RENOVA-SOLUTION
ActiveThe computed 12-month bankruptcy probability of RENOVA-SOLUTION is 3.2% (moderate). The 2025 annual accounts show negative equity (€-96k) and a net result of €-98k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27711 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
18
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-25
Solvency0▼-26
Growth32=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.7 against 1.08 in 2024; short-term debt: 113.6% and cash: 18.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-48.4%
Return on assets
-49.9%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-96k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
2 d late
2022
2 d early
2021
20 d late
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-96k
2024 · €3k
2020: €11k
2021: €6k
2022: €10k
2023: €17k
2024: €3k
2020 → 2025
Total assets
€198k▼ 21.3%
2024 · €251k
2020: €236k
2021: €237k
2022: €265k
2023: €315k
2024: €251k
2020 → 2025
Net result
€-98k▼ 594%
2024 · €-14k
2020: €5k
2021: €-5k
2022: €4k
2023: €7k
2024: €-14k
2020 → 2025
Working capital
€-67k
2024 · €18k
2020: €24k
2021: €4k
2022: €18k
2023: €46k
2024: €18k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€10k▲ 67.3%€17k▲ 68.4%€3k▼ 82.9%€-96k
Operating result€141-€11k▲ 8,069%€18k▲ 60.9%€-2k€-92k▼ 3,764%
Net result€-5k-€4k€7k▲ 70.1%€-14k€-98k▼ 594%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €92k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€40k▲ 172%
Current assets
€158k▼ 33.4%
Key figures and ratios
EBITDA
€-80k▼
2024 · €14k
Cash flow
€-86k▼
2024 · €3k
Solvency
-48.4%▼
2024 · 1.2%
Current ratio
0.70▼
2024 · 1.08
Quick ratio
0.54▼
2024 · 0.98
Debt / equity
-3.07▼
2024 · 84.70
ROA
-49.9%▼
2024 · -5.6%
Interest coverage
-11.73▼
2024 · 1.65
Debt
€293k▲
2024 · €248k
Debt ≤ 1 year
€225k▲
2024 · €219k
Debt > 1 year
€29k▲
2024 · €2k
Income taxes
€235▼
2024 · €4k
Staff costs
€181k▼
2024 · €188k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€198k▼
Fixed assets21/28€15k€40k▲
Tangible fixed assets22/27€15k€40k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€10k€36k▲
Current assets29/58€236k€158k▼
Stocks and contracts in progress3€22k€36k▲
Stocks30/36€22k€36k▲
Amounts receivable within one year40/41€73k€26k▼
Trade receivables40€54k€10k▼
Other amounts receivable41€20k€16k▼
Cash at bank and in hand54/58€73k€37k▼
Deferred charges and accrued income490/1€68k€58k▼
Equity and liabilities
Total equity and liabilities10/49€251k€198k▼
Equity10/15€3k€-96k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133-€2k
Profit (loss) carried forward14€-5k€-104k▼
Amounts payable17/49€248k€293k▲
Amounts payable after more than one year17€2k€29k▲
Financial debts170/4€2k€29k▲
Amounts payable within one year42/48€219k€225k▲
Current portion of amounts payable after more than one year42€9k€11k▲
Financial debts43€75k€75k=
Credit institutions430/8€75k€75k=
Trade debts44€70k€83k▲
Suppliers440/4€70k€83k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€36k€44k▲
Taxes450/3€9k€9k▼
Remuneration and social security454/9€27k€36k▲
Other amounts payable47/48€28k€11k▼
Accrued charges and deferred income492/3€27k€40k▲
Income statement
Code20242025
Remuneration, social security and pensions62€188k€181k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€12k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€4k€3k▼
Gross operating margin9900€206k€105k▼
Operating profit (loss)9901€-2k€-92k▼
Financial income75/76B€1k€516▼
Recurring financial income75€1k€516▼
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€-10k€-98k▼
Income taxes67/77€4k€235▼
Profit (loss) for the period9904€-14k€-98k▼
Profit (loss) for the period to be appropriated9905€-14k€-98k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-104k▼
Profit (loss) brought forward from the previous period14P€9k€-5k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-98k
Net result drops to €-98k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
30-09
Financial
Highest result since 2020net €7k ▲70.1%
Operating result €18k, net result €7k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 279260 WichelenGround area
831 m²
Building footprint
136 m²
Volume, LiDAR
739 m³
Parcel 42020D0099/00N000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schoolstraat 27, 9260 Wichelen
since 20192.286.269.808
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42020D0099/00N000 | Flanders | 831 m² | 1 · 136 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Balen · Eq €3k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 1,819 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2019
Fiscal year end30-09
Activities, NACEBEL
43990Other specialised construction activities
43992Specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.