RENOWAL
ActiveRENOWAL has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €141k and a net result of €23k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 42% of 36374 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
94
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+6
Solvency74▲+2
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.52 in 2023), but 60% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €141k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
19 d early
2022
40 d early
2021
23 d early
2020
19 d late
2019
252 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€141k▲ 19.3%
2023 · €118k
2018: €139k
2019: €165k
2020: €156k
2021: €89k
2022: €101k
2023: €118k
2018 → 2024
Total assets
€353k▲ 16.0%
2023 · €304k
2018: €206k
2019: €297k
2020: €307k
2021: €297k
2022: €316k
2023: €304k
2018 → 2024
Net result
€23k▲ 28.6%
2023 · €18k
2018: €-2k
2019: €26k
2020: €-9k
2021: €-67k
2022: €12k
2023: €18k
2018 → 2024
Working capital
€116k▲ 20.8%
2023 · €96k
2018: €81k
2019: €115k
2020: €115k
2021: €58k
2022: €75k
2023: €96k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€156k-€89k▼ 43.2%€101k▲ 13.5%€118k▲ 17.7%€141k▲ 19.3%
Operating result€-3k-€-67k▼ 2,499%€13k€18k▲ 43.7%€29k▲ 57.8%
Net result€-9k-€-67k▼ 615%€12k€18k▲ 49.0%€23k▲ 28.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 58% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €353k
Fixed assets
€25k▲ 15.7%
Current assets
€328k▲ 16.2%
Equity and liabilities €353k
Equity
€141k▲ 19.3%
Debt
€212k▲ 13.9%
The debt ratio falls from 61.1% to 60.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€30k▲
2023 · €22k
Cash flow
€24k▲
2023 · €22k
Solvency
40.0%▲
2023 · 38.9%
Current ratio
1.55▲
2023 · 1.52
Quick ratio
1.55▲
2023 · 1.52
Debt / equity
1.50▼
2023 · 1.57
ROE
16.2%▲
2023 · 15.0%
ROA
6.5%▲
2023 · 5.8%
Interest coverage
36.89▲
2023 · 20.85
Debt
€212k▲
2023 · €186k
Debt ≤ 1 year
€212k▲
2023 · €186k
Income taxes
€6k
Staff costs
€259k▲
2023 · €254k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€304k€353k▲
Formation expenses20€580€350▼
Fixed assets21/28€22k€25k▲
Tangible fixed assets22/27€21k€25k▲
Land and buildings22€21k€23k▲
Furniture and vehicles24€907€2k▲
Financial fixed assets28€151€151=
Current assets29/58€282k€328k▲
Amounts receivable within one year40/41€39k€32k▼
Trade receivables40€34k€32k▼
Other amounts receivable41€5k€25▼
Cash at bank and in hand54/58€238k€285k▲
Deferred charges and accrued income490/1€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€304k€353k▲
Equity10/15€118k€141k▲
Contributions10/11€20k€20k=
Reserves13€82k€82k=
Distributable reserves133€82k€82k=
Profit (loss) carried forward14€16k€39k▲
Amounts payable17/49€186k€212k▲
Amounts payable within one year42/48€186k€212k▲
Financial debts43-€899
Credit institutions430/8-€899
Trade debts44€57k€35k▼
Suppliers440/4€57k€35k▼
Advances received on contracts in progress46€91k€137k▲
Taxes, remuneration and social security45€36k€37k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9€30k€30k▼
Other amounts payable47/48€2k€2k▼
Accrued charges and deferred income492/3-€311
Income statement
Code20232024
Remuneration, social security and pensions62€254k€259k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€5k€2k▼
Gross operating margin9900€281k€292k▲
Operating profit (loss)9901€18k€29k▲
Financial income75/76B€559€1k▲
Recurring financial income75€559€1k▲
Financial charges65/66B€1k€823▼
Recurring financial charges65€1k€823▼
Profit (loss) for the period before taxes9903€18k€29k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€18k€23k▲
Profit (loss) for the period to be appropriated9905€18k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€39k▲
Profit (loss) brought forward from the previous period14P€-2k€16k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €101k ▲13.5%
Equity rises from €89k to €101k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
09-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 252 days late
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 618 days late
2019
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-12
Financial
Equity above €150kEq €165k ▲19%
Equity rises from €139k to €165k.
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Zone 26032 CharleroiGround area
484 m²
Building footprint
145 m²
Volume, LiDAR
912 m³
Parcel 52050A0244/00V002, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Zone 2, 6032 Charleroi
since 19872.032.059.829
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52050A0244/00V002 | Wallonia | 484 m² | 1 · 145 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALTWOOD
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Camps Rudi
BE 1003.208.147
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KRIPAJO
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MENUISERIE LAMBRECHTS
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,086. 7,625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-1987
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.