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RenOves

Active
Private limited companyfounded 20179 yrs activeWolffaertshoflaan 31, 2630 Aartselaar, BelgiumKBO/BCE: BE 0677.933.592
Summary

RenOves has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263,830 and a net result of €29,684. Equity is growing by ~18.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▲+53
Solvency66▲+13
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 10.89 against 2.11 in 2024; short-term debt: 8% and cash: 15.1% of total assets), but 59.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
40.7%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
1 d early
2024
21 d late
2023
23 d late
2022
29 d late
2021
5 d late
2020
30 d late
2019
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 10 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RenOves was incorporated on 5 July 2017.1 Total assets rose from EUR 274,308 in 2018 to EUR 647,889 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€263,830▲ 12.7%
2024 · €234,145
Total assets
€647,889▼ 22.1%
2024 · €831,969
Net result
€29,684
2024 · -€19,061
Working capital
€510,214▲ 30.8%
2024 · €390,029
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€18,094▼ 352%€101,459€71,154▼ 29.9%-€16,875€47,398
Net result-€518€69,919€49,838▼ 28.7%-€19,061€29,684
Equity€133,449▼ 0.4%€203,368▲ 52.4%€253,207▲ 24.5%€234,145▼ 7.5%€263,830▲ 12.7%
Total assets€770,432▲ 164%€499,033▼ 35.2%€429,379▼ 14.0%€831,969▲ 93.8%€647,889▼ 22.1%
Debt€636,983▲ 303%€295,665▼ 53.6%€176,173▼ 40.4%€597,823▲ 239%€384,059▼ 35.8%
Working capital€605,422▲ 259%€354,721▼ 41.4%€288,863▼ 18.6%€390,029▲ 35.0%€510,214▲ 30.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: -€18,094-€18,094Net result 2021: -€518-€518Operating result 2022: €101,459€101,459Net result 2022: €69,919€69,919Operating result 2023: €71,154€71,154Net result 2023: €49,838€49,838Operating result 2024: -€16,875-€16,875Net result 2024: -€19,061-€19,061Operating result 2025: €47,398€47,398Net result 2025: €29,684€29,68420212022202320242025-€25,000€0€25,000€50,000€75,000Operating result 2023: €71,154€71,200Net result 2023: €49,838€49,800Operating result 2024: -€16,875-€16,900Net result 2024: -€19,061-€19,100Operating result 2025: €47,398€47,400Net result 2025: €29,684€29,700202320242025
The operating result returns to profit in 2025: €47,398 after a loss of €16,875 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €647,889
Fixed assets €86,071 ▼ 5.7%
Current assets €561,818 ▼ 24.1%
Equity and liabilities €647,889
Equity €263,830 ▲ 12.7%
Debt €384,059 ▼ 35.8%
Debt's share of the balance-sheet total falls from 71.9% to 59.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€52,615▲
2024 · -€11,658
Cash flow
€34,901▲
2024 · -€13,845
Current ratio
10.89▲
2024 · 2.11
Quick ratio
1.91▲
2024 · 0.30
Debt to equity
1.46▼
2024 · 2.55
ROE
11.3%▲
2024 · -8.1%
ROA
4.6%▲
2024 · -2.3%
Interest coverage
5.30▲
2024 · -5.33
Debt ≤ 1 year
€51,604▼
2024 · €350,652
Debt > 1 year
€332,455▲
2024 · €247,171
Income taxes
€8,069▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,640 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 95% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
3.6% stopped otherwise
95% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€831,969€647,889▼
Fixed assets21/28€91,287€86,071▼
Tangible fixed assets22/27€91,287€86,071▼
Land and buildings22€91,287€86,071▼
Current assets29/58€740,682€561,818▼
Stocks and contracts in progress3€635,885€463,111▼
Stocks30/36€635,885€463,111▼
Amounts receivable within one year40/41€100,697€0▼
Trade receivables40€100,697€0▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€3,094€97,668▲
Deferred charges and accrued income490/1€1,005€1,039▲
Equity and liabilities
Total equity and liabilities10/49€831,969€647,889▼
Equity10/15€234,145€263,830▲
Contributions10/11€30,000€30,000=
Reserves13€64,550€233,830▲
Distributable reserves133€64,550€233,830▲
Profit (loss) carried forward14€139,595€0▼
Amounts payable17/49€597,823€384,059▼
Amounts payable after more than one year17€247,171€332,455▲
Financial debts170/4€247,171€332,455▲
Amounts payable within one year42/48€350,652€51,604▼
Current portion of amounts payable after more than one year42€4,989€5,067▲
Financial debts43€175,000€0▼
Credit institutions430/8€175,000€0▼
Trade debts44€139,757€8,812▼
Suppliers440/4€139,757€8,812▼
Taxes, remuneration and social security45€0€7,984▲
Taxes450/3€0€7,984▲
Other amounts payable47/48€30,907€29,742▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,216€5,216=
Other operating charges640/8€1,661€2,038▲
Gross operating margin9900-€9,997€54,652▲
Operating profit (loss)9901-€16,875€47,398▲
Financial income75/76B€0€284▲
Recurring financial income75€0€284▲
Financial charges65/66B€2,187€9,929▲
Recurring financial charges65€2,187€9,929▲
Profit (loss) for the period before taxes9903-€19,061€37,753▲
Income taxes67/77€0€8,069▲
Profit (loss) for the period9904-€19,061€29,684▲
Profit (loss) for the period to be appropriated9905-€19,061€29,684▲
Appropriation of the result
Profit (loss) to be appropriated9906€139,595€169,280▲
Profit (loss) brought forward from the previous period14P€158,656€139,595▼
Transfer to equity691/2-€169,280
To other reserves6921-€169,280

