RENOLO
ActiveSummary
RENOLO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€26,084) and a net result of €58,814. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 8% of 8091 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 8091 sector peers (2025).
NBB · sector comparisonPosition among 8091 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
49 d late
2023
1 d early
2022
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€26,084▲ 69.3%
2024 · -€84,898
Net result
€58,814
2024 · -€17,185
Total assets
€639,219▼ 12.7%
2024 · €732,132
Solvency
-4.1%▲ 7.5pp
2024 · -11.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€57,060-€437-€2,335€71,791
Net result-€73,446below the sector's middle half--€14,266below the sector's middle half▲ 80.6%-€17,185below the sector's middle half▼ 20.5%€58,814within the sector's middle half
Equity-€53,446below the sector's middle half--€67,713below the sector's middle half▼ 26.7%-€84,898below the sector's middle half▼ 25.4%-€26,084below the sector's middle half▲ 69.3%
Total assets€741,638within the sector's middle half-€747,407within the sector's middle half▲ 0.8%€732,132within the sector's middle half▼ 2.0%€639,219within the sector's middle half▼ 12.7%
Debt€795,084-€815,120▲ 2.5%€817,029▲ 0.2%€665,303▼ 18.6%
Working capital-€163,872below the sector's middle half--€196,937below the sector's middle half▼ 20.2%-€123,303below the sector's middle half▲ 37.4%-€112,573below the sector's middle half▲ 8.7%
Solvency-7.2%below the sector's middle half--9.1%below the sector's middle half▼ 1.9pp-11.6%below the sector's middle half▼ 2.5pp-4.1%below the sector's middle half▲ 7.5pp
Current ratio0.02below the sector's middle half-0.03below the sector's middle half▲ 0.010.49below the sector's middle half▲ 0.460.56below the sector's middle half▲ 0.07
Return on assets (ROA)-9.9%below the sector's middle half--1.9%below the sector's middle half▲ 8.0pp-2.3%below the sector's middle half▼ 0.4pp9.2%within the sector's middle half▲ 11.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €71,791 after a loss of €2,335 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €639,219
Fixed assets
€496,322 ▼ 19.0%
Current assets
€142,897 ▲ 19.8%
Key figures and ratios
Debt ≤ 1 year
€255,470▲
2024 · €242,551
Debt > 1 year
€409,833▼
2024 · €574,478
Income taxes
€180▲
2024 · €142
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €40,886 | €55,735 | ▲ 36.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €115,796 | €35,664 | €28,051 | €21,326 | ▼ 24.0% |
| Other operating charges640/8 | €7,528 | €7,000 | €4,254 | €5,326 | ▲ 25.2% |
| Non-recurring operating charges66A | - | - | - | €60 | - |
| Gross operating margin9900 | €66,264 | €43,101 | €29,969 | €98,503 | ▲ 229% |
| Operating profit (loss)9901 | -€57,060 | €437 | -€2,335 | €71,791 | ▲ 3,174% |
| Financial income75/76B | - | €152 | - | - | - |
| Recurring financial income75 | - | €152 | - | - | - |
| Financial charges65/66B | €16,387 | €14,798 | €14,708 | €12,797 | ▼ 13.0% |
| Recurring financial charges65 | €16,387 | €14,798 | €14,708 | €12,797 | ▼ 13.0% |
| Profit (loss) for the period before taxes9903 | -€73,446 | -€14,210 | -€17,043 | €58,994 | ▲ 446% |
| Income taxes67/77 | - | €57 | €142 | €180 | ▲ 26.7% |
| Profit (loss) for the period9904 | -€73,446 | -€14,266 | -€17,185 | €58,814 | ▲ 442% |
| Profit (loss) for the period to be appropriated9905 | -€73,446 | -€14,266 | -€17,185 | €58,814 | ▲ 442% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €741,638 | €747,407 | €732,132 | €639,219 | ▼ 12.7% |
| Fixed assets21/28 | €738,403 | €741,868 | €612,883 | €496,322 | ▼ 19.0% |
| Tangible fixed assets22/27 | €738,403 | €741,868 | €612,883 | €496,322 | ▼ 19.0% |
| Land and buildings22 | - | - | €612,883 | €496,322 | ▼ 19.0% |
| Other tangible fixed assets26 | €738,403 | €741,868 | - | - | - |
| Current assets29/58 | €3,235 | €5,539 | €119,248 | €142,897 | ▲ 19.8% |
| Amounts receivable within one year40/41 | - | - | €116,700 | €136,785 | ▲ 17.2% |
| Other amounts receivable41 | - | - | €116,700 | €136,785 | ▲ 17.2% |
| Cash at bank and in hand54/58 | €2,833 | €4,703 | €2,548 | €6,111 | ▲ 140% |
| Deferred charges and accrued income490/1 | €402 | €836 | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €741,638 | €747,407 | €732,132 | €639,219 | ▼ 12.7% |
| Equity10/15 | -€53,446 | -€67,713 | -€84,898 | -€26,084 | ▲ 69.3% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€73,446 | -€87,713 | -€104,898 | -€46,084 | ▲ 56.1% |
| Amounts payable17/49 | €795,084 | €815,120 | €817,029 | €665,303 | ▼ 18.6% |
| Amounts payable after more than one year17 | €627,977 | €612,644 | €574,478 | €409,833 | ▼ 28.7% |
| Financial debts170/4 | €627,977 | €612,644 | €574,478 | €409,833 | ▼ 28.7% |
| Amounts payable within one year42/48 | €167,107 | €202,476 | €242,551 | €255,470 | ▲ 5.3% |
| Current portion of amounts payable after more than one year42 | €43,095 | €43,992 | €38,166 | €35,564 | ▼ 6.8% |
| Trade debts44 | €16,474 | €7,429 | €9,838 | €71,091 | ▲ 623% |
| Suppliers440/4 | €16,474 | €7,429 | €9,838 | €71,091 | ▲ 623% |
| Taxes, remuneration and social security45 | €1,949 | €1,876 | €1,689 | €180 | ▼ 89.4% |
| Taxes450/3 | €1,949 | €1,876 | €1,689 | €180 | ▼ 89.4% |
| Other amounts payable47/48 | €105,589 | €149,179 | €192,858 | €148,635 | ▼ 22.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€73,446 | -€14,266 | -€17,185 | €58,814 | ▲ 442% |
| + Depreciation and write-downs630 | €115,796 | €35,664 | €28,051 | €21,326 | ▼ 24.0% |
| Operating cash flow (approximation) | €42,349 | €21,397 | €10,865 | €80,140 | ▲ 638% |
| Investment in fixed assets (approximation) | - | -€39,129 | €100,934 | €95,235 | ▼ 5.6% |
| Change in cash | - | €1,869 | -€2,154 | €3,563 | ▲ 265% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €58,814
Net result €58,814 after 3 loss-making years.
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2020
Ground area
403 m²
Building footprint
87 m²
Volume, LiDAR
574 m³
Parcel 35022A0003/00Y045, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
RENOLO
since 20202.304.431.968
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35022A0003/00Y045 | Flanders | 403 m² | 1 · 87 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-07-2020
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
41001General construction of residential buildings
43990Other specialised construction activities
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0749836130
Registered
09-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.