RENOVE & CONSTRUCT
ActiveSummary
The annual accounts of RENOVE & CONSTRUCT for fiscal year 2025 show a net loss of 141% of total assets and of 62% of the equity at the start of that year. The 2025 annual accounts show equity of €22k and a net result of €-35k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 91% of 27965 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-69
Solvency100▲+16
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 7.56 against 2.52 in 2024; short-term debt: 13% and cash: 10.8% of total assets), and 13% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87%
Return on assets
-141.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
on the day
2023
87 d late
2022
on the day
2021
on the day
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 61.9%
2024 · €57k
Total assets
€25k▼ 74.0%
2024 · €97k
Net result
€-35k
2024 · €107
Working capital
€21k▼ 58.1%
2024 · €51k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4k▼ 12.6%€6k▲ 56.7%€7k▲ 17.7%€2k▼ 68.3%€-34k
Net result€2k▼ 31.2%€2k▲ 34.1%€4k▲ 75.6%€107▼ 97.4%€-35k
Equity€51k▲ 3.6%€53k▲ 4.6%€57k▲ 7.7%€57k▲ 0.2%€22k▼ 61.9%
Total assets€102k▲ 4.0%€127k▲ 24.6%€111k▼ 12.8%€97k▼ 12.6%€25k▼ 74.0%
Debt€51k▲ 4.5%€74k▲ 44.4%€53k▼ 27.6%€39k▼ 26.2%€3k▼ 91.7%
Working capital€49k▲ 5.6%€42k▼ 15.3%€50k▲ 20.0%€51k▲ 1.8%€21k▼ 58.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets
€444 ▼ 96.3%
Current assets
€25k ▼ 70.9%
Equity and liabilities €25k
Equity
€22k ▼ 61.9%
Debt
€3k ▼ 91.7%
Debt's share of the balance-sheet total falls from 40.7% to 13.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-33k▼
2024 · €10k
Cash flow
€-34k▼
2024 · €8k
Current ratio
7.56▲
2024 · 2.52
Debt to equity
0.15▼
2024 · 0.69
ROE
-162.4%▼
2024 · 0.2%
ROA
-141.3%▼
2024 · 0.1%
Interest coverage
-26.86▼
2024 · 8.04
Debt ≤ 1 year
€3k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €579 | €8k | €8k | €8k | €1k | ▼ 80.7% |
| Other operating charges640/8 | - | €3k | €657 | €57 | €3k | ▲ 4,969% |
| Gross operating margin9900 | €7k | €17k | €16k | €10k | €-30k | ▼ 401% |
| Operating profit (loss)9901 | €4k | €6k | €7k | €2k | €-34k | ▼ 1,622% |
| Financial income75/76B | - | €0 | €0 | - | €1 | - |
| Recurring financial income75 | €1 | €0 | €0 | - | €1 | - |
| Financial charges65/66B | - | €1k | €1k | €1k | €1k | ▼ 0.7% |
| Recurring financial charges65 | €694 | €1k | €1k | €1k | €1k | ▼ 0.7% |
| Profit (loss) for the period before taxes9903 | €3k | €5k | €6k | €1k | €-35k | ▼ 3,574% |
| Income taxes67/77 | €1k | €2k | €2k | €914 | - | - |
| Profit (loss) for the period9904 | €2k | €2k | €4k | €107 | €-35k | ▼ 33,335% |
| Profit (loss) for the period to be appropriated9905 | €2k | €2k | €4k | €107 | €-35k | ▼ 33,335% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €102k | €127k | €111k | €97k | €25k | ▼ 74.0% |
| Fixed assets21/28 | €1k | €30k | €20k | €12k | €444 | ▼ 96.3% |
| Tangible fixed assets22/27 | €1k | €30k | €20k | €12k | €444 | ▼ 96.3% |
| Plant, machinery and equipment23 | - | €6k | €3k | €1k | €77 | ▼ 94.0% |
| Furniture and vehicles24 | - | €4k | €623 | €245 | €367 | ▲ 49.8% |
| Leasing and similar rights25 | - | €21k | €15k | €10k | - | - |
| Current assets29/58 | €100k | €96k | €91k | €85k | €25k | ▼ 70.9% |
| Stocks and contracts in progress3 | - | €7k | - | €17k | - | - |
| Stocks30/36 | - | €7k | - | - | - | - |
| Contracts in progress37 | - | - | - | €17k | - | - |
| Amounts receivable within one year40/41 | €90k | €84k | €89k | €63k | €22k | ▼ 65.1% |
| Trade receivables40 | - | €73k | €81k | €59k | €14k | ▼ 76.4% |
| Other amounts receivable41 | - | €11k | €8k | €4k | €8k | ▲ 121% |
| Cash at bank and in hand54/58 | €10k | €5k | €1k | €5k | €3k | ▼ 47.9% |
| Deferred charges and accrued income490/1 | - | €338 | €303 | €311 | €99 | ▼ 68.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €102k | €127k | €111k | €97k | €25k | ▼ 74.0% |
| Equity10/15 | €51k | €53k | €57k | €57k | €22k | ▼ 61.9% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €30k | €33k | €37k | €37k | €1k | ▼ 96.3% |
| Amounts payable17/49 | €51k | €74k | €53k | €39k | €3k | ▼ 91.7% |
| Amounts payable after more than one year17 | - | €19k | €13k | €6k | - | - |
| Financial debts170/4 | - | €19k | €13k | €6k | - | - |
| Amounts payable within one year42/48 | €51k | €54k | €41k | €34k | €3k | ▼ 90.3% |
| Current portion of amounts payable after more than one year42 | - | €5k | €5k | €5k | - | - |
| Financial debts43 | - | - | €1k | €4k | €821 | ▼ 80.4% |
| Credit institutions430/8 | - | - | €1k | €4k | €821 | ▼ 80.4% |
| Trade debts44 | €50k | €46k | €8k | €4k | €2k | ▼ 34.3% |
| Suppliers440/4 | - | €46k | €8k | €4k | €2k | ▼ 34.3% |
| Taxes, remuneration and social security45 | - | €4k | €4k | €352 | - | - |
| Taxes450/3 | - | €4k | €4k | €352 | - | - |
| Other amounts payable47/48 | - | - | €22k | €20k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €2k | €4k | €107 | €-35k | ▼ 33,335% |
| + Depreciation and write-downs630 | €579 | €8k | €8k | €8k | €1k | ▼ 80.7% |
| Operating cash flow (approximation) | €2k | €11k | €12k | €8k | €-34k | ▼ 540% |
| Investment in fixed assets (approximation) | - | €-37k | €3k | €0 | €10k | - |
| Change in cash | - | €-5k | €-4k | €4k | €-2k | ▼ 165% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series.
30-06
Financial
Liquidity triplescurrent ratio 7.56
Current ratio from 2.52 to 7.56; short-term debt falls from €34k to €3k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 87 days late
2023
30-06
Financial
Highest result since 2019net €4k ▲75.6%
Operating result €7k, net result €4k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2013
Ground area
349 m²
Building footprint
62 m²
Volume, LiDAR
423 m³
Parcel 25394D0001/00K003, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Rénove & Construct
since 20132.215.899.474
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25394D0001/00K003 | Wallonia | 349 m² | 1 · 62 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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F.E.N ENGENEERING
BE 0753.475.511
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BAI CONSTRUCTION
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,414. 5,309 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-12-2012
Fiscal year end30-06
Activities, NACEBEL 2025
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.