RENOMARI
ActiveSummary
The computed 12-month bankruptcy probability of RENOMARI is 7.5% (elevated). For RENOMARI, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€40,627) and a net result of -€48,625. Equity is shrinking by ~298.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 33665 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-30
Solvency0▼-26
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
7.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-520.8%
Return on assets
-623.3%
Age of the figures
33 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline01-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 19-09-2024, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
50 d late
2022
53 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
-€40,627
2022 · €7,998
Total assets
€7,801▼ 99.0%
2022 · €749,537
Net result
-€48,625
2022 · €939
Working capital
-€46,572
2022 · €149,311
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202120222023
Operating result€7,476-€13,279▲ 77.6%-€32,974
Net result€1,059within the sector's middle half-€939within the sector's middle half▼ 11.4%-€48,625below the sector's middle half
Equity€7,059below the sector's middle half-€7,998below the sector's middle half▲ 13.3%-€40,627below the sector's middle half
Total assets€641,478above the sector's middle half-€749,537above the sector's middle half▲ 16.8%€7,801below the sector's middle half▼ 99.0%
Debt€634,418-€741,539▲ 16.9%€48,428▼ 93.5%
Working capital€145,630above the sector's middle half-€149,311above the sector's middle half▲ 2.5%-€46,572below the sector's middle half
Solvency1.1%below the sector's middle half-1.1%below the sector's middle half=-520.8%below the sector's middle half▼ 521.9pp
Current ratio1.30within the sector's middle half-1.25within the sector's middle half▼ 0.050.04below the sector's middle half▼ 1.21
Return on assets (ROA)0.2%below the sector's middle half-0.1%below the sector's middle half=-623.3%below the sector's middle half▼ 623.4pp
Staff (FTE)1-0.3▼ 70.0%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €32,974 after €13,279 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €7,801
Fixed assets
€5,945 ▼ 31.6%
Current assets
€1,856 ▼ 99.7%
Equity and liabilities
Equity-€40,627
Debt€48,428
Equity is negative: debt (€48,428) exceeds the balance-sheet total (€7,801).
Key figures and ratios
EBITDA
-€30,231▼
2022 · €16,021
Cash flow
-€45,883▼
2022 · €3,681
Interest coverage
-1.93▼
2022 · 1.30
Debt ≤ 1 year
€48,428▼
2022 · €591,539
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €12,874 | - |
| Remuneration, social security and pensions62 | €42,200 | €8,432 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,934 | €2,742 | €2,742 | = |
| Other operating charges640/8 | €807 | €1,452 | €4,389 | ▲ 202% |
| Gross operating margin9900 | €53,418 | €25,905 | -€25,842 | ▼ 200% |
| Operating profit (loss)9901 | €7,476 | €13,279 | -€32,974 | ▼ 348% |
| Financial income75/76B | €0 | - | - | - |
| Recurring financial income75 | €0 | - | - | - |
| Financial charges65/66B | €6,417 | €12,340 | €15,652 | ▲ 26.8% |
| Recurring financial charges65 | €6,417 | €12,340 | €15,652 | ▲ 26.8% |
| Profit (loss) for the period before taxes9903 | €1,059 | €939 | -€48,625 | ▼ 5,280% |
| Profit (loss) for the period9904 | €1,059 | €939 | -€48,625 | ▼ 5,280% |
| Profit (loss) for the period to be appropriated9905 | €1,059 | €939 | -€48,625 | ▼ 5,280% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €641,478 | €749,537 | €7,801 | ▼ 99.0% |
| Fixed assets21/28 | €11,430 | €8,687 | €5,945 | ▼ 31.6% |
| Tangible fixed assets22/27 | €11,430 | €8,687 | €5,945 | ▼ 31.6% |
| Plant, machinery and equipment23 | €6,250 | €4,800 | €3,350 | ▼ 30.2% |
| Furniture and vehicles24 | €5,180 | €3,887 | €2,595 | ▼ 33.2% |
| Current assets29/58 | €630,048 | €740,850 | €1,856 | ▼ 99.7% |
| Stocks and contracts in progress3 | €623,000 | €718,000 | - | - |
| Contracts in progress37 | €623,000 | €718,000 | - | - |
| Cash at bank and in hand54/58 | €1,407 | €18,326 | €1,856 | ▼ 89.9% |
| Deferred charges and accrued income490/1 | €5,640 | €4,524 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €641,478 | €749,537 | €7,801 | ▼ 99.0% |
| Equity10/15 | €7,059 | €7,998 | -€40,627 | ▼ 608% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | €1,059 | €1,998 | -€46,627 | ▼ 2,433% |
| Amounts payable17/49 | €634,418 | €741,539 | €48,428 | ▼ 93.5% |
| Amounts payable after more than one year17 | €150,000 | €150,000 | - | - |
| Financial debts170/4 | €150,000 | €150,000 | - | - |
| Amounts payable within one year42/48 | €484,418 | €591,539 | €48,428 | ▼ 91.8% |
| Current portion of amounts payable after more than one year42 | - | €403,000 | - | - |
| Financial debts43 | €397,813 | - | - | - |
| Credit institutions430/8 | €397,813 | - | - | - |
| Trade debts44 | €24,795 | €45,314 | €3,518 | ▼ 92.2% |
| Suppliers440/4 | €24,795 | €45,314 | €3,518 | ▼ 92.2% |
| Taxes, remuneration and social security45 | €990 | €2,404 | - | - |
| Taxes450/3 | €990 | €2,404 | - | - |
| Other amounts payable47/48 | €60,821 | €140,821 | €44,910 | ▼ 68.1% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,059 | €939 | -€48,625 | ▼ 5,280% |
| + Depreciation and write-downs630 | €2,934 | €2,742 | €2,742 | = |
| Operating cash flow (approximation) | €3,994 | €3,681 | -€45,883 | ▼ 1,346% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €16,918 | -€16,470 | ▼ 197% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
31-12
Financial
Weakest financial yearnet -€48,625
Net result drops to -€48,625, the lowest in the series.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2020
Ground area
4,346 m²
Building footprint
274 m²
Volume, LiDAR
1,558 m³
Parcel 71542B0330/00D000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
RENOMARI
since 20202.306.620.210
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542B0330/00D000 | Flanders | 4,346 m² | 1 · 274 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,298 companies in this sector we hold annual accounts for 2,364. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded03-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
Contact
Website
www.renomari.be
E-mail
info@renomari.be
E-invoicing
Not found in the Peppol register
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Register as of 1 October 2026 · Peppol Directory
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