RENOVATION SO
ActiveThe computed 12-month bankruptcy probability of RENOVATION SO is 3.0% (moderate). The 2025 annual accounts show equity of €13k and a net result of €324. Its solvency ranks better than 90% of 982 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-57
Solvency100=
Growth52
Track record82
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 5.76 against 5.78 in 2024; short-term debt: 17.4% and cash: 12.9% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
2.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 2.7%
2024 · €12k
2024: €12k
2024 → 2025
Total assets
€15k▲ 2.7%
2024 · €15k
2024: €15k
2024 → 2025
Net result
€324▼ 96.8%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€13k▲ 2.7%
2024 · €12k
2024: €12k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€12k-€13k▲ 2.7%
Operating result€13k-€555▼ 95.7%
Net result€10k-€324▼ 96.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €15k
Equity
€13k▲ 2.7%
Debt
€3k▲ 3.2%
The debt ratio rises from 17.3% to 17.4%. Equity and debt are higher.
Key figures and ratios
Solvency
82.6%▼
2024 · 82.7%
Current ratio
5.76▼
2024 · 5.78
Quick ratio
5.76▼
2024 · 5.78
Debt / equity
0.21▲
2024 · 0.21
ROE
2.6%▼
2024 · 83.6%
ROA
2.1%▼
2024 · 69.2%
Debt
€3k▲
2024 · €3k
Debt ≤ 1 year
€3k▲
2024 · €3k
Income taxes
€81▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€15k▲
Current assets29/58€15k€15k▲
Amounts receivable within one year40/41€115€13k▲
Trade receivables40-€5k
Other amounts receivable41€115€9k▲
Cash at bank and in hand54/58€15k€2k▼
Equity and liabilities
Total equity and liabilities10/49€15k€15k▲
Equity10/15€12k€13k▲
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€10k€11k▲
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Income statement
Code20242025
Other operating charges640/8€387€601▲
Gross operating margin9900€13k€1k▼
Operating profit (loss)9901€13k€555▼
Financial charges65/66B€75€150▲
Recurring financial charges65€75€150▲
Profit (loss) for the period before taxes9903€13k€405▼
Income taxes67/77€3k€81▼
Profit (loss) for the period9904€10k€324▼
Profit (loss) for the period to be appropriated9905€10k€324▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€11k▲
Profit (loss) brought forward from the previous period14P-€10k
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bollinckxstraat 2541070 AnderlechtGround area
155 m²
Building footprint
79 m²
Volume, LiDAR
1,157 m³
Parcel 21306D0245/00V000, Brussels · tallest building 15.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20242.359.086.025
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0245/00V000 | Brussels | 155 m² | 1 · 79 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SECUTECH
BE 0732.927.644
Braives · Eq €12k
VYNT Solutions
BE 1026.582.870
Leopoldsburg · Eq €13k
KSE Engineering
BE 0763.359.712
Sint-Jans-Molenbeek · Eq €12k
DMR Energy
BE 0794.847.890
Lier · Eq €12k
ISIKSOY
BE 0790.737.466
Lievegem · Eq €12k
Of 1,825 companies in sector 42220 we hold annual accounts for 958. 543 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2024
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
43110Demolition
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.