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REQUEST2PAY

Active
Private limited companyfounded 20224 yrs activeLouizalaan 251, 1050 Brussel, BelgiumKBO/BCE: BE 0783.895.701
Summary

The computed 12-month bankruptcy probability of REQUEST2PAY is 1.9% (moderate). The 2025 annual accounts show negative equity (-€8,031) and a net result of -€2,196. Equity is shrinking by ~90.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 17123 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€8,031
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
8 d early
2024
20 d early
2023
31 d late
2022
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 March 2022, REQUEST2PAY was incorporated as a Private limited company.1 Total assets went from EUR 12,168 in 2022 to EUR 3,290 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€8,031▼ 37.6%
2024 · -€5,836
Total assets
€3,290▲ 19.5%
2024 · €2,755
Net result
-€2,196▲ 66.8%
2024 · -€6,618
Working capital
-€8,071▼ 54.5%
2024 · -€5,226
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€10,122--€8,847▲ 12.6%-€6,228▲ 29.6%-€2,056▲ 67.0%
Net result-€10,200--€9,018▲ 11.6%-€6,618▲ 26.6%-€2,196▲ 66.8%
Equity€9,800-€782▼ 92.0%-€5,836-€8,031▼ 37.6%
Total assets€12,168-€6,855▼ 43.7%€2,755▼ 59.8%€3,290▲ 19.5%
Debt€2,368-€6,073▲ 156%€8,590▲ 41.4%€11,322▲ 31.8%
Working capital€9,710-€1,463▼ 84.9%-€5,226-€8,071▼ 54.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2022: -€10,122-€10,122Net result 2022: -€10,200-€10,200Operating result 2023: -€8,847-€8,847Net result 2023: -€9,018-€9,018Operating result 2024: -€6,228-€6,228Net result 2024: -€6,618-€6,618Operating result 2025: -€2,056-€2,056Net result 2025: -€2,196-€2,1962022202320242025-€10,000-€7,500-€5,000-€2,500€0Operating result 2023: -€8,847-€8,850Net result 2023: -€9,018-€9,020Operating result 2024: -€6,228-€6,230Net result 2024: -€6,618-€6,620Operating result 2025: -€2,056-€2,060Net result 2025: -€2,196-€2,200202320242025
The operating result stays negative: a loss of €2,056 in 2025 against €6,228 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3,290
Fixed assets €40 =
Current assets €3,250 ▲ 19.7%
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€11,322▲
2024 · €7,940
Ratios withheld: a balance sheet total of €3,290 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,755€3,290▲
Fixed assets21/28€40€40=
Financial fixed assets28€40€40=
Current assets29/58€2,715€3,250▲
Amounts receivable within one year40/41€1,681€2,733▲
Trade receivables40€1,210€2,158▲
Other amounts receivable41€471€575▲
Cash at bank and in hand54/58€1,034€518▼
Equity and liabilities
Total equity and liabilities10/49€2,755€3,290▲
Equity10/15-€5,836-€8,031▼
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€25,836-€28,031▼
Amounts payable17/49€8,590€11,322▲
Amounts payable within one year42/48€7,940€11,322▲
Trade debts44€1,118-
Suppliers440/4€1,118-
Other amounts payable47/48€6,822€11,322▲
Accrued charges and deferred income492/3€650-
Income statement Code20242025
Gross operating margin9900-€6,228-€2,056▲
Operating profit (loss)9901-€6,228-€2,056▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€391€140▼
Recurring financial charges65€391€140▼
Profit (loss) for the period before taxes9903-€6,618-€2,196▲
Profit (loss) for the period9904-€6,618-€2,196▲
Profit (loss) for the period to be appropriated9905-€6,618-€2,196▲
Appropriation of the result
Profit (loss) to be appropriated9906-€25,836-€28,031▼
Profit (loss) brought forward from the previous period14P-€19,218-€25,836▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Gross operating margin9900-€10,122-€8,847-€6,228-€2,056▲ 67.0%
Operating profit (loss)9901-€10,122-€8,847-€6,228-€2,056▲ 67.0%
Financial income75/76B--€1--
Recurring financial income75--€1--
Financial charges65/66B€79€171€391€140▼ 64.2%
Recurring financial charges65€79€171€391€140▼ 64.2%
Profit (loss) for the period before taxes9903-€10,200-€9,018-€6,618-€2,196▲ 66.8%
Profit (loss) for the period9904-€10,200-€9,018-€6,618-€2,196▲ 66.8%
Profit (loss) for the period to be appropriated9905-€10,200-€9,018-€6,618-€2,196▲ 66.8%
Line2022202320242025Change
Assets
Total assets20/58€12,168€6,855€2,755€3,290▲ 19.5%
Fixed assets21/28€590€40€40€40=
Financial fixed assets28€590€40€40€40=
Current assets29/58€11,578€6,815€2,715€3,250▲ 19.7%
Amounts receivable within one year40/41€3,821€1,780€1,681€2,733▲ 62.6%
Trade receivables40€1,210€1,210€1,210€2,158▲ 78.3%
Other amounts receivable41€2,611€570€471€575▲ 22.2%
Cash at bank and in hand54/58€7,757€5,035€1,034€518▼ 49.9%
Equity and liabilities
Total equity and liabilities10/49€12,168€6,855€2,755€3,290▲ 19.5%
Equity10/15€9,800€782-€5,836-€8,031▼ 37.6%
Contributions10/11€20,000€20,000€20,000€20,000=
Profit (loss) carried forward14-€10,200-€19,218-€25,836-€28,031▼ 8.5%
Amounts payable17/49€2,368€6,073€8,590€11,322▲ 31.8%
Amounts payable within one year42/48€1,868€5,352€7,940€11,322▲ 42.6%
Trade debts44€1,868€1,352€1,118--
Suppliers440/4€1,868€1,352€1,118--
Other amounts payable47/48-€4,000€6,822€11,322▲ 66.0%
Accrued charges and deferred income492/3€500€721€650--
Line2022202320242025Change
Profit (loss) for the period9904-€10,200-€9,018-€6,618-€2,196▲ 66.8%
Operating cash flow (approximation)-€10,200-€9,018-€6,618-€2,196▲ 66.8%
Investment in fixed assets (approximation)-€550€0€0-
Change in cash--€2,722-€4,001-€516▲ 87.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
7,246 m²
Building footprint
5,457 m²
Volume, LiDAR
132,862 m³
2 parcels, Brussels · tallest building 46.6 m, ±13 floors. Linked by address, not a title deed.
284 companies at this address See who is registered here
1 establishment unit
REQUEST2PAY
Louizalaan 231, 1050 ElseneComputer programming, consultancy and related activities
since 20222.330.238.423
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0131/00T000 Brussels 5,672 m² 1 · 3,878 m² 45.8 m · 8 fl.
21807G0135/00T003 Brussels 1,574 m² 1 · 1,579 m² 46.6 m · 13 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 1,578 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.