RENOVATTI
ActiveThe computed 12-month bankruptcy probability of RENOVATTI is 4.0% (elevated). The annual accounts of RENOVATTI for fiscal year 2025 show a net loss of 85% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-45k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 13% of 7332 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-77
Solvency28▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.17 against 2.35 in 2024; short-term debt: 82.7% and cash: 9% of total assets), and 97.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
-15.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 7332 sector peers (2025).
NBB · sector comparisonPosition among 7332 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
2023
28 d late
2022
25 d late
2021
24 d early
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 84.8%
2024 · €53k
2020: €6k
2021: €14k
2022: €15k
2023: €18k
2024: €53k
2020 → 2025
Total assets
€283k▼ 46.7%
2024 · €531k
2020: €178k
2021: €258k
2022: €385k
2023: €331k
2024: €531k
2020 → 2025
Net result
€-45k
2024 · €35k
2020: €3k
2021: €8k
2022: €1k
2023: €3k
2024: €35k
2020 → 2025
Working capital
€41k▼ 86.1%
2024 · €294k
2020: €28k
2021: €5k
2022: €-6k
2023: €-229
2024: €294k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€15k▲ 7.8%€18k▲ 19.0%€53k▲ 197%€8k▼ 84.8%
Operating result€9k-€4k▼ 56.8%€5k▲ 18.4%€49k▲ 924%€-44k
Net result€8k-€1k▼ 86.4%€3k▲ 161%€35k▲ 1,136%€-45k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €44k after €49k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283k
Fixed assets
€8k▼ 58.4%
Current assets
€275k▼ 46.3%
Equity and liabilities €283k
Equity
€8k▼ 84.8%
Debt
€275k▼ 42.5%
The debt ratio rises from 90.0% to 97.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-33k▼
2024 · €60k
Cash flow
€-34k▼
2024 · €46k
Solvency
2.9%▼
2024 · 10.0%
Current ratio
1.17▼
2024 · 2.35
Quick ratio
1.17▼
2024 · 2.35
Debt / equity
34.05▲
2024 · 9.02
ROE
-556.2%▼
2024 · 66.3%
ROA
-15.9%▼
2024 · 6.6%
Interest coverage
-38.79▼
2024 · 116.67
Debt
€275k▼
2024 · €478k
Debt ≤ 1 year
€234k▲
2024 · €218k
Debt > 1 year
€41k
Income taxes
€141▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€531k€283k▼
Fixed assets21/28€19k€8k▼
Tangible fixed assets22/27€16k€4k▼
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25€13k€3k▼
Financial fixed assets28€4k€4k=
Current assets29/58€512k€275k▼
Amounts receivable within one year40/41€229k€246k▲
Trade receivables40€121k€67k▼
Other amounts receivable41€108k€179k▲
Cash at bank and in hand54/58€281k€25k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€531k€283k▼
Equity10/15€53k€8k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€51k€6k▼
Amounts payable17/49€478k€275k▼
Amounts payable after more than one year17-€41k
Financial debts170/4-€41k
Amounts payable within one year42/48€218k€234k▲
Current portion of amounts payable after more than one year42€8k€19k▲
Trade debts44€198€22k▲
Suppliers440/4€198€22k▲
Taxes, remuneration and social security45€15k€141▼
Taxes450/3€15k€141▼
Other amounts payable47/48€195k€193k▼
Accrued charges and deferred income492/3€261k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€65k€-29k▼
Operating profit (loss)9901€49k€-44k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€513€845▲
Recurring financial charges65€513€845▲
Profit (loss) for the period before taxes9903€49k€-45k▼
Income taxes67/77€13k€141▼
Profit (loss) for the period9904€35k€-45k▼
Profit (loss) for the period to be appropriated9905€35k€-45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€6k▼
Profit (loss) brought forward from the previous period14P€15k€51k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-45k ▼228%
Net result drops to €-45k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2020net €35k ▲1136%
Operating result €49k, net result €35k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.35
Current ratio from 1.00 to 2.35; short-term debt falls from €305k to €218k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dieudonné Lefèvrestraat 271020 BrusselGround area
8,222 m²
Building footprint
5,857 m²
Volume, LiDAR
60,763 m³
Parcel 21815D0297/00G004, Brussels · tallest building 15.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Renovatti
since 20202.299.689.064
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0297/00G004 | Brussels | 8,221 m² | 1 · 5,857 m² | 15.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FREDERIC MALRAIT CONSTRUCTION
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ION COMPANY
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N-Company
BE 0768.468.345
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Filta
BE 0775.754.629
Ravels · Eq €10k
MAW Rénovation
BE 1006.022.236
Sint-Pieters-Woluwe · Eq €6k
Of 333 companies in sector 41002 we hold annual accounts for 133. 61 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2020
Fiscal year end31-12
Activities, NACEBEL
41002Construction of residential and non-residential buildings
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.