RENOV-UP

Active

Private limited companyfounded 20242 yrs activeStadionstraat 11, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 1008.761.594

RENOV-UP has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €2k. Its solvency ranks better than 45% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability87▲+14

Solvency49▲+17

Growth78

Track record82

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

30 d early

2024

44 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

19-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€3k▲ 57.7%

2024 · €2k

2024: €2k

2024 → 2025

Total assets

€14k▼ 55.8%

2024 · €32k

2024: €32k

2024 → 2025

Net result

€2k▲ 112%

2024 · €977

2024: €977

2024 → 2025

Working capital

€-2k

2024 · €20k

2024: €20k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€2k-€3k▲ 57.7%

Operating result€1k-€3k▲ 122%

Net result€977-€2k▲ 112%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 122% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €14k

36.3%

63.7%

Fixed assets €5k▲ 15.9%

Current assets €9k▼ 67.4%

Equity and liabilities €14k

23.8%

76.2%

Equity €3k▲ 57.7%

Debt €11k▼ 63.9%

The debt ratio falls from 93.3% to 76.2%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€5k▲

2024 · €2k

Cash flow

€5k▲

2024 · €2k

Solvency

23.8%▲

2024 · 6.7%

Current ratio

0.84▼

2024 · 3.81

Quick ratio

0.84▼

2024 · 3.81

Debt / equity

3.21▼

2024 · 14.02

ROE

61.2%▲

2024 · 45.6%

ROA

14.5%▲

2024 · 3.0%

Interest coverage

97.94▼

2024 · 158.64

Debt

€11k▼

2024 · €30k

Debt ≤ 1 year

€11k▲

2024 · €7k

Income taxes

€730▲

2024 · €298

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€32k€14k▼

Fixed assets21/28€4k€5k▲

Tangible fixed assets22/27€4k€5k▲

Furniture and vehicles24€4k€5k▲

Current assets29/58€28k€9k▼

Amounts receivable within one year40/41€2k€8k▲

Trade receivables40€1k€8k▲

Other amounts receivable41€866-

Cash at bank and in hand54/58€26k€916▼

Equity and liabilities

Total equity and liabilities10/49€32k€14k▼

Equity10/15€2k€3k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€144€1k▲

Amounts payable17/49€30k€11k▼

Amounts payable within one year42/48€7k€11k▲

Trade debts44€4k€8k▲

Suppliers440/4€4k€8k▲

Taxes, remuneration and social security45€2k€2k▼

Taxes450/3€2k€2k▼

Other amounts payable47/48€842€600▼

Accrued charges and deferred income492/3€23k-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€617€3k▲

Gross operating margin9900€2k€5k▲

Operating profit (loss)9901€1k€3k▲

Financial charges65/66B€12€55▲

Recurring financial charges65€12€55▲

Profit (loss) for the period before taxes9903€1k€3k▲

Income taxes67/77€298€730▲

Profit (loss) for the period9904€977€2k▲

Profit (loss) for the period to be appropriated9905€977€2k▲

Appropriation of the result

Profit (loss) to be appropriated9906€977€2k▲

Profit (loss) brought forward from the previous period14P-€144

Profit to be distributed694/7€833€833=

Return on contributions (dividend)694€833€833=

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

01-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

17-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Knokke-Heist · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stadionstraat 118300 Knokke-Heist

Ground area

4,751 m²

Building footprint

317 m²

Volume, LiDAR

2,066 m³

2 parcels, Flanders, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Rue de l'Herbe(WSP) 17, 1457 Walhain

General construction of buildings

since 20242.359.289.032

2 parcels

Flanders 1 (50%) Wallonia 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25109F0284/00D000	Wallonia	4,655 m²	1 · 233 m²	9.8 m · 2 fl.
31333H0644/00G003	Flanders	96 m²	1 · 84 m²	8.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 1,763 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-04-2024

Fiscal year end31-12

Activities, NACEBEL

68121Development of residential building projects

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.