RENOVESTA
ActiveSummary
RENOVESTA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-3k. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▲+9
Solvency100▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 12.68 against 3.62 in 2024; short-term debt: 7.9% and cash: 90.7% of total assets), and 7.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.1%
Return on assets
-11.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
121 d early
2024
on the day
2023
30 d late
2022
on the day
2021
2 d early
2020
4 d late
2019
59 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 11.1%
2024 · €30k
2018: €30k
2019: €41k
2020: €21k
2021: €54k
2022: €40k
2023: €36k
2024: €30k
2018 → 2025
Total assets
€28k▼ 33.2%
2024 · €43k
2018: €193k
2019: €192k
2020: €220k
2021: €111k
2022: €70k
2023: €46k
2024: €43k
2018 → 2025
Net result
€-3k▲ 49.1%
2024 · €-6k
2018: €-10k
2019: €11k
2020: €-20k
2021: €62k
2022: €17k
2023: €-4k
2024: €-6k
2018 → 2025
Working capital
€26k▼ 12.3%
2024 · €30k
2018: €123k
2019: €129k
2020: €21k
2021: €57k
2022: €40k
2023: €36k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€40k▼ 24.8%€36k▼ 10.7%€30k▼ 18.0%€26k▼ 11.1%
Operating result€84k-€22k▼ 73.8%€-3k€-7k▼ 116%€-5k▲ 25.6%
Net result€62k-€17k▼ 72.9%€-4k€-6k▼ 49.5%€-3k▲ 49.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €28k
Equity
€26k ▼ 11.1%
Debt
€2k ▼ 82.8%
Debt's share of the balance-sheet total falls from 30.7% to 7.9%. Equity and debt are lower.
Key figures and ratios
Current ratio
12.68▲
2024 · 3.62
Debt to equity
0.09▼
2024 · 0.44
ROE
-12.5%▲
2024 · -21.9%
ROA
-11.6%▲
2024 · -15.2%
Debt ≤ 1 year
€2k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€28k▼
Fixed assets21/28€1k-
Tangible fixed assets22/27€1k-
Plant, machinery and equipment23€1k-
Current assets29/58€41k€28k▼
Stocks and contracts in progress3€5k-
Stocks30/36€5k-
Amounts receivable within one year40/41€9k€3k▼
Trade receivables40€5k€640▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€26k€26k▼
Deferred charges and accrued income490/1€2k€57▼
Equity and liabilities
Total equity and liabilities10/49€43k€28k▼
Equity10/15€30k€26k▼
Contributions10/11€10k€10k=
Reserves13€20k€16k▼
Distributable reserves133€20k€16k▼
Amounts payable17/49€13k€2k▼
Amounts payable within one year42/48€11k€2k▼
Trade debts44€11k€389▼
Suppliers440/4€11k€389▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€338-
Other operating charges640/8€422€350▼
Non-recurring operating charges66A-€926
Gross operating margin9900€-6k€-4k▲
Operating profit (loss)9901€-7k€-5k▲
Financial income75/76B€331€2k▲
Recurring financial income75€331€2k▲
Financial charges65/66B€256€175▼
Recurring financial charges65€256€175▼
Profit (loss) for the period before taxes9903€-6k€-3k▲
Profit (loss) for the period9904€-6k€-3k▲
Profit (loss) for the period to be appropriated9905€-6k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-3k▲
Profit (loss) brought forward from the previous period14P€-4k-
Transfer from equity791/2€11k€3k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 12.68
Current ratio from 3.62 to 12.68; short-term debt falls from €11k to €2k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 5.45
Current ratio from 2.41 to 5.45; short-term debt falls from €28k to €8k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Weakest financial yearnet €-20k ▼279%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tuinweg 332500 LierGround area
3,573 m²
Building footprint
147 m²
Volume, LiDAR
633 m³
Parcel 12393F0403/00M000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RENOVESTA
since 20172.266.675.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0403/00M000 | Flanders | 3,573 m² | 1 · 147 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SEMA GROUP
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I INVESTISSEMENT
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,241 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.