Equity
-€35,067
Debts exceed assets in financial year 2024.
RENPOL
Lifetime
19 annual accounts with figures on one time axis, 25 filings since 2000peak €69,998 (2022)
€35,062▼ 42.0%
lowest -€79,492 (2012)
€764▼ 96.8%
peak €65,802 (2007)
-€35,067▲ €764
€451,437▼ 5.9%
Board3 names since 2012
2 directorsPARWANY,Mirwis and 1 other
Documentsfilings and deeds
19-11-2025111 days late
2024micro format
Gross margin from €60,485 to €35,062Result from €23,732 to €764Changes of role: PARWANY, Mirwis (director) and PARWANY, Zohr… 25-01
Key points
from the 2024 annual accountsTurnover
≈ €330,000 estimated
The accounts state no turnover.
Debts
€451,437 108% of the balance sheet
Financial debts 63%Suppliers 4%Taxes and wages 0%Other 33%
Of this, €216,519 falls due within a year.
Filings
25 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Board
1 left
A director left. Latest change 02-01-2026 · 1 in office.
Position in the sector
-€35,067
Less equity than 89% of companies in retail trade. Sector median €39,278 · 25,612 companies.
Checked score
47
Fair
Financially stronger than 30% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
4.0% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.5%● unchanged vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.5%● unchanged vs 03-2025
05-2025: 1.5%● unchanged vs 04-2025
06-2025: 1.5%● unchanged vs 05-2025lowest value
07-2025: 1.7%▲ +0.2 percentage points vs 06-2025
08-2025: 2.1%▲ +0.4 percentage points vs 07-2025
09-2025: 2.3%▲ +0.2 percentage points vs 08-2025
10-2025: 2.8%▲ +0.5 percentage points vs 09-2025
11-2025: 3.0%▲ +0.2 percentage points vs 10-2025
12-2025: 2.7%▼ -0.3 percentage points vs 11-2025
01-2026: 2.7%● unchanged vs 12-2025
02-2026: 2.7%● unchanged vs 01-2026
03-2026: 2.7%● unchanged vs 02-2026
04-2026: 2.7%● unchanged vs 03-2026
05-2026: 2.6%▼ -0.1 percentage points vs 04-2026
06-2026: 2.5%▼ -0.1 percentage points vs 05-2026
07-2026: 2.4%▼ -0.1 percentage points vs 06-2026
08-2026: 3.1%▲ +0.7 percentage points vs 07-2026
09-2026: 3.4%▲ +0.3 percentage points vs 08-2026
10-2026: 4.0%▲ +0.6 percentage points vs 09-2026highest value
11-2026: 4.0%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 111 days late; 2 of the last 3 accounts late
Figures for financial year 2024 (filed on 26-11-2025)
Liquidity: current ratio 0.37, cash €1,508
lowers risk
Founded in 1999
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 16% of them on solvency, 22% on liquidity, 37% on profitability and 46% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,449 companies had the same profile as RENPOL has now. Each dot stands for 4 companies, two years later.
92.2%
were still trading
4.8%
stopped another way
2.5%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of RENPOL itself is higher: 4.0% within 12 months. It rests on far more data about RENPOL than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,449 companies, not a prediction for RENPOL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.37 (0.39 in 2023), below 1. Short-term debt is 52% and cash 0.4% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 25554 sector peers (2024).
NBB · sector comparisonPosition among 25554 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 111 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-11-2025, 111 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
111 days late
2023
2 days early
2022
109 days late
2021
75 days late
2020
40 days early
2019
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 35 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Transfer of 93 shares from PARWANY, Zohra to PARWANY, Mirwis
Resignation: PARWANY, Zohra (director) · Director discharge: PARWANY, Zohra · General meeting of 02-01-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0466725101
Changes of role: PARWANY, Mirwis (director) and PARWANY, Zohra (director)
PARWANY, Mirwis holds 93 shares · PARWANY, Zohra holds 93 shares · Director discharge: PARWANY, Mirwis · General meeting of 16-01-2024 · Gazette deed
Resignation: Parwany Sosan (manager)
General meeting of 27-06-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RENPOL Schoten | €416,370 | €35,062 | -8.4% | - |
| TOMMASI Herentals | €366,567 | €55,368 | 52.2% | - |
| VERHELST GODELIEVE Hamme (Vl.) | €337,805 | €32,186 | -0.4% | - |
| APOTHEEK BEAUPREZ - AFSCHRIFT Lokeren | €446,619 | €33,932 | 92.6% | - |
| SMESO Ostend | €288,970 | €39,466 | 22.6% | - |
| BELARTISAN Boechout | €480,201 | €47,094 | 76.3% | - |
| DE PRETER-VAN EGDOM Heist-op-den-Berg | €290,147 | €33,192 | 34.2% | - |
These companies have the same main activity as RENPOL: other retail sale of food (NACE 47279). They are comparable in size and age: total assets between €289,000 and €480,000, founded between 1989 and 2007.
Official details
Source: KBO- Status
- Active since 23-08-1999Normal situation
- Activity
- Other retail sale of foodNACE 47279and 5 others
- Establishment unit
- 2.092.177.2612900 Schoten, since 06-10-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 15-09-2025
Insights on RENPOL
RENPOL files the micro format. That format states no turnover. The gross margin fell from €50,887 in 2006 to €35,062 in 2024.
The balance sheet grew most from 2017 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RENPOL
- What is the company number of RENPOL?
- The company number of RENPOL is 0466.725.101. The VAT number is the same number with BE in front: BE 0466.725.101.
- Where is RENPOL based?
- The registered office is at Verbertstraat 52, 2900 Schoten.Company details
- What does RENPOL do?
- According to the KBO register, the main activity is other retail sale of food (NACE 47279).
- What is the legal form of RENPOL?
- RENPOL is a private limited company (BV).
- When was RENPOL founded?
- RENPOL was founded on 23-08-1999.
- Is RENPOL still active?
- Yes, RENPOL is an active enterprise in the KBO register.
- What is the turnover of RENPOL?
- The turnover in financial year 2024 is ≈ €330,000. This figure is estimated from the gross margin of €35,062 and 48 comparable companies (NACE 472). It probably lies between €190,000 and €590,000.Financials
- Is RENPOL profitable?
- In financial year 2024, RENPOL made a profit of €764.
- Where can I find the annual accounts of RENPOL?
- RENPOL filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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