RENOMART
ActiveThe computed 12-month bankruptcy probability of RENOMART is 2.2% (moderate). The 2025 annual accounts show equity of €39k and a net result of €37k. Its solvency ranks better than 64% of 27711 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency85▲+55
Growth78
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 1.05 in 2024; short-term debt: 40.2% and cash: 0.9% of total assets), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
56.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 1,606%
2024 · €2k
2024: €2k
2024 → 2025
Total assets
€65k▲ 41.7%
2024 · €46k
2024: €46k
2024 → 2025
Net result
€37k
2024 · €-9k
2024: €-9k
2024 → 2025
Working capital
€38k▲ 1,551%
2024 · €2k
2024: €2k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€2k-€39k▲ 1,606%
Operating result€-8k-€43k
Net result€-9k-€37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €43k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€1k
Current assets
€64k
Equity and liabilities €65k
Equity
€39k▲ 1,606%
Debt
€26k▼ 40.1%
The debt ratio falls from 95.0% to 40.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €-8k
Cash flow
€37k▲
2024 · €-9k
Solvency
59.8%▲
2024 · 5.0%
Current ratio
2.44▲
2024 · 1.05
Quick ratio
2.44▲
2024 · 1.05
Debt / equity
0.67▼
2024 · 19.14
ROE
94.1%▲
2024 · -390.1%
ROA
56.3%▲
2024 · -19.4%
Interest coverage
812.94▲
2024 · -9.45
Debt
€26k▼
2024 · €44k
Debt ≤ 1 year
€26k▼
2024 · €44k
Income taxes
€7k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€65k▲
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Plant, machinery and equipment23-€1k
Current assets29/58€46k€64k▲
Amounts receivable within one year40/41€41k€63k▲
Trade receivables40€38k€61k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€5k€558▼
Equity and liabilities
Total equity and liabilities10/49€46k€65k▲
Equity10/15€2k€39k▲
Contributions10/11€1k€1k=
Reserves13€10k€38k▲
Distributable reserves133€10k€38k▲
Profit (loss) carried forward14€-9k€0▲
Amounts payable17/49€44k€26k▼
Amounts payable within one year42/48€44k€26k▼
Trade debts44€39k€17k▼
Suppliers440/4€39k€17k▼
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€6k▲
Remuneration and social security454/9€0€3k▲
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€440▲
Other operating charges640/8€872€459▼
Gross operating margin9900€-7k€44k▲
Operating profit (loss)9901€-8k€43k▲
Financial income75/76B€360€23▼
Recurring financial income75€360€23▼
Financial charges65/66B€883€54▼
Recurring financial charges65€883€54▼
Profit (loss) for the period before taxes9903€-9k€43k▲
Income taxes67/77€0€7k▲
Profit (loss) for the period9904€-9k€37k▲
Profit (loss) for the period to be appropriated9905€-9k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€28k▲
Profit (loss) brought forward from the previous period14P-€-9k
Transfer to equity691/2€0€28k▲
To other reserves6921€0€28k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.44
Current ratio from 1.05 to 2.44; short-term debt falls from €44k to €26k.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Dendermonde 1229308 AalstGround area
2,220 m²
Building footprint
226 m²
Volume, LiDAR
680 m³
Parcel 41029B0006/00D000, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RENOMART
since 20222.338.556.469
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41029B0006/00D000 | Flanders | 2,220 m² | 1 · 226 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0781.919.869
Mortsel · Eq €39k
RDS Bisschop
BE 0721.860.736
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Schilderwerken Salva
BE 0790.446.169
Houthalen-Helchteren · Eq €39k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 2,278 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2022
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
41001General construction of residential buildings
41003General construction of other non-residential buildings
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.