000 | €1,000 | = |
| Current assets29/58 | €52,278 | €89,949 | ▲ 72.1% |
| Stocks and contracts in progress3 | €12,631 | €27,689 | ▲ 119% |
| Stocks30/36 | €12,631 | €27,689 | ▲ 119% |
| Amounts receivable within one year40/41 | €29,176 | €46,716 | ▲ 60.1% |
| Trade receivables40 | €29,176 | €46,716 | ▲ 60.1% |
| Cash at bank and in hand54/58 | €9,919 | €11,148 | ▲ 12.4% |
| Deferred charges and accrued income490/1 | €552 | €4,396 | ▲ 696% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €62,059 | €98,480 | ▲ 58.7% |
| Equity10/15 | €4,741 | €10,454 | ▲ 121% |
| Contributions10/11 | €2,400 | €2,400 | = |
| Profit (loss) carried forward14 | €2,341 | €8,054 | ▲ 244% |
| Amounts payable17/49 | €57,318 | €88,026 | ▲ 53.6% |
| Amounts payable within one year42/48 | €57,318 | €88,026 | ▲ 53.6% |
| Trade debts44 | €28,481 | €26,583 | ▼ 6.7% |
| Suppliers440/4 | €28,481 | €26,583 | ▼ 6.7% |
| Taxes, remuneration and social security45 | €3,837 | €6,755 | ▲ 76.0% |
| Taxes450/3 | €3,837 | - | - |
| Remuneration and social security454/9 | - | €6,755 | - |
| Other amounts payable47/48 | €25,000 | €54,688 | ▲ 119% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €2,341 | €5,713 | ▲ 144% |
| + Depreciation and write-downs630 | €1,219 | €1,250 | ▲ 2.5% |
| Operating cash flow (approximation) | €3,560 | €6,963 | ▲ 95.6% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €1,229 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,976 companies had the same profile as RésiBuild has now. Two years later, 94.4% were still going and 3.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RésiBuild itself: 2.5% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for RésiBuild. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Board 1
Permanent representatives 1
Owners and capital
Shareholders
- RIXHON Philippe Michel Eugène Antoine 120 shares (100%) · €2,400 in cash
Capital transactions
- 12-01-2024 Incorporation · €2,400 · 120 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Rixhon Consult |
|
| Philippe Rixhon |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Fixe ou proportionnelle, rémunération des administrateurs”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 12-01-2024 (in French)
Network & group
Connections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
04-03
Gazette deed
1 director appointed, 1 director resigningResignation: Philippe Rixhon (director) · Appointment: Rixhon Consult SRL (director) · Permanent representative: Philippe Rixhon4 points ▸
- General meeting, 02-01-2025
- Director resignation, Philippe Rixhon
- Director appointment, Rixhon Consult SRL (director)
- Permanent representative, Philippe Rixhon (representative)
12-01
Gazette deed
IncorporationStarting capital €2,400 · Appointment: RIXHON Philippe Michel Eugène Antoine (director) · Founder · Bank account13 points ▸
- Incorporation, 10-01-2024
- Founder, RIXHON Philippe Michel Eugène Antoine
- Bank account, “BE29 0689 5102 0864, société en formation” (deed in French)
- Other provision, “plan financier, remis au Notaire avant constitution” (deed in French)
- Other provision, “arrêt statuts, arrêter statuts” (deed in French)
- Capital
- Registered office clause, “4800 Verviers (Lambermont), rue Pierre David, 146/C, dépôt au greffe du Tribunal de l'entreprise compétent d'une expédition de l'acte constitutif” (deed in French)
- Other provision, “site internet et adresse électronique, dépôt au greffe du Tribunal de l'entreprise compétent d'une expédition de l'acte constitutif” (deed in French)
- Board rule, 1, “assemblée” (deed in French)
- Director appointment, RIXHON Philippe Michel Eugène Antoine (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements obligations et activités au nom et pour compte société en formation” (deed in French)
- Founding capital, “euros 2.400” (deed in French)
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
RésiBuild was incorporated on 10 January 2024 as a private limited company by one natural person, with a starting capital of €2,400.12 Rixhon Consult is director of the company, appointed in the act of 04-03-2025.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
5 activities
- L’exploitation commerciale et industrielle, la représentation, l’importation, l’exportation, la distribution, l’entreposage et se rattachant directement ou indirectement à son objet ;
- L’entreprise peut réaliser toutes opérations de commission, de même que toutes autres opérations à caractère industriel, commercial, financier, mobilier ou immobilier se rapportant directement ou indirectement en tout ou en partie à son objet ou qui seraient de nature à en faciliter ou en développer directement ou indirectement, entièrement ou partiellement la réalisation ;
- L’entreprise peut acquéreur, céder, créer tous brevets, licences, marques de fabrique, acquérir, prendre ou donner à bail, aliéner tout immeuble ou fonds de commerce.
- L’entreprise peut s’intéresser par voie d’apport, de fusion, de souscription, d’intervention financière ou de toute autre manière dans toutes entreprises, associations ou sociétés existantes ou à créer dont l’objet serait similaire, complémentaire, connexe ou simplement utile à la réalisation de tout ou partie de son objet. L’entreprise peut leur apporter toute aide technique, commerciale ou financière et participer à leur gestion et administration ; elle peut se constituer garant ou aval de tout engagement souscrit ou à souscrire par les sociétés ou entreprises dans lesquelles elle a un intérêt direct ou indirect.
- La société peut être administrateur ou liquidateur.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 63043B0294/00L000 | Wallonia | 67 m² | 1 · 47 m² | 5.4 m · 1 |