RENPAR
ActiveRENPAR has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €-20k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-67
Solvency55▼-13
Growth35▼-34
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 1.47 in 2024; short-term debt: 14.4% and cash: 28.6% of total assets), but 70.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
-17.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
32 d early
2023
14 d late
2022
23 d late
2021
17 d late
2020
4 d early
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€127k▼ 15.3%
2024 · €149k
2018: €107k
2019: €100k
2020: €91k
2021: €102k
2022: €112k
2023: €123k
2024: €149k
2018 → 2025
EBIT margin
-12.7%▼ 25.4pp
2024 · 12.7%
2018: 11.1%
2019: 13.8%
2020: 24.9%
2021: -4.4%
2022: -10.6%
2023: -3.7%
2024: 12.7%
2018 → 2025
Net result
€-20k
2024 · €17k
2018: €6k
2019: €8k
2020: €17k
2021: €-7k
2022: €-14k
2023: €-7k
2024: €17k
2018 → 2025
Working capital
€33k▲ 63.5%
2024 · €20k
2018: €-14k
2019: €-7k
2020: €5k
2021: €8k
2022: €6k
2023: €16k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€102k-€112k▲ 10.0%€123k▲ 9.7%€149k▲ 21.1%€127k▼ 15.3%
Equity€69k-€54k▼ 20.9%€47k▼ 12.9%€64k▲ 34.8%€34k▼ 47.3%
Operating result€-5k-€-12k▼ 163%€-5k▲ 61.8%€19k€-16k
Net result€-7k-€-14k▼ 101%€-7k▲ 51.2%€17k€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €19k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€65k▼ 25.2%
Current assets
€49k▼ 21.5%
Equity and liabilities €113k
Equity
€34k▼ 47.3%
Debt
€80k▼ 5.8%
The debt ratio rises from 57.0% to 70.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €37k
Cash flow
€2k▼
2024 · €34k
Solvency
29.7%▼
2024 · 43.0%
Current ratio
2.99▲
2024 · 1.47
Quick ratio
2.99▲
2024 · 1.47
Debt / equity
2.37▲
2024 · 1.33
ROE
-58.5%▼
2024 · 25.8%
ROA
-17.4%▼
2024 · 11.1%
Interest coverage
1.55▼
2024 · 14.76
Debt
€80k▼
2024 · €85k
Debt ≤ 1 year
€16k▼
2024 · €42k
Debt > 1 year
€60k▲
2024 · €40k
Staff costs
€244▼
2024 · €824
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€149k€113k▼
Fixed assets21/28€86k€65k▼
Tangible fixed assets22/27€86k€65k▼
Land and buildings22€52k€40k▼
Furniture and vehicles24€34k€24k▼
Current assets29/58€62k€49k▼
Amounts receivable within one year40/41€41k€14k▼
Trade receivables40€24k€14k▼
Other amounts receivable41€16k€23▼
Cash at bank and in hand54/58€19k€32k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€149k€113k▼
Equity10/15€64k€34k▼
Contributions10/11€19k€19k=
Reserves13€41k€31k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€40k€29k▼
Profit (loss) carried forward14€4k€-16k▼
Amounts payable17/49€85k€80k▼
Amounts payable after more than one year17€40k€60k▲
Financial debts170/4€40k€60k▲
Amounts payable within one year42/48€42k€16k▼
Trade debts44€166€4k▲
Suppliers440/4€166€4k▲
Taxes, remuneration and social security45€14k€1k▼
Taxes450/3€600€1k▲
Remuneration and social security454/9€13k-
Other amounts payable47/48€28k€11k▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Turnover70€149k€127k▼
Goods, raw materials, services and sundry goods60/61€110k€118k▲
Remuneration, social security and pensions62€824€244▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€22k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€126€197▲
Gross operating margin9900€39k€8k▼
Operating profit (loss)9901€19k€-16k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€17k€-20k▼
Profit (loss) for the period9904€17k€-20k▼
Profit (loss) for the period to be appropriated9905€17k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-16k▼
Profit (loss) brought forward from the previous period14P€-13k€4k▲
Transfer from equity791/2-€11k
Profit to be distributed694/7-€11k
Return on contributions (dividend)694-€11k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-20k ▼219%
Net result drops to €-20k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.99
Current ratio from 1.47 to 2.99; short-term debt falls from €42k to €16k.
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after 3 loss-making years.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €17k ▲114%
Operating result €23k, net result €17k, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hollaarde 29570 LierdeGround area
1,051 m²
Building footprint
123 m²
Parcel 45050A0797/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
RENPAR
since 20052.146.330.183
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45050A0797/00G000 | Flanders | 1,051 m² | 1 · 123 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLierde2.146.330.183
Similar companies · same sector, comparable size
WILLIAM
BE 0421.679.091
Mechelen · Eq €34k
WATER FLOW SYSTEMS
BE 1006.442.108
Waregem · Eq €34k
LeF!
BE 0719.293.503
Mol · Eq €34k
LIFTING PARACHEVEMENT
BE 0728.607.976
Aalst · Eq €34k
SKE SERVICE
BE 1007.797.435
Langemark-Poelkapelle · Eq €33k
Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 1,260 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2005
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
43350Other building finishing work
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.