RENOVA 9
ActiveSummary
RENOVA 9 has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 49% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-54
Solvency71=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.83 in 2024; short-term debt: 53.5% and cash: 0.5% of total assets), but 53.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.5%
Return on assets
-1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
27 d late
2022
4 d early
2021
7 d early
2020
1 d late
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-2k
2024 · €3k
2019: €39k
2020: €-31k
2021: €-18k
2022: €-7k
2023: €27k
2024: €3k
2019 → 2025
Working capital
€99k▼ 1.0%
2024 · €100k
2019: €151k
2020: €114k
2021: €90k
2022: €78k
2023: €92k
2024: €100k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€71k▼ 9.3%€98k▲ 38.8%€101k▲ 3.2%€99k▼ 2.1%
Operating result€-18k-€-6k▲ 64.2%€39k€6k▼ 84.0%€-1k
Net result€-18k-€-7k▲ 59.8%€27k€3k▼ 88.6%€-2k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €213k
Equity
€99k ▼ 2.1%
Debt
€114k ▼ 5.3%
Debt's share of the balance-sheet total falls from 54.3% to 53.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-112▼
2024 · €16k
Cash flow
€-1k▼
2024 · €13k
Current ratio
1.87▲
2024 · 1.83
Debt to equity
1.15▼
2024 · 1.19
ROE
-2.2%▼
2024 · 3.1%
ROA
-1.0%▼
2024 · 1.4%
Interest coverage
-0.22▼
2024 · 32.45
Debt ≤ 1 year
€114k▼
2024 · €120k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€222k€213k▼
Fixed assets21/28€1k-
Tangible fixed assets22/27€1k-
Plant, machinery and equipment23€314-
Furniture and vehicles24€841-
Current assets29/58€220k€213k▼
Amounts receivable after more than one year29€100k€100k=
Trade receivables290€100k€100k=
Amounts receivable within one year40/41€106k€108k▲
Trade receivables40€57k€61k▲
Other amounts receivable41€49k€47k▼
Cash at bank and in hand54/58€4k€995▼
Deferred charges and accrued income490/1€10k€4k▼
Equity and liabilities
Total equity and liabilities10/49€222k€213k▼
Equity10/15€101k€99k▼
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Profit (loss) carried forward14€83k€80k▼
Amounts payable17/49€120k€114k▼
Amounts payable within one year42/48€120k€114k▼
Trade debts44€112k€101k▼
Suppliers440/4€112k€101k▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€8k€3k▼
Remuneration and social security454/9-€10k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€1k▼
Other operating charges640/8€1k€15k▲
Gross operating margin9900€17k€15k▼
Operating profit (loss)9901€6k€-1k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€483€502▲
Recurring financial charges65€483€502▲
Profit (loss) for the period before taxes9903€7k€1k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€3k€-2k▼
Profit (loss) for the period to be appropriated9905€3k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€80k▼
Profit (loss) brought forward from the previous period14P€79k€83k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €101k ▲3.2%
2 profitable years in a row build equity to €101k.
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-06
Financial
Back to profitnet €27k
Net result €27k after 3 loss-making years.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1 day late
2020
30-06
Financial
Weakest financial yearnet €-31k ▼178%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hallesesteenweg 2661640 Sint-Genesius-RodeGround area
1,340 m²
Building footprint
896 m²
Volume, LiDAR
11,203 m³
2 parcels, Brussels, Flanders · tallest building 23.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
RENOVA 9
since 20042.137.810.120
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004D0061/00S002 | Flanders | 890 m² | 1 · 445 m² | 12.1 m · 2 fl. |
| 21383B0071/00B006 | Brussels | 450 m² | 1 · 450 m² | 23.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOIS & TECHNIQUE CONSTRUCT
BE 0437.872.054
Chaudfontaine · Eq €99,059
GIOVANNI DEGROOTE
BE 0897.001.164
Oostrozebeke · Eq €99,039
DB homes
BE 0823.018.472
Kruisem · Eq €99,115
NOGULO
BE 0508.803.996
Sint-Lievens-Houtem · Eq €98,951
BOIS DESIGN
BE 0563.932.462
Esneux · Eq €99,183
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,706 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-03-2004
Fiscal year end30-06
Activities, NACEBEL 2025
43320Joinery installation
43331Floor and wall tiling
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.