RENOV'ARGOR

Active

Private limited company (pre-2019)founded 1999active for 26 yearsChaussée de Bruxelles 524, 1410 Waterloo, BelgiumKBO/BCE: BE 0467.237.221

Summary

The computed 12-month bankruptcy probability of RENOV'ARGOR is 9.1% (elevated). For RENOV'ARGOR, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€276,106) and a net result of -€39,817. Equity is shrinking by about 17% per year across the filed financial years. Its solvency ranks better than 5% of 789 sector peers (NACE 32, financial year 2023). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals.

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RENOV'ARGORActive

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Activity

Manufacture of jewellery

NACE 32123Retail sale of watches and jewellery NACE 47770

1 site

Size

€67,029total assets 2023

Equity: -€276,106
Loss: -€39,817

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 9.1%

2023 figures too old to score

Structure

Accounts 436 days overdue0 of 3 deeds read

Signalsraises riskFigures for financial year 2023 (filed 28-08-2024)2 financial years not filed after the legal deadline; latest accounts 28 days late; 2 of the last 3 lateLoss of €39,817, the second in a row (financial year 2023)No filing in 24 months (latest 28-08-2024)Two or more financial years not filedneutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Weak

Solvency 0=

equity -411.9% of total assets

Liquidity 2-4

short-term debt 143.8% · cash 1.9%

Profitability 0=

return on assets -59.4%

Bankruptcy probability, 12 months

9.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,138 companies, NACE 32, micro)

Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.0%▼ -0.1 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 1.9%▼ -0.1 percentage points vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025lowest value 07-2025: 2.0%▲ +0.1 percentage points vs 06-2025 08-2025: 2.4%▲ +0.4 percentage points vs 07-2025 09-2025: 2.6%▲ +0.2 percentage points vs 08-2025 10-2025: 2.9%▲ +0.3 percentage points vs 09-2025 11-2025: 3.1%▲ +0.2 percentage points vs 10-2025 12-2025: 3.9%▲ +0.8 percentage points vs 11-2025 01-2026: 6.2%▲ +2.3 percentage points vs 12-2025 02-2026: 6.2%● unchanged vs 01-2026 03-2026: 6.5%▲ +0.3 percentage points vs 02-2026 04-2026: 5.9%▼ -0.6 percentage points vs 03-2026 05-2026: 5.9%● unchanged vs 04-2026 06-2026: 5.9%● unchanged vs 05-2026 07-2026: 5.9%● unchanged vs 06-2026 08-2026: 7.9%▲ +2.0 percentage points vs 07-2026 09-2026: 9.1%▲ +1.2 percentage points vs 08-2026highest value 10-2026: 9.1%● unchanged vs 09-2026highest value

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Signals

Six signals.

raises riskneutral

Figures for financial year 2023 (filed 28-08-2024)

NBB · annual accounts

2 financial years not filed after the legal deadline; latest accounts 28 days late; 2 of the last 3 late

NBB · filings

Loss of €39,817, the second in a row (financial year 2023)

NBB · annual accounts

No filing in 24 months (latest 28-08-2024)

NBB · filings

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

31-12-2024 year end31-07-2025 deadline10-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 28-08-2024, 28 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

28 days late

2022

70 days late

2019

150 days late

2018

205 days late

2017

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 103 days after the deadline; the sector median (NACE 32) for financial year 2024 is 2 days before the deadline, and 40% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-08-2024 Annual accounts filedfinancial year 2023 · micro…
09-10-2023 Annual accounts filedfinancial year 2022 · micro…
28-12-2020 Annual accounts filedfinancial year 2019 · micro…

Key points

Risk: Accounts not fileddeadline was 31-07-2025 436 days late View
Risk: Negative equityfinancial year 2023: debts exceed assets -€276,106 View
Risk: 3 loss-making years in a rowloss financial year 2023 -€39,817 View
Caution: Among the weakest 5% on solvencysector median 42.9% · 789 companies -411.9% View