ResCibus Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €471 and a net result of €-5k. Its solvency ranks better than 12% of 5521 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€471
Net result
€-5k
Total assets
€5k
Solvency
9.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €5k
Fixed assets
€5k
Current assets
€250
Equity and liabilities €5k
Equity
€471
Debt
€5k
Debt finances 90.9% of the balance-sheet total.
Key figures and ratios
Solvency
9.1%
ROA
-87.2%
Debt
€5k
Debt ≤ 1 year
€5k
Equity ratios withheld: equity of €471 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€5k
Fixed assets21/28€5k
Financial fixed assets28€5k
Current assets29/58€250
Amounts receivable within one year40/41€147
Other amounts receivable41€147
Cash at bank and in hand54/58€103
Equity and liabilities
Total equity and liabilities10/49€5k
Equity10/15€471
Contributions10/11€5k
Profit (loss) carried forward14€-5k
Amounts payable17/49€5k
Amounts payable within one year42/48€5k
Other amounts payable47/48€5k
Income statement
Code2025
Other operating charges640/8€872
Gross operating margin9900€-4k
Operating profit (loss)9901€-4k
Financial charges65/66B€94
Recurring financial charges65€94
Profit (loss) for the period before taxes9903€-5k
Profit (loss) for the period9904€-5k
Profit (loss) for the period to be appropriated9905€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€-5k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leon Stampelaan 842100 AntwerpenGround area
160 m²
Building footprint
82 m²
Volume, LiDAR
666 m³
Parcel 11346B0697/00Z000, Flanders · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ResCibus Group
since 20242.358.184.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0697/00Z000 | Flanders | 160 m² | 1 · 82 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.