RenoTrust

Active

Private limited companyfounded 20251 yr activeTer Weide 3, 9850 Deinze, BelgiumKBO/BCE: BE 1018.982.822

Summary

RenoTrust has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,364 and a net result of €20,364. Its solvency ranks better than 42% of 33943 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch Report Compare

RenoTrustActiveChecked score 70/100

Risk analysis Report Compare

Activity

Plumbing work

NACE 43221

1 site

Size

€64,264total assets 2025

Equity: €25,364
Profit: €20,364

Turnover not published (abridged schema)

Financial health

70 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.8%

Structure

Accounts 22 d early0 of 1 deed read

Why 70- Size: total assets €64,264- Founded in 2025+ Liquidity: current ratio 2.96, cash €20,429+ Figures for FY 2025 (filed 09-07-2026)Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 70% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 64

equity 39.5% of total assets

Liquidity 78

short-term debt 29.2% · cash 31.8%

Profitability 100

return on assets 31.7%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)

Last 24 months 02-2026: 1.9% 03-2026: 1.9%● 0.0% vs 02-2026 04-2026: 2.0%▲ +4.7% vs 03-2026 05-2026: 2.3%▲ +16.6% vs 04-2026 06-2026: 2.4%▲ +5.6% vs 05-2026 07-2026: 2.7%▲ +11.5% vs 06-2026highest value 08-2026: 0.7%▼ -74.1% vs 07-2026lowest value 09-2026: 0.8%▲ +6.8% vs 08-2026 10-2026: 0.8%▲ +2.9% vs 09-2026

Size: total assets €64,264 raises the probability for this profile
Founded in 2025 raises the probability for this profile
Liquidity: current ratio 2.96, cash €20,429 lowers the probability
Figures for FY 2025 (filed 09-07-2026) lowers the probability

Credit up to €1,500 at 30 days acceptable

Liquidity ample (current ratio 2.96; short-term debt: 29.2% and cash: 31.8% of total assets), but 60.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 42%, liquidity 76%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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