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,216€5,216€5,216€5,216€5,216=
Other operating charges640/8€1,254€3,993€1,887€1,661€2,038▲ 22.7%
Gross operating margin9900-€11,623€110,669€78,258-€9,997€54,652▲ 647%
Operating profit (loss)9901-€18,094€101,459€71,154-€16,875€47,398▲ 381%
Financial income75/76B€22,043€0€164€0€284-
Recurring financial income75€22,043€0€164€0€284-
Financial charges65/66B€4,467€7,721€4,076€2,187€9,929▲ 354%
Recurring financial charges65€4,467€7,721€4,076€2,187€9,929▲ 354%
Profit (loss) for the period before taxes9903-€518€93,738€67,241-€19,061€37,753▲ 298%
Income taxes67/77€0€23,819€17,403€0€8,069-
Profit (loss) for the period9904-€518€69,919€49,838-€19,061€29,684▲ 256%
Profit (loss) for the period to be appropriated9905-€518€69,919€49,838-€19,061€29,684▲ 256%
Line20212022202320242025Change
Assets
Total assets20/58€770,432€499,033€429,379€831,969€647,889▼ 22.1%
Fixed assets21/28€106,936€101,720€96,503€91,287€86,071▼ 5.7%
Tangible fixed assets22/27€106,936€101,720€96,503€91,287€86,071▼ 5.7%
Land and buildings22€106,936€101,720€96,503€91,287€86,071▼ 5.7%
Current assets29/58€663,496€397,313€332,876€740,682€561,818▼ 24.1%
Stocks and contracts in progress3€609,870€383,287€264,316€635,885€463,111▼ 27.2%
Stocks30/36€609,870€383,287€264,316€635,885€463,111▼ 27.2%
Amounts receivable within one year40/41€22,125€12,420€7,227€100,697€0▼ 100%
Trade receivables40€22,125€11,098€7,085€100,697€0▼ 100%
Other amounts receivable41€0€1,322€141€0--
Cash at bank and in hand54/58€31,501€732€60,459€3,094€97,668▲ 3,057%
Deferred charges and accrued income490/1€0€874€874€1,005€1,039▲ 3.4%
Equity and liabilities
Total equity and liabilities10/49€770,432€499,033€429,379€831,969€647,889▼ 22.1%
Equity10/15€133,449€203,368€253,207€234,145€263,830▲ 12.7%
Contributions10/11€30,000€30,000€30,000€30,000€30,000=
Reserves13€64,550€64,550€64,550€64,550€233,830▲ 262%
Non-distributable reserves130/1€2,181€2,181€0---
Reserves not available under the articles1311€2,181€2,181€0---
Distributable reserves133€62,369€62,369€64,550€64,550€233,830▲ 262%
Profit (loss) carried forward14€38,899€108,818€158,656€139,595€0▼ 100%
Amounts payable17/49€636,983€295,665€176,173€597,823€384,059▼ 35.8%
Amounts payable after more than one year17€578,909€253,072€132,160€247,171€332,455▲ 34.5%
Financial debts170/4€578,909€253,072€132,160€247,171€332,455▲ 34.5%
Amounts payable within one year42/48€58,074€42,592€44,013€350,652€51,604▼ 85.3%
Current portion of amounts payable after more than one year42€4,762€4,837€4,912€4,989€5,067▲ 1.6%
Financial debts43€25,000€0-€175,000€0▼ 100%
Credit institutions430/8---€175,000€0▼ 100%
Other loans439€25,000€0----
Trade debts44€22,856€29,878€5,840€139,757€8,812▼ 93.7%
Suppliers440/4€22,856€29,878€5,840€139,757€8,812▼ 93.7%
Taxes, remuneration and social security45€399€0€2,354€0€7,984-
Taxes450/3€399€0€2,354€0€7,984-
Other amounts payable47/48€5,057€7,877€30,907€30,907€29,742▼ 3.8%
Line20212022202320242025Change
Profit (loss) for the period9904-€518€69,919€49,838-€19,061€29,684▲ 256%
+ Depreciation and write-downs630€5,216€5,216€5,216€5,216€5,216=
Operating cash flow (approximation)€4,698€75,135€55,055-€13,845€34,901▲ 352%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€30,769€59,727-€57,365€94,574▲ 265%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €29,684
Net result €29,684 after one loss-making year.
31-12
Financial Liquidity times 5current ratio 10.89
Current ratio from 2.11 to 10.89; short-term debt falls from €350,652 to €51,604.
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial Weakest financial yearnet -€19,061
Net result drops to -€19,061, the lowest in the series; recovery starts the following year.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial Back to profitnet €69,919
Net result €69,919 after one loss-making year.
31-12
Financial Equity above €200,000Eq €203,368 ▲52.4%
Equity rises from €133,449 to €203,368.
05-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Liquidity times 8current ratio 15.78
Current ratio from 1.92 to 15.78; short-term debt falls from €246,350 to €11,401.
Show earlier events
31-12
Financial Equity above €100,000Eq €133,968 ▲82%
3 profitable years in a row build equity to €133,968.
23-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
336 m²
Building footprint
102 m²
Volume, LiDAR
610 m³
Parcel 11001B0139/00Z007, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
RenOves
Wolffaertshoflaan 31, 2630 AartselaarAgents in the wholesale of timber and building materials
since 20172.266.609.193
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11001B0139/00Z007 Flanders 336 m² 1 · 102 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded05-07-2017
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0677933592
Also 9925:BE0677933592
Registered 09-10-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